TSPCoach

Simple, monthly Thrift Savings Plan allocation strategy newsletter. If you are in the TSP, make it count!

[TSPCoach @TSPCoach]

November allocations posted.

I'm preparing for a bumpy November. Keep investing!

Change your allocations at https://t.co/6jzvenmid6

[TSPCoach @TSPCoach]

https://t.co/BYXtacWiZ8

[TSPCoach @TSPCoach]

August allocations for TSP Coach and the Thrift Savings Plan are out! Actively manage your retirement accounts and make proactive decisions to increase your returns!

[TSPCoach @TSPCoach]

@thomasbsauer Q-tips, lots of Q-tips.

[TSPCoach @TSPCoach]

@NavalAcademy Wait, what happened to the pay phones by Main Office? They get cell phones? I bet they have music in their rooms too! And A/C!

[TSPCoach @TSPCoach]

@anishmoonka Take a look at Thema & Louise. The man that did the color told me he had never been to Arizona, so he guessed at the color and made it much redder than reality. He felt very bad for messing up the color.

[TSPCoach @TSPCoach]

Military and Federal Civilians with TSP accounts - make your retirement count - follow our allocations at TSP Coach. YTD returns are 20.21%, annualized returns over 21 years are 14.27%.

Celebrate America's 250th Birthday by creating a strong and secure future for yourself!

[TSPCoach @TSPCoach]

As we embark on our Nation's 250th Birthday, let's all take a moment to make sure we imbibe in her wealth! Keep investing!

Allocations for Thrift Savings Plan are out!

[TSPCoach @TSPCoach]

Worth a read and consideration. My current C Fund (S&P 500) exposure is nil.

It will be interesting if rate cuts occur because of a market collapse vs a return to lower commodity prices in the next 3 months. Current operations in the Middle East have me wondering if there is another energy game being played that we are not aware of yet. Continued high energy prices WILL depress investment in AI and its associated companies.

[Thierry from arvy 🇨🇭 @ThierryBorgeat]

🚨 We may be looking at the rarest market setup in 50 years.

The S&P 500's four historic drawdowns since 1972:
– 1973 Inflation: -43%
– 1987 Liquidity: -30%
– 2000 Tech: -47%
– 2008 Credit: -55%

Each one was driven by ONE dominant risk.

Right now, all four are present at the same time.

1. INFLATION
A commodity supercycle. Energy, metals, agriculture all in multi-year base breakouts. The Fed's preferred inflation gauge has been above 2% for 18 of the last 24 months.

2. LIQUIDITY
The largest equity supply shock since 2000. SpaceX, OpenAI, Anthropic raising ~$275B combined. Google flipping from $60B/year buybacks to $80B net issuance. Over $1 trillion of IPO and lockup supply hitting the Russell 3000 in 2026.

3. TECH
Semiconductors trading 73% above their 200-day moving average – the largest stretch since March 2000. Climax run signals across the AI complex. Micron, Palantir, SMCI, the SOX index, all showing the textbook O'Neil sell pattern.

4. CREDIT
Apollo, KKR, BlackRock, Blue Owl, Cliffwater, Partners Group – all gating redemptions on their evergreen funds in the last 90 days. The private credit machine is freezing in real time.

Never in 50 years have all four risks been simultaneously present.

But here's the part nobody talks about

While the AI Big 10 has gone vertical, quality stocks have been left for dead.

– Berkshire Hathaway: trailing the S&P 500 by hundreds of basis points
– Coca-Cola, Procter & Gamble, Pepsi: trading at multi-year relative lows
– HEICO, Union Pacific, MSCI: making boring new highs while everyone watches Nvidia
– Healthcare vs. S&P 500: 25-year relative low

The last time this happened?

December 1999. Barron's ran a cover titled "What's Wrong, Warren?" – mocking Buffett for being a dinosaur, for missing the internet, for refusing to pay for growth at any price.

Berkshire was down 19% in 1999 while the Nasdaq was up 85%.

What followed:
– Berkshire +29% over the next 24 months
– Nasdaq -78% over the next 30 months

The setup today

Four historic risks stacked simultaneously, while the boring, durable, cash-flowing businesses that always survive these regimes have been treated like dead money for years.

The math doesn't get more asymmetric than this.

Quality stocks aren't out of style.

They're being orphaned.

That's when generational positions are built.

The boring stuff hasn't worked for a long time.

History suggests that's exactly the moment it starts to.

[TSPCoach @TSPCoach]

June allocations for TSP Coach are now out on our website https://t.co/fXmBkucP6O. 16.44% YTD and 14.17% annualized for over 20 years.
Make your TSP count!
I see lots of millionaires posting their balances on Reddit. You can be one too! Keep investing!

[TSPCoach @TSPCoach]

@RamonTinio @PatrickSchuess1 @GermanShepher10 @TexSandlin @RSE_VB @TomcatJunkie @GodwinMeter @Silas1042208 Kapton wiring. It won't pop a second time, it will just catch fire. IYKYK.

