How to legally insider trade 101: Join Congress
You wake up at 5am. You put on a hard hat or a badge or scrubs. You drive to a job that doesn't care if you slept. You do it again tomorrow.
You've been putting $100 a month into your 401k since you were 26. You don't pick stocks. You buy an index fund because that's what they told you to do.
You get 8% a year if you're lucky. That's the deal. That's what regular people get.
Some months you check the balance and it's down and you feel it in your chest. That's your kid's college. That's your retirement. That's every time you told your wife "not this month."
You don't get to cheat. You don't know anyone. You just keep putting in the $100.
Congress doesn't play by those rules.
September 2008. Lehman Brothers just collapsed. The Treasury Secretary and the Fed chairman pull congressional leaders into an emergency room. So classified they take everyone's phones at the door. They tell the room the entire global financial system could collapse in days.
Congressman Spencer Bachus is in that room. He's the ranking member of the House Financial Services Committee. Literally the guy in charge of overseeing Wall Street.
He walks out. Next morning he buys options that pay double when the market crashes.
Sells days later. Profit.
Same year, the Pelosis are sitting on shares of Visa they got at the IPO. She blocks a credit card reform bill. She's working for her bags. Visa pumps 2x. She makes bank. The market crashes 15%.
10 million families lost their homes. Housing dropped 27%. $4.2 trillion in household wealth just gone. Your parents' house is underwater. Your retirement is cut in half. People are losing everything.
Nobody in Congress lost anything.
Zero prosecutions. No consequences.
So what'd they do? They did it again.
January 2020. Classified Senate briefing on COVID. Most Americans haven't even heard the word yet.
Senator Richard Burr walks out and writes a public op-ed. America is "better prepared than ever." Everything's fine folks.
Then he dumps up to $1.7 million in stock. 33 trades. One day.
Your portfolio was at an all-time high that week. You didn't touch it. Why would you. You trusted the people running the country.
Two weeks later Burr is behind closed doors telling rich donors the truth. This virus is "much more aggressive than anything we've seen in recent history."
He told you it was fine. He told them to get out.
S&P 500 drops 34% in five weeks. Your savings of 20 years wiped in half. Just gone. Obliterated.
You're sanitizing groceries in the garage wondering if your parents are gonna make it.
Senator Kelly Loeffler is reallocating millions after her classified briefing. Senator Feinstein's husband dumps up to $6 million in late January.
1.1 million people died. And four senators were trading on classified pandemic briefings.
No hedge fund had that intel. No pension fund. No financial advisor. Nobody. Just them. Just the people in that room.
DOJ opened investigations. Quietly closed all of them. Burr finished his term. Retired with a full pension.
You buried your grandmother and watched your retirement account crater. They sold at the top.
Now look at this.
Your savings grow 8% a year.
Average hedge fund, where you need a million bucks just to get in the door. 6 to 11% a year.
Top 50 hedge funds on the planet. Smartest money alive. Billions in computing power. 12.4% a year.
Warren Buffett. Greatest investor who ever lived. 20% a year.
Nancy Pelosi walked into Congress in 1987 with a portfolio worth $700,000. She's worth $240 million now. Her net worth is 40 times her entire lifetime government salary. 350x return.
In 2024 alone her portfolio gained 71%. The S&P did 25%. She beat all of them. Every hedge fund. Every quant. Buffett. Everyone. On a government salary.
Before they get power their returns are normal. After? Their trades start predicting earnings announcements before they happen.
ITS A RIGGED SYSTEM.
You get 8%.
They get whatever they want. Because they write the rules.
ABOVE THE LAW.
PERFECT CHEAT CODE.
Now think about this.
What if you insider trade once, whether on purpose or by accident?
A guy in Houston overheard his wife on a Zoom call about a company acquisition. Bought stock. Made $1.76 million. FBI showed up. Two years federal prison. Career gone. Wife gone. His lawyer told the judge he will never work again.
Martha Stewart. Avoided a $45,000 loss. Five months in prison.
Max sentence for insider trading is 20 years. Median is 30 months.
The penalty for a member of Congress who violates the STOCK Act. $200.
$200 fricking dollars.
78 members violated it in the last Congress alone.
Nobody got prosecuted.
Number of members of Congress ever prosecuted for trading on legislative knowledge in the entire history of the United States. Zero.
86% of Americans want to ban congressional stock trading.
Can't even get a vote on it.
