Tax-iQ

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

Ramesh Bro Speaks Truth in under 62 seconds 🥺😭😭

Learn. Earn. Pay Tax. Invest. Spend !!!

#FI

[Prem Soni @ValueWithPrem]

Indian fathers with 30 years in manufacturing are committing a massive generational mistake of funding sterile retail showrooms for their Gen Z kids just to protect them from the factory floor.

Every 24 year old today wants to launch a D2C retail brand from an air conditioned coworking space. They want the pastel packaging, the Shopify dashboard and the Instagram storefront so they can call themselves a Founder in front of their friends.

They are completely allergic to the sweat, the noise, the labor management and the boring daily grind of actual production.

If 99% of this generation is busy fighting over retail margins, customer acquisition costs and Instagram likes. who is actually making the product?

I am in manufacturing and looking around the floor, there is rarely a single person in their 20s willing to operate in the dirt. Everyone wants to sell the product but nobody wants to endure the friction of building it.

The 1% of Gen Z kids who swallow their ego, abandon the cafe aesthetic and build a boring & unglamorous manufacturing line are going to absolutely crush this entire generation.

Mark my words “Manufacturing in india is biggest opportunity of this generation”

You can keep your cute D2C retail brand. The guy grinding on the factory floor is going to end up owning your entire supply chain.

[Vikas Vij @TheClubJunto]

NITI Aayog Report Reveals the Scale of Education System Failure

(a) India’s median age: 28 yrs (b) 92% of 14 cr graduates with jobs unfit for them (c) 9 cr youth: no work, no study (d) 16 cr students: No skills; teaching is outdated, misdirected, disconnected.

Completely Directionless

Earlier this week, NITI Aayog published a 100-page report titled “Reimagining Skilling for Viksit Bharat @ 2047. Highlights:

a. India is one of the youngest nations globally with a median age of 28 yrs. Nearly 1 cr working age youth are getting added every year.

b. With 14 cr graduates and 50 lakh new graduates getting added every year, only 8.25% are employed in roles fit for their qualifications. (Report cites Economic Survey.) Majority are unemployed or casual labourers.

c. 12 cr students in Grade 6 onwards in school and 4.4 cr students pursuing degrees have little to no exposure to skills or training. The academic curricula has a "fundamental disconnect" with labour market demands.

d. Over 2 cr are currently enrolled in BA, BCom, BSc, which have “weak job linkages.” Many pursue these degrees so that they can be eligible to apply to government jobs.

e. Between Nov 2024 and July 2025, 1.86 cr applications were received just for 55,000 govt posts (Chances of selection: 1 out of 338).

f. 9 cr Indian youth (15 to 29 yrs) are in NEET category: Not in Education, Not in Employment, Not in Training.

g. National Education Policy (NEP) 2020 envisaged that 50% of students would have exposure to vocational subjects by 2025, and 100% of students by 2030. NEP specified dedicated hours for vocational skill exposure from Grade 6.

h. Reality Check: “Nascent” (negligible) implementation till 2026, according to NITI Aayog. Students have little exposure to General Employability and Entrepreneurship Skills (GEES).

i. Delivery Gaps: NITI Aayog points out that in higher education, faculty often has no industry know-how. For example, commerce teachers are delivering digital marketing content, resulting in superficial exposure.

j. Both school and college education remain classroom-bound. Practical training, hands-on projects, internships, apprenticeships, business-readiness modules, mentorship, or local incubation support are largely absent.

k. Even in Industrial Training Institutes (ITIs), only 8.5% of trainees took up apprenticeships in 2018. (No data available after 2018). Over 13 lakh ITI seats remain vacant every year because the ecosystem is broken.

l. Launched in Oct 2024, the Prime Minister’s Internship Scheme (PMIS) offers 1 crore youth internship opportunities in India’s top 500 companies from 2025 to 2030. Status:

Year: 2025 (Pilot Round 1)
Unique Applicants: 1.81 lakh
Offers Issued: 82,000
Offers Accepted: 28,000
Joined Internship: 8,700

Dropouts (Pilot Round 1 & 2)
Joined: 16,060
Dropped Out: 7,094
Completed: 3,417

Final pilot phase (Round 3) is ongoing from April to Dec 2026. Number of candidates who joined: 10,000.

