Olivia
Online
TazerX⚡⚡
@TazerX9
Growth & Marketing Strategist || Narrative Builder.
Translating onchain systems into clear ideas through Digital Storytelling & Community-led Strategy.
Joined October 2023
692 Following
845 Followers
15.3K Posts
Pinned Tweet
"𝑷𝒂𝒚𝒎𝒆𝒏𝒕 𝒔𝒆𝒏𝒕."
That was the message Chinedu saw after selling his $XRP.
His landlord has been calling since morning.
His light subscription had expired.
He needed the money urgently.
The buyer even sent a bank alert screenshot.
Everything looked perfect, until Chinedu checked his account balance.
₦0.
Then the buyer stopped replying, and after a while blocked him.
Three days later, Chinedu wasn’t just out of his XRP.
His bank account was facing a much bigger problem.
🧵🔻
@AllahGreatQuran Thanks for this
Most Solana tokens never get a perp market, but that doesn't mean they can't be traded with leverage.
Here's how @Lavaragexyz V2 brings spot margin to frontier assets while you own the real token on-chain. 👇
Referral link: https://t.co/g4gFKQrGEr
The strongest ecosystems in crypto are the ones that can turn attention into activity and activity into community.
I'll call it the Ansem loop:
Money creates Attention → Attention creates Liquidity → Liquidity creates Volume → Volume attracts Traders → Traders create more Attention.
That's how an ecosystem grows.
For @blknoiz06, his bigger play is turning attention into a growth engine for $ANSEM, to onboard normies to crypto, reward holders, creators and builders that contribute to the growth of @BlackBullSol ecosystem.
We're about to experience a different level of greatness.
@A_J_Dominic Looking at where this takes us
@Xirenthagreat @DipcoinLabs The Web3 space has longed being plagued by such problems for too long.
Love the innovation @DipcoinLabs is bringing
𝐋𝐨𝐧𝐠 𝐛𝐞𝐟𝐨𝐫𝐞 𝐬𝐭𝐨𝐜𝐤 𝐞𝐱𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐥𝐢𝐭 𝐮𝐩 𝐜𝐢𝐭𝐲 𝐬𝐤𝐲𝐥𝐢𝐧𝐞𝐬 𝐚𝐧𝐝 𝐚𝐥𝐠𝐨𝐫𝐢𝐭𝐡𝐦𝐬 𝐛𝐞𝐠𝐚𝐧 𝐦𝐨𝐯𝐢𝐧𝐠 𝐛𝐢𝐥𝐥𝐢𝐨𝐧𝐬 𝐢𝐧 𝐦𝐢𝐥𝐥𝐢𝐬𝐞𝐜𝐨𝐧𝐝𝐬, 𝐭𝐫𝐚𝐝𝐞 𝐰𝐚𝐬 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐝𝐞𝐞𝐩𝐥𝐲 𝐡𝐮𝐦𝐚𝐧.
It lived in the crowded ports of Phoenicia, where merchants crossed unpredictable seas with little more than trust and ambition.
It echoed through the markets of Baghdad during the Islamic Golden Age, where commerce, mathematics, and innovation flourished together.
It found new form in Renaissance Florence, where families like the Medici transformed the movement of money into a system that would shape finance for centuries.
Every generation improved the way value moved.
Ships became railways & planes.
Paper became digital.
Trading floors became screens.
Progress never stood still.
Yet behind every breakthrough, one question remained:
”𝘏𝘰𝘸 𝘥𝘰 𝘸𝘦 𝘮𝘢𝘬𝘦 𝘮𝘢𝘳𝘬𝘦𝘵𝘴 𝘦𝘢𝘴𝘪𝘦𝘳 𝘧𝘰𝘳 𝘰𝘳𝘥𝘪𝘯𝘢𝘳𝘺 𝘱𝘦𝘰𝘱𝘭𝘦 𝘵𝘰 𝘱𝘢𝘳𝘵𝘪𝘤𝘪𝘱𝘢𝘵𝘦 𝘪𝘯?”
Technology answered that question more than once.
The internet removed distance.
Smartphones removed location.
Blockchain reduced the need to rely on a single institution to verify ownership.
Each innovation broke down another barrier.
Then came decentralized finance.
It promised open markets, self-custody, transparency, and unrestricted access to financial tools once reserved for a handful of institutions.
For the first time, anyone with an internet connection could access global liquidity and trade without waiting for permission.
It sounded like the next great leap forward.
But somewhere between the promise and the product, something unexpected happened.
The technology advanced, but the experience didn't.
Today's decentralized trading platforms are faster, cheaper, and more capable than ever, yet millions of traders still return to centralized exchanges.
Not because they reject decentralization, nor do they dislike transparency, but because opening a wallet and placing a confident first trade still feels unnecessarily difficult.