Because the people who'd have to vote for the ban are the ones making money off it.
This whole economy. $30 trillion. Built by the people waking up early and putting in the $100 a month and wearing the hard hat and the badge and the scrubs.
You built it. You played by the rules. You got 8%.
535 people who never built a thing in their lives are skimming the top with information they didn't earn and immunity they gave themselves.
That's the system. Its pure crime. Hypocrisy of the highest level.
Insider trading for me. Prison for thee.
So you want to insider trade and maybe pay a $200 fine? Join Congress and work for your bags.
What a difference a day makes.
@DanDicksPFT is now stuck in the middle of an absolute war zone.
He went to Puerto Vallarta to speak at a conference and now all hell has broken out between the Cartel and the Mexican Government.
Hopefully he can fly back tomorrow. So far no statements about Canadians stuck in this Quagmire from the Canadian Government.
Your coconut water, coconut oil, and coconut milk have a supply chain problem nobody wants to discuss.
Thailand produces 20% of global coconuts. The harvest is often done by trained monkeys. The monkeys are chained, beaten during training, and forced to pick coconuts 8 to 10 hours daily.
This isn't metaphorical. This is documented monkey slavery. The monkeys are captured from the wild, trained through violence, and worked until they're too old or injured, then discarded.
Animal welfare groups have investigated this repeatedly. Some companies claim they don't use monkey labor. The supply chain is opaque and verification is impossible. Your coconut products likely involved animal abuse.
But that's not even the worst part. Coconut farming in the Philippines and Indonesia often involves clearing coastal forest, destroying mangrove ecosystems that protect against storm surge and provide nursery habitat for fish.
The workers harvesting coconuts earn $2 to $5 per day climbing 30-meter trees with minimal safety equipment. Falls are common. Medical care is nonexistent. If you can't work, you don't eat.
The coconut oil is then refined using chemical processing similar to other seed oils, but marketed as healthy because it's "natural."
Your trendy coconut products required enslaving monkeys, exploiting workers, destroying mangrove forests, and refining oil through industrial processing.
But it says "raw organic coconut oil" on the jar, so you're definitely living clean.
You have $30K in collections destroying your life
Can't get an apartment
Can't get a car
Can't get business funding
Can't sleep at night
Here's how to delete it ALL :
First, the truth about collections:
They bought your debt for 3 cents on the dollar
Your $10K debt? They paid $300
They're betting you don't know your rights
They're about to lose that bet
THE SYSTEM:
Step 1: Never Admit It's Yours
First contact from collector:
"This isn't my debt"
"I don't know what you're talking about"
"Send me validation"
NEVER admit ownership
NEVER make a payment
NEVER agree to anything
One payment = admission = you're fucked
Step 2: The Validation Demand
Within 30 days, send this:
"I dispute this alleged debt.
Provide:
- Original signed contract
- Complete payment history
- Chain of ownership
- Your license to collect
- Proof of amount owed"
80% can't provide this = DELETION
Step 3: The FDCPA Violations Hunt
Collectors break laws constantly:
- Calling before 8am or after 9pm
- Calling your work after you said stop
- Threatening arrest (illegal)
- Lying about amount owed
- Not validating within 30 days
Each violation = $1,000 fine
Stack them up
Now THEY owe YOU
Step 4: The Cease and Desist
If they keep calling:
"Cease all communication immediately.
Communicate only in writing.
Violation will result in lawsuit."
They legally must stop
Most will just delete it
Step 5: The CFPB Complaint
File online at CFPB .gov
"Attempting to collect invalid debt"
"Can't provide validation"
"Violating FDCPA"
Bureau investigates
60% result in deletion
Step 6: The Method of Verification Attack
Dispute with credit bureaus:
"How did you verify this debt?"
They must provide METHOD
Not just "verified"
Follow up:
"That method is insufficient per FCRA"
Forces re-investigation
Often = deletion
Step 7: The Statute of Limitations Play
Each state has time limits:
- Most states: 3-6 years
- After that: uncollectable
If debt is past SOL:
"This debt is time-barred.
Any collection attempt is illegal.
Remove immediately."