[TSPCoach @TSPCoach]

@thomasbsauer @Large_Prime_Num They are a poly blend and always fit horribly. Bring back cotton.

[TSPCoach @TSPCoach]

@robristesund Thanks for your response and subscription. It should be an interesting next few months. I am one of those 5%. We have beaten the market so far this year, and we will continue to watch the markets and broader economy closely for our June allocations.

[TSPCoach @TSPCoach]

Big allocation changes for May! Allocations for TSP Coach are out!
Check out our newsletter and follow the most successful TSP service with over 21 years of strong performance! Keep investing!

[TSPCoach @TSPCoach]

@lnvisibleMayhem Server is up. When were you logging in?

[TSPCoach @TSPCoach]

Would this work?

[Stephen Fleming @StephenFleming]

Victor Glover explains why physical controls are better than touchscreens:

“If I’m doing something where I’m so busy that I cannot stop and look down at my hands to fly, this is the biggest difference. I have to touch the screen, which means I have to look, because if I touch right next to that arrow, it doesn’t work. In Orion, I have a feel. I don’t have to look. I can focus on precision because I can look out the window the whole time.”

[John Ʌ Konrad V @johnkonrad]

Forty days of panic by everyone in the shipping industry and the vast majority of media and academic military “experts”, and for what?

The experts said the Navy was scared to enter Hormuz. They called prudence weakness and restraint failure. They reiterated and published freak outs from social media. They were wrong.

Two U.S. destroyers just made four transits through the Strait. So much for the hysteria and all the hand-wringing about American decline.

And the stories I’m hearing from the 🇺🇸 sailors at sea is one filled with real heroism.

Yes, the US Navy has real problems.

Yes, our Merchant Marine does too.

Yes, Congress can’t even pass the SHIPs act.

Yes, mistakes were made.

Yes the process of clearing the mines will take time.

Yes we are still a long way from normality.

But our overwhelming advantage over every other Navy on Earth is the BIG story. Here.

No other Navy could have accomplished this with so few casualties. None.

To the over the top media and hyperbolic Europeans and all the doomers: shame on you.

And to Beijing: recalculate.

Bravo Zulu to Admiral Cooper and the joint force and every American serviceman in the Middle East.

We have a long way to go but this ship is making way in the right direction.

[TSPCoach @TSPCoach]

Sorry Folks, The Strait of Hormuz is Closed.
April allocations for TSP Coach are now out.
Actively managing your retirement accounts is important in peace and critical in times of conflict.
As always keep investing!
https://t.co/fXmBkudmWm

[MOMof DataRepublican @data_republican]

Wow. This was sent to all the midshipmen at the Naval Academy. Pray for our future military officers as they prepare!

"Brigade of Midshipmen,
As you have seen in the news, our Joint Force has begun military operations against Iran. For decades, Iran has waged a proxy war against American forces and our partners across the Middle East. The events now unfolding are historic. They are consequential. And they demand serious reflection from all of us.
For some of your company mates who have only recently graduated, this is no longer theoretical. It is not a case study. It is not a classroom discussion. It is real. They are likely participating in these operations today, standing watch, flying sorties, leading Sailors and Marines, executing missions on behalf of our great country. They are carrying the weight of decisions that matter.
Soon enough, that responsibility will be yours.
This moment should sharpen your perspective. The fate of nations, the stability of regions, and the lives of your fellow Americans are not abstract ideas. They rest in the hands of officers who are competent, disciplined, and morally grounded. The fate of the Iranian people, like so many populations caught under regimes that choose hostility over peace, will ultimately be shaped in part by how professionally and decisively American forces conduct themselves.
You've heard me talk about warfighting and our focus on it. What you are seeing in the news is an example of why we must be ready. Warfighting is not a slogan. It is the core purpose of our Navy and Marine Corps. It requires intellectual rigor in the classroom, physical toughness on the field, and professional seriousness in every training evolution.
It requires leaders who understand history, technology, human behavior, and the moral weight of command. It requires officers who can think clearly under pressure and act decisively in uncertainty. This is not a time for distraction. It is not a time for complacency.
It is a time... to double down.
Double down academically, master your disciplines. Whether you study engineering, cyber, political science, or literature, your ability to think critically will shape your effectiveness in combat.
Double down athletically, physical resilience underpins combat effectiveness. The demands placed on junior officers in operational units are unrelenting. Double down professionally, treat every formation, every brief, every watch, and every leadership opportunity as preparation for the day when the stakes are real.
Our mission remains clear: to develop midshipmen morally, mentally, and physically and to imbue you with the highest ideals of duty, honor, and loyalty. Those ideals are not ornamental. They are operational necessities.
History does not ask whether we feel ready. It simply arrives. We are not simply another college, our responsibility is far greater. We will continue to prepare you accordingly.
With Respect,
Your Supe
LtGen Michael J. Borgschulte, USMC
66th Superintendent"

[TSPCoach @TSPCoach]

Allocations for March are out! Obviously Iran is the theme! Keep investing!
We have also expanded our subscription payment options by adding Square! Many of you didn't like PayPal, so we listened and expanded!