Reasons for Poor Response: (1) Stipend of ₹9,000 p.m. for a 6-month internship. An unemployed person may spend it on transport and food only. (2) Many candidates report “internships” are concentrated in sales, marketing, and support functions.

Global Benchmarks

NITI Aayog highlights international best practices for training and skilling. (Note: The report avoids any mention of China, which has become the gold standard for vocational training).

Indonesia: With the world’s 4th largest population, Indonesia offers 50% vocational curriculum after Grade 9; deep competency specialization; mandatory internships; industry-recognized certifications.

Germany: From Grade 6, students are assigned to 1 out of 3 schools of their choice: (1) Academic focus (2) Vocational Focus (3) Sports. Higher Secondary Onwards: Dual Apprenticeship System with industry.

Australia: Secondary school onwards: Multi-year apprenticeships with the industry that let students work, train, and study simultaneously. Hiring incentives and wage subsidies offered to employers.

Singapore: Launched in 2015, SkillsFuture is a national program for “lifetime upgrading of skills” to align all citizens with evolving labour market needs. It includes subsidized, employer-linked training.

ENDQUOTE

“I constantly see people rise in life who are not the smartest, but they are learning machines.” – Charlie Munger, USC Law School Speech, 2007

@arabicatrader

[Maikolll. @MZora0419]

Una madre decidió acostar a su hijo a las 20:00 durante 60 días.

Sin “10 minutos más”.
Sin excepciones los fines de semana.
Sin cambiar la rutina cuando había invitados.

Baño a las 19:30.
Luces apagadas a las 20:00.

Hasta que sus profesores empezaron a notar algo.

Y lo que descubrieron sorprendió incluso a los médicos:

[Balu Gorade @BaluGorade]

Utpal Sheth popularized the idea of terminal value investing, a concept that deserves more attention.

A powerful insight. 🔥

[Megh Updates 🚨™ @MeghUpdates]

🚨 BIG! Modi Govt notifies rules under all 4 labour codes:

– 50% basic pay rule may reduce take-home salary
– Many unorganised workers remain outside social security coverage
– Firms with up to 300 employees can lay off workers without govt approval
– Workplace accidents can be settled through monetary compensation

[Deepak Shenoy @deepakshenoy]

It has finally happened! Rbi allows companies that have 50% financial assets (stocks bonds mutual funds etc) and 50% income from financial sources (cap gains, dividend, interest) to not have to register as NBFC if
- no public funds
- no customer interface.

Contd.

[Philosophy Sage @philosophysage]

75 LESSONS EVERY FATHER SHOULD TEACH HIS SON

// Thread //

[Road To Success @_RoadToSuccess_]

By age 25 you should be old enough to realise this‼️‼️

[Aravind @aravind]

What this person has done in creating awareness is something the GoI / @MIB_India / @GoI_MeitY must do regularly, in all languages, and in different ways - showing how adversaries may use AI videos to incite Indians.

The time to start doing it is now.

[𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃 @imacuriosguy]

Never eat salads, raw vegetables or cut fruits outside your home kitchen in India.

This is not about taste or luxury hotels.
This is about hygiene and biology.

Cysticercosis spreads through human fecal contamination.
One unwashed hand is enough.

Most food handlers do not know basic food safety.
Almost no one follows the 2 hour rule.

This disease causes seizures, brain damage and death.
It is completely preventable.

Heat saves lives. Raw food outside home is a gamble.

[Manifest_Lord @Manifest_Lord]

This Nobel Prize winner spent 44+ years proving that you're not in control of your decisions.

He exposed a hidden pattern that governs human behavior called "game theory."

Once you see it, you can't unsee it.