Perhaps the next chapter of DeFi won't be written by the platform with the highest leverage or the lowest fees.
Perhaps it will belong to the platform that remembers what every great marketplace eventually discovered:
People don't adopt complexity because it's powerful.
They adopt simplicity because it gives them the confidence to begin.
And that may be where the conversation around @DipCoinLabs truly begins.
✦ ─────── ✦ ─────── ✦
𝗧𝗵𝗲 𝗤𝘂𝗶𝗲𝘁 𝗙𝗿𝗶𝗰𝘁𝗶𝗼𝗻 𝗛𝗼𝗹𝗱𝗶𝗻𝗴 𝗗𝗲𝗙𝗶 𝗕𝗮𝗰𝗸
Every technological revolution reaches a moment when innovation alone is no longer enough.
There was a time when speed was a competitive advantage. Then everyone became fast.
There was a time when lower fees set platforms apart. Today, those margins have narrowed across much of the industry.
For years, decentralized finance competed on technical milestones; higher throughput, lower latency, deeper liquidity, more leverage, more chains.
The technology kept evolving yet most traders still gravitated towards centralized exchanges.
Why? Because familiarity often outweighs ideology.
Open a typical centralized exchange today and, within minutes, almost everything feels intuitive. Depositing funds is straightforward. Placing an order rarely feels intimidating, even for someone taking their first steps into trading.
The DeFi journey is different.
Before placing a single trade, newcomers must choose a wallet, fund it, understand network fees, bridge assets, learn unfamiliar terminology, and avoid costly mistakes.
By the time many finally reach the trading screen, they've spent more energy navigating the platform than understanding the market itself.
That silent friction has become one of DeFi's biggest obstacles.
Across X and Reddit, the message is remarkably consistent: people aren't leaving because decentralized trading lacks potential. They're leaving because the experience still asks too much from the average user.
Ironically, DeFi has solved some of the hardest technical problems in modern markets, while one of the simplest human problems remains unresolved:
𝗖𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.
Not confidence in the technology itself, but confidence that one wrong click won't become an expensive mistake.
In many ways, the greatest barrier to adoption is no longer infrastructure but uncertainty.
That's why the next generation of trading platforms won't be defined solely by execution speed or liquidity depth.
It will be defined by how confidently they help people take that first step.
Instead of asking, "𝘏𝘰𝘸 𝘤𝘢𝘯 𝘸𝘦 𝘢𝘥𝘥 𝘮𝘰𝘳𝘦 𝘧𝘦𝘢𝘵𝘶𝘳𝘦𝘴?"
The better question is:
"𝘏𝘰𝘸 𝘤𝘢𝘯 𝘸𝘦 𝘮𝘢𝘬𝘦 𝘴𝘰𝘱𝘩𝘪𝘴𝘵𝘪𝘤𝘢𝘵𝘦𝘥 𝘵𝘰𝘰𝘭𝘴 𝘧𝘦𝘦𝘭 𝘦𝘧𝘧𝘰𝘳𝘵𝘭𝘦𝘴𝘴 𝘵𝘰 𝘶𝘴𝘦?"
That distinction may seem subtle. In reality, it changes everything.
✦ ─────── ✦ ─────── ✦
𝗪𝗵𝗲𝗿𝗲 𝗗𝗶𝗽𝗖𝗼𝗶𝗻 𝗖𝗵𝗮𝗻𝗴𝗲𝘀 𝘁𝗵𝗲 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻
Every industry eventually reaches a point where the biggest breakthroughs are no longer technical.
They're human.
The companies that endure aren't always those with the most powerful technology. They're the ones that make powerful technology feel natural.
That appears to be the philosophy behind DipCoin.
In mid-June 2026, @DipCoinLabs went live on Solana, not just expanding to another chain, but bringing that same philosophy directly to one of the most active trading communities in crypto.
The timing isn't coincidental. Solana traders have built their ecosystem around speed and simplicity, and DipCoin is entering that space with the same values at its core.
Rather than treating user experience as an afterthought, DipCoin is built around a simple idea: trading shouldn't feel like solving a puzzle before you can participate.
The platform combines the transparency and self-custody of DeFi with an interface familiar enough for everyday traders to navigate with confidence.
That philosophy runs throughout the experience.
From streamlined onboarding and wallet connectivity to a clean trading interface, the focus isn't on overwhelming users with everything at once. It's on helping them place a trade without unnecessary friction.
It's a subtle shift in design philosophy, but an important one.
Instead of asking users to adapt to the platform, DipCoin adapts the platform to how people naturally learn.
In a space where complexity is often mistaken for sophistication, that decision may become one of its greatest strengths.
