@Lihlee_mm B - discretionary investing (ZAR) is as important as TFSA investing. You can touch your ZAR, as & when you want and leave the TFSA alone. Super important for me as an investor to be able to get something out (zar) while waiting it out (tfsa). π
@QC_Capitals $ 100 000.00 for immediate investing. ππ
$ 1 000.00 x 120 months (10 years) = $ 120 000
No need to wait 10 years, losing out on maximum compounding, just to get an extra $ 20 000 at the end.