TLT Consumer Finance

Our specialist team provides industry leading legal support across
the UK on consumer credit, mortgages, payments and retail products.

[Russell Kelsall @RussellKelsall]

FCA publishes a consultation on draft updated guidance for credit card, overdraft and personal loan firms dealing with customers unable to make payments because of #COVID-19. For my one page infographic, and more information, please see: https://t.co/umBXo7Xbul #consumerfinance

[Russell Kelsall @RussellKelsall]

Does a customer who has voluntary terminated a regulated hire purchase or conditional sale agreement have to take care of the vehicle whilst collection arrangements are being made? For more, please see: https://t.co/P6ov6EAymk #motorfinance #voluntarytermination #VT

[Russell Kelsall @RussellKelsall]

#FCA updates webpage for firms dealing with complaints during COVID-19. It even includes the FCA’s expectations on #CMCs. For more, please see: https://t.co/2pV1fN6NmN #complaints #financialservices

[TLT Consumer Finance @TLT_ConsFinance]

There’s nothing we love more at TLT Towers than an awards night. And it’s even better when we win! #winning

[TLT LLP @TLT_LLP]

We’re celebrating a double win at the Manchester Legal Awards, after taking home the award for both Employment Team of the Year and Law Firm Innovation! https://t.co/uWUWg9Seei #manchesterlegalawards #winners #innovation

[TLT Consumer Finance @TLT_ConsFinance]

It’s always interesting to see how much activity there is with skilled person reports. #FCA #financialservices

[Russell Kelsall @RussellKelsall]

FCA publishes details of skilled persons reports commissioned in Q3 2019. For more, please see: https://t.co/mVsSATrwEu #FCA #skilledperson #financialservices

[Russell Kelsall @RussellKelsall]

FCA fines firm for TCF breaches for treating retail investors different from institutional investors. For more, please read: https://t.co/AvyZKjjkCo #financialservices #finalnotice #TCF

[TLT Consumer Finance @TLT_ConsFinance]

@UKFtweets latest data shows 8% more pound-for-pound remortgages than the same time in 2018. Will be interesting to see how this growth trend continues following the FCA's recent 'mortgage prisoner' rule changes ...

[UK Finance @UKFtweets]

Today's update reveals there were 29,100 new first-time buyer mortgages completed in September 2019, 1.6 per cent more than in the same month in 2018: https://t.co/9VfQiLKCWa

[TLT Consumer Finance @TLT_ConsFinance]

It's now only 3 weeks until the SM&CR will be extended to all firms currently outside the regime (FCA solo-regulated firms). If you haven't already, it's not too late to prepare. Please get in touch if you need some pointers.

[TLT Consumer Finance @TLT_ConsFinance]

Great webinar by @UKFtweets and @Computershare this morning on open banking and vulnerable customers. Highlighted opportunities for open banking to enhance experience in three areas of the mortgage market: (1) affordability; (2) money management and insights; and (3) payments.

[TLT Consumer Finance @TLT_ConsFinance]

Interesting article following a speech by Christopher Woolard at @UKFtweets Annual Mortgage Conference on Wednesday. Some early discussion on work to reshape the regulatory rulebook for the digital age.

[City A.M. @CityAM]

What is the FCA's radical plan for UK financial regulations? https://t.co/EZI7OyokIc

[TLT Consumer Finance @TLT_ConsFinance]

Great to meet everyone this afternoon at the Motor Finance Theatre and share the stage with @motonovofinance and @Imperialcar at #AMLIVE2019. Lot's of discussion on new models for motor finance and potential for digital disruption in the market.

[Automotive Management Live @AM_LiveUK]

Our final session of the day is once again packed full! Head to the Motor Finance Theatre to hear what our expert speakers have to say following the FCA’s review #AMLIVE2019 - sponsored by @motonovofinance

[TLT Consumer Finance @TLT_ConsFinance]

We're delighted to be speaking at #AMLIVE2019 this afternoon on the FCA Motor Finance Review. Look forward to discussing recent FCA proposals on commission models and disclosure.

[Automotive Management Live @AM_LiveUK]

Welcome to #AMLIVE2019 - the UK's leading event for motor retailers.

Still to register your place? Online registration is open until 3pm today and we also welcome walk-ins.

[TLT LLP @TLT_LLP]

TLT named 'Best Law Firm' at @Credit_Strategy's annual Car Finance Awards, celebrating a second consecutive win in the category. https://t.co/0EwcBionI0 #CFawards19 #winners #motorfinance

[TLT LLP @TLT_LLP]

We've been shortlisted in the 'Best Law Firm' category at the @Credit_Strategy Car Finance Awards this evening at the @NottBelfryHotel. Good luck to the finalists in all categories! #CFawards19

[TLT Consumer Finance @TLT_ConsFinance]

Just a night out in Nottingham. Oh. And a we won ‘Best Law Firm’ at the Car Finance Awards 2019. We’re super lucky to have a fab clients and a great team. #CFawards19 #motorfinance

[TLT LLP @TLT_LLP]

We've been recognised as a top-performing firm for client service in the UK, following a major research campaign by @@thelegal500 https://t.co/p7zCICqkFN

[Russell Kelsall @RussellKelsall]

This article on the American Banker (thanks for picking it up @DrCharlesLaing) is interesting. But are the divisions so clear here, in the UK? Many lenders tell me they don’t have a “collections” team anymore and (quite rightly) it’s about fair solutions.... #consumerfinance

[TLT Consumer Finance @TLT_ConsFinance]

And we do love a good awards event (party). “There ain’t no party like a Car Finance party” is what S Club 7 really wanted to sing.... 🎶 🥳 🎉

[Russell Kelsall @RussellKelsall]

Whilst enjoying the Barcelona sunshine last week, I was thrilled to find out my @TLT_ConsFinance motor finance team has been short-listed for 'Best Legal Advisory Firm' at the Car Finance Awards 2019. We're very lucky to have such great clients giving us amazing work #CFAwards19

[TLT LLP @TLT_LLP]

We're delighted to be nominated for this award - defending our 2018 win - Legal Advisory Firm of the Year at the Car Finance Awards from Credit Strategy #motorfinance #carfinance #consumerfinance https://t.co/TNpSjW81Y2

[TLT Consumer Finance @TLT_ConsFinance]

This is an important development for mortgage lenders to keep on their radar: #mortgageregulation

[Russell Kelsall @RussellKelsall]

The House of Commons has had its first reading of a private members’ bill called the Banking (Consumer and Small Business Protection) Bill 2017-19. It proposes to make significant changes to mortgage regulation. Read more at https://t.co/z0kTiuqfb0 #mortgages #mortgageregulation