✦ ─────── ✦ ─────── ✦
𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿 𝗧𝗿𝗮𝗱𝗲𝗿𝘀, 𝗡𝗼𝘁 𝗝𝘂𝘀𝘁 𝗕𝗹𝗼𝗰𝗸𝗰𝗵𝗮𝗶𝗻𝘀
Good design often goes unnoticed.
Not because it lacks depth, but because it removes unnecessary effort before you even realize it was there.
That philosophy becomes evident when exploring DipCoin.
The onboarding experience is intentionally straightforward.
Users can connect through familiar wallets, including Phantom, Soflare & Backpack, the wallets Solana traders already use daily, while features like zkLogin reduce much of the friction that has historically discouraged newcomers from trying on-chain trading.
The same thinking extends to the trading interface itself.
Markets are organized without unnecessary clutter. Navigation feels predictable.
Orders can be placed without digging through layers of menus, allowing beginners to find their footing while still giving experienced traders access to the tools they expect.
Beyond the interface, the infrastructure quietly does its job.
Built on Sui's and recently Solana's high-performance architecture, DipCoin delivers fast execution with low latency, while integrations such as Circle's Cross-Chain Transfer Protocol (CCTP) enable native USDC movement between supported ecosystems instead of relying on wrapped assets.
The result isn't just a faster platform, but also a smoother experience.
And in a market where every extra click creates another opportunity for users to leave, that difference can matter far more than most people realise.
✦ ─────── ✦ ─────── ✦
𝗘𝘅𝗽𝗮𝗻𝗱𝗶𝗻𝗴 𝗪𝗵𝗮𝘁 𝗧𝗿𝗮𝗱𝗲𝗿𝘀 𝗖𝗮𝗻 𝗔𝗰𝗰𝗲𝘀𝘀
Making trading easier is only half the equation.
The other half is expanding what traders can actually do once they arrive.
DipCoin applies the same philosophy here: reduce complexity, widen access, and let the technology stay in the background.
Its expansion beyond Sui into the Solana ecosystem reflects that approach.
Through Circle's Cross-Chain Transfer Protocol (CCTP), traders can move native USDC across supported chains without wrapped assets or unnecessary workarounds, making cross-chain participation feel far more seamless.
The platform also extends beyond crypto-native markets.
Alongside perpetuals on digital assets, users can access global indices such as the Nasdaq-100, S&P 500, Nikkei 225, and KOSPI 200 with up to 40x leverage, 24/7 on-chain access, and no brokerage account required, bringing traditional market exposure on-chain while maintaining self-custody.
For those who prefer a less hands-on approach, Vaults provide transparent on-chain strategies without giving up ownership of their assets.
Individually, these features are useful.
Together, they reflect something bigger.
DipCoin isn't simply adding more markets or more chains.
It's removing barriers between traders, ecosystems, and opportunities, making on-chain trading feel less like an alternative and more like a natural destination.
✦ ─────── ✦ ─────── ✦
𝗕𝗲𝘆𝗼𝗻𝗱 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝘀: 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗟𝗼𝗻𝗴 𝗥𝘂𝗻
Every product can launch new features.
Very few can build around a philosophy.
After exploring DipCoin, one idea kept resurfacing: simplicity isn't a marketing slogan. It's a design principle shaping how the platform evolves.
Its roadmap reflects that direction, expanding into new ecosystems, broadening market access, and refining the trading experience without losing sight of accessibility.
The decentralized trading space is not short of capable platforms. But capability alone has never been the barrier stopping everyday traders from participating.
Rather than competing on raw features, DipCoin is focused on a different front entirely: removing the friction that keeps everyday traders from embracing DeFi.
Sometimes, meaningful innovation isn't about creating something entirely new.
It's about making something complex feel effortless.
Before writing this, I spent time exploring the platform from a Solana user's perspective rather than relying on documentation alone.
What really stood out to me was how quickly I could understand where everything was without fighting the interface first.
✦ ─────── ✦ ─────── ✦
𝗙𝗶𝗻𝗮𝗹 𝗥𝗲𝗳𝗹𝗲𝗰𝘁𝗶𝗼𝗻
History rarely remembers the marketplace with the most features.
It remembers the one that changed how people participated.
From ancient merchants crossing unpredictable seas to exchanges moving billions in milliseconds, progress has always followed the same pattern: remove barriers and invite more people in.
DeFi has already changed how value moves.
The next challenge is changing how people experience it.
After navigating the platform, I don't see just another perpetual trading platform. I see a team focused on one of DeFi's most overlooked challenges: making decentralized trading feel intuitive without compromising what makes it valuable.
Whether that vision succeeds will be decided by users.
But if the future of on-chain trading belongs to platforms that remove complexity instead of adding to it, DipCoin is building in a direction worth watching.