Automatic deletion
Step 8: The 1099-C Trick
Sometimes they send 1099-C (debt forgiveness)
This means debt is CANCELLED
Send copy to bureaus:
"Debt was forgiven per 1099-C
Cannot be collected
Must be deleted"
100% deletion rate
Real Examples:
Medical collections:
- Original: $18K from surgery
- Bought for: $540
- Demanded validation: Couldn't provide
- Result: DELETED
Credit card:
- Original: $8K Chase card
- In collections 4 years
- Past statute of limitations
- Result: DELETED
Student loan:
- Private loan: $35K
- Couldn't prove ownership chain
- CFPB complaint filed
- Result: DELETED
The Negotiation Nuclear Option:
If they somehow validate:
"I'll pay 10% if you delete from all bureaus"
They paid 3%
10% is 300% profit
Many take it
Get deletion agreement FIRST
Pay only after
The Credit Bureau Secrets:
They investigate for 30 seconds
They just ask collector "Is this valid?"
Collector says yes
Case closed
BUT if you dispute 3 times:
Different investigators
Different results
Persistence wins
The Monthly Attack Schedule:
Month 1: Initial disputes all bureaus
Month 2: Validation demands to collectors
Month 3: CFPB complaints
Month 4: Method of verification attacks
Month 5: Second round disputes
Month 6: Everything deleted
Your Rights They Don't Want You Knowing:
- You can dispute ANYTHING
- They MUST prove it's yours
- No proof = deletion
- You can dispute forever
- Each violation = $1,000
- You can sue in small claims
- They usually don't show up
- You win by default
The Psychological Warfare:
Collectors use fear
You use law
They say: "You'll be sued!"
You say: "Great, I'll countersue for FDCPA violations"
They say: "This will ruin your credit!"
You say: "It's already ruined, delete it"
They say: "You owe this money!"
You say: "Prove it with documentation"
They can't
They won't
You WIN
The Success Stats:
Medical collections: 92% deletion rate
Cell phone: 78% deletion rate
Credit cards: 64% deletion rate
Utilities: 71% deletion rate
Apartments: 69% deletion rate
Average time: 60-90 days
The After-Deletion Protocol:
Once deleted:
- Screenshot everything
- Save deletion letters
- Monitor monthly
- Re-dispute if returns
- Sue if they re-report
Deleted means deleted forever
Your Action Plan Today:
1. List every collection
2. Dispute with all 3 bureaus
3. Send validation letters
4. Document everything
5. Never admit, never pay
Start now
Be free in 90 days
Want the battle templates?
- Validation letters
- Dispute letters
- CFPB complaint templates
- FDCPA violation tracker
- State statute database
DM "DELETE" for the arsenal (must be following)
Collections aren't real debt
They're purchased hopes
That you don't know your rights
Now you do
Now you're dangerous
Now you're free
Delete everything 🗑️
Eating well on $15/day isn’t about suffering; it’s about technique. The most flavorful dishes aren’t filets and ribeyes; they’re braises, rice dishes, soups, and stews. Here’s one that comes in under $5 per person (using California prices, receipts posted) Full write-up in link. https://t.co/Bifr3rprZC
@TheBillsGuys They also no called a hold in the end zone on the Bills which would have ended the game in a safety for the Broncos but somehow you didn't mention that
I got a community guidelines strike for this video for "Promoting scam or exaggerated claims". But I back up the claim of the "9 niches that makes $300+ a day" by showing proof of someone actually making that much in each niches...
@TeamYouTube@YouTubeLiaison@YouTube
Anyone in the socal area: Hey friends — I wanted to share something we’ve started at Calico Fish House called Sharing the Table. Every Monday from 4–8 PM, we’re offering scratch-made family meals for FREE for anyone in the community who could use a financial hand with dinner - families, individuals, anyone struggling.
The menu changes with the season, but currently, it features organic chicken or grilled shrimp, accompanied by baby Dutch potatoes or herbed rice, and roasted & braised vegetables — all served family-style to feed four.
It’s simple: no questions, no stigma — just a way for families to enjoy a wholesome dinner together. If you know someone who could benefit, please pass this along.
If we want things to change, it's 100% necessary to politicize the senseless murder of Iryna Zarutska because it was politics that allowed a savage monster with 14 priors to be free on the streets to kill her.
This should be the most viral tweet Charlie Kirk has ever released. We must unite and making Transgressions a mental illness in legacy of Charlie Kirk. These psychopaths should be hauled into insane asylums until all hormones are regulated. If any body part was chopped off. They should spend life in a cell. These people should not be allowed to walk amongst us.
Pray Charlie Kirk’s makes it.