Office of Public Insurance Counsel

OPIC is a state agency that represents the interests of Texas insurance consumers.

Get help with your questions:
📧 [email protected]
☎️ 1-877-611-6742

[Office of Public Insurance Counsel @TXOPIC]

If you’re shopping for insurance, we can help! Check our shopping resources for consumers: https://t.co/iMhjbkyAsT

[Office of Public Insurance Counsel @TXOPIC]

Confused about the insurance claims process? We can help. Learn about your responsibilities and what you can expect. Property claims: https://t.co/azCyYvfYhu Auto claims: https://t.co/VWt3TciJOO

[Office of Public Insurance Counsel @TXOPIC]

Neither residential property insurance nor renters insurance is flood insurance. To cover your dwelling or contents against flooding, you typically need a separate flood policy. Learn the basics of flood insurance at https://t.co/gQzaVfzHYL

[Office of Public Insurance Counsel @TXOPIC]

Hurricane season is here. Be ready!
🌀 Create your go kit
🌀 Plan your evac routes
🌀 Backup key documents
🌀 Review your insurance
Learn more about Texas hurricane resources at https://t.co/0bzoDj8k97 and https://t.co/kfT03TzTLn

[Office of Public Insurance Counsel @TXOPIC]

One day until hurricane season begins: Are you covered for flooding? Windstorm? Dwelling contents if you are a renter? Hurricane season starts tomorrow! Be ready: https://t.co/IFnZtXjt5G.

[Office of Public Insurance Counsel @TXOPIC]

Do you have a plan for your pet during an emergency? It is important to know where you would go if you had to evacuate and if pets could join you there. Plan ahead: https://t.co/eZPkwCmOR1. Only 2 days until hurricane season starts.

[Office of Public Insurance Counsel @TXOPIC]

Don’t let a lack of flood or windstorm protection bite you. There are only three days until the start of hurricane season, and many policies have a waiting period before going into effect. Be ready: https://t.co/hrzg8n06rE.

[Office of Public Insurance Counsel @TXOPIC]

Don’t ignore purchasing renters insurance. Your landlord is not responsible for your personal belongings, and renters insurance is typically quite inexpensive.

[Office of Public Insurance Counsel @TXOPIC]

If you needed an ambulance ride to the hospital, would your health insurance cover the cost? Check with your insurer. State law bans surprise bills from ambulance services if you have a state-regulated health insurance plan, but most plans are not state regulated. Learn more: https://t.co/jwoMvoUwEj

[Office of Public Insurance Counsel @TXOPIC]

What Does It Mean When There Is a…
💧Flood Watch – Conditions are right for weather to produce flooding
💧Flood Warning – Flooding is imminent or occurring now
💧Flash Flood – Rapid flooding of low-lying areas, rivers, creeks, and basins
https://t.co/EHoFy7iS3p

[Office of Public Insurance Counsel @TXOPIC]

Four Myths About Flood Insurance:
1. Buying flood insurance isn’t necessary.
2. Flood policies don’t have a waiting period before going into effect.
3. Flood damage is always covered by home insurance.
4. Disaster assistance will cover any losses.
Learn more about flood insurance at https://t.co/xKY5VXTFIs

[Office of Public Insurance Counsel @TXOPIC]

Thank you for your service.

[Office of Public Insurance Counsel @TXOPIC]

Reasons to Consider Flood Insurance:
💧Most home or renters’ policies don’t cover flood damage
💧Weather patterns or nearby new construction can increase your risk
💧Flooding in your home or car can cause very expensive damage
Learn more about flood insurance at https://t.co/IitmH3QkmY

[Office of Public Insurance Counsel @TXOPIC]

Flood Facts:
💧You don’t need to live near water to experience flooding
💧Floods are the most common natural disaster in the U.S.
💧30% of NFIP flood insurance claims come from properties outside a high-risk area
Learn more about flood insurance at https://t.co/Yau7kQnqml

[Office of Public Insurance Counsel @TXOPIC]

If you are a new homeowner, congratulations! Here are several important types of insurance to know about:
1. Home: https://t.co/0VhPHY2dMS
2. Flood: https://t.co/jzIjTddd5P
3. Windstorm (on the coast): https://t.co/nslfPhfWU1

[Office of Public Insurance Counsel @TXOPIC]

Flooding is unpredictable and dangerous.
💧Heavy rain can cause flash flooding anywhere
💧6 inches of moving water can knock a person down
💧12-24 inches of moving water can sweep away a vehicle
Learn about flood insurance at https://t.co/gQzaVfzHYL

[Office of Public Insurance Counsel @TXOPIC]

What does a “100-year flood” mean? According to FEMA, it means there is a…
💧26% chance of a flood in the next 30 years, and
💧55% chance of a flood in your lifespan
Consider flood insurance. Floods can happen anywhere at any time.

[Office of Public Insurance Counsel @TXOPIC]

Four things you can do to prepare for flooding:
💧Protect your personal documents
💧Build a disaster kit
💧Create an evacuation plan
💧Buy flood insurance
Learn more about flood insurance at https://t.co/gQzaVfzHYL

[Office of Public Insurance Counsel @TXOPIC]

Flooding can happen at any time.
💧Research your home’s flood risk
💧Plan your evacuation route
💧Know what roads are likely to flood
💧Consider flood insurance
Learn more about flood insurance at https://t.co/gQzaVfzHYL

[Office of Public Insurance Counsel @TXOPIC]

This is Flood Awareness Week. Here are some helpful readiness resources:
https://t.co/2l0UEBaqOB info on being flood ready: https://t.co/WW0PC8fl2T
NFIP (flood insurance): https://t.co/j4BqXdxFkO