And you'll question every decision you've ever made. 🧵

[Alok Jain ⚡ @WeekendInvestng]

Great Article. Must Read

Also read between the lines when IMF itself promotes reading of this article !!

[Psychodoctor @Psychodoctor06]

Helicopter Parenting about studies and career :

In many Indian homes, love is expressed as protection,
direction, and
constant correction.

Parents hover not because they don’t trust their children, but because they fear the world. Unfortunately, this creates high achievement, low confidence adults.

Why Indian Parents Become Helicopter Parents ?

1. Scarcity Mindset

Many parents grew up in a time when
“One mistake means you fall behind for life.”
This old belief still drives them to monitor every mark, test, and assignment.

2. Social Comparison Culture

A child’s report card often decides:

family reputation

parent’s sense of competence

dinner-table conversations

Marks become a currency of pride.

3. Fear of Uncertainty

Parents believe:

If I don’t push, my child won’t succeed.

If I ease pressure, my child will become lazy.

So hovering feels like love, even when it suffocates.

4. Academic success = Stability

Engineering, medicine, CA, MBA become the 'safest paths' in a country without strong safety nets.

How Helicopter Parenting Shows up ?

Sitting next to the child during homework

Checking every notebook after school

Deciding subjects and career paths without asking the child

Monitoring marks more than mental health

Interfering with teachers and coaching centres

Comparing siblings and cousins

Not allowing failure or struggle

This may produce high scorers, but also adults who fear making decisions.

Impact on Children:

1. High Anxiety

When love feels conditional on marks, children start believing:
“I am worthy only when I achieve.”

2. Fear of Failure

Children don’t learn resilience. They learn avoidance.

3. Poor Decision-Making Skills

When every decision is made for them, they become adults who ask: “Tell me what to do.”

4. Burnout

Many score well but lose:

curiosity

confidence

creativity

joy

5. Emotional Distance

Hovering creates:

obedience,

but not connection.

Discipline,

but not trust.

A child may listen, but may not share.

What children actually need instead ?

1. Guidance, not surveillance

Be available, not overbearing.

2. Interest, not interference

Ask how they feel, not only what they scored.

3. Curiosity over comparison

Help them discover strengths rather than compete endlessly.

4. Permission to fail

Failure is information, not identity.

5. Connection before correction

A child who feels understood learns faster than a child who feels judged.

---

Indian parents work so hard to secure their child’s future that they sometimes forget to support their present.

They monitor marks more than mental health.

Marks become more important than the person.

Disclaimer : A gentle push may be needed for many students.

But push becomes shove and many students fall.

#parenting

[Mindset Machine @mindsetmachine]

How to fall asleep fast when your mind doesn't want you to.

[Elon Musk @elonmusk]

Interview with Nikhil

[Manifest_Lord @Manifest_Lord]

A young student once asked a wise Monk.... MUST READ.. 🧵

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

Instead of spending 25 to 40K per month ordering food on Zomato or Swiggy:

- Hire a Good Cook at 5 to 10K
- Invest in Fresh Organic Vegetables, Cold Pressed Oil, Organic Sugar & Pulses, Grains, Rice, Atta, Fresh Meat (non vegetarians)
- Invest in Good Utensils.
- Get all Meals Cooked Fresh at Home.
- Ensure the Cook to pack some food to her place. Or atleast one meal at your place (minimum)

Do this for 12 months & I promise that your body will thank You 🔥🔥🔥 Your Cook's Family gets your Support. It's a Win Win...

You can Thank Me Later ❤️

#FI

[Economic Times @EconomicTimes]

Employee gets Rs 13 lakh after winning wrongful termination case, but company became insolvent; Karnataka High Court orders release of Rs 13 lakh to him
https://t.co/PlfHQFYmTD

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

I think 100% of married men should know about this 👍 We need to support our best halves as they experience this 🔔

Bookmark & Share this widely until every man reads it. Our women, mother, sisters deserve this. From us...

#FI