Perhaps the next chapter of DeFi won't be defined by who builds the most powerful platform.
It will be defined by who turns curiosity into confidence, and confidence into participation.
Curious to see how DipCoin approaches on-chain trading? Explore the platform here and see the experience for yourself:
https://t.co/amcNMHHlw4
Today, a handful of companies control most of the internet’s infrastructure.
Your files may feel personal.
But on most platforms, access can disappear with something as simple as:
→ a policy update
→ a ban
→ a breach
→ or a server shutdown
“Your account has been suspended.”
“What do you mean? That’s 8 years of my work”
“Sorry. You violated policy”
“Can I at least recover my files?”
“No”
Most people don’t realize this until it happens to them:
The internet stopped belonging to its users a long time ago.
🧵🔻
The strange part is that it happened so gradually and progressively nobody really had the hunch to look into it & question it.
We uploaded our memories.
Our work.
Our friendships.
Even our thoughts.
Then placed them inside systems we really don’t have control over.
𝐀 𝐟𝐞𝐰 𝐲𝐞𝐚𝐫𝐬 𝐚𝐠𝐨, 𝐭𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐩𝐫𝐨𝐦𝐢𝐬𝐞 𝐨𝐟 𝐀𝐈 𝐰𝐚𝐬 𝐬𝐢𝐦𝐩𝐥𝐞:
"𝗔𝘀𝗸 𝗺𝗲 𝗮𝗻𝘆𝘁𝗵𝗶𝗻𝗴."
𝐈𝐭 𝐟𝐞𝐥𝐭 𝐫𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐚𝐫𝐲.
For the first time, anyone could sit in front of a computer, ask a question in plain English, and receive an answer in seconds. Writers wrote faster. Developers debugged quicker. Designers found inspiration. Students learned differently.
Productivity suddenly had a new definition.
But after the excitement settled, a different problem quietly emerged.
Knowing what to do was no longer the hard part. Actually getting it done was.
Ideas still sat in notebooks. Projects still stalled halfway.
Startups still died in browser tabs.
Developers still bounced between terminals, documentation, Slack, GitHub, Notion, and countless other tools just to finish a single feature.
AI had become incredibly good at conversation.
Yet somewhere between "Here's how you can do it" and "It's finished," there was still a gap.
The bigger the project became, the wider that gap grew.
That's the problem OpenYabby is trying to solve.
Not by building another chatbot or wrapping another language model in a prettier interface, but by asking a far more interesting question:
𝘞𝘩𝘢𝘵 𝘪𝘧 𝘈𝘐 𝘥𝘪𝘥𝘯'𝘵 𝘴𝘵𝘰𝘱 𝘢𝘵 𝘨𝘪𝘷𝘪𝘯𝘨 𝘢𝘯𝘴𝘸𝘦𝘳𝘴?
𝘞𝘩𝘢𝘵 𝘪𝘧 𝘪𝘵 𝘢𝘤𝘵𝘶𝘢𝘭𝘭𝘺 𝘧𝘪𝘯𝘪𝘴𝘩𝘦𝘥 𝘵𝘩𝘦 𝘸𝘰𝘳𝘬?
✦ ─────── 🦀 ─────── ✦
𝗪𝗵𝗮𝘁 𝗜𝘀 𝗢𝗽𝗲𝗻𝗬𝗮𝗯𝗯𝘆?
At first glance, @OpenYabby looks like another AI project. Spend a little time with it, however, and you realize it's aiming at something much bigger.
OpenYabby is an open-source, voice-first, multi-agent execution platform built around one simple belief:
Ideas shouldn't die between imagination and execution.
Instead of writing prompt after prompt, you simply say:
"𝗬𝗮𝗯𝗯𝘆..."
That's all it takes.
No prompt engineering. No endless back-and-forth. No copying responses between applications.
Just a natural conversation.
From there, OpenYabby organizes work much like a real company.
A lead agent receives your objective.
It assembles a team.
Managers coordinate.
Specialists execute.
Reviewers inspect.
A QA agent verifies everything before completion.
Each agent has a responsibility, each task has accountability & each phase a purpose.
It feels less like chatting with an assistant and more like walking into an office where an entire team immediately starts working on your idea.
Because successful projects aren't completed by one person doing everything. They're completed by specialists working toward one outcome.
OpenYabby applies that same principle to AI.
✦ ─────── 🦀 ─────── ✦
Even the project's name reflects that philosophy.
A yabby is a freshwater crayfish native to Australia.
It's neither the biggest nor the loudest creature in the water yet it survives because it adapts.
It digs. It persists. It quietly gets the job done.
That's a fitting metaphor.
OpenYabby isn't trying to become the loudest AI project. It's trying to become one people can rely on long after the hype fades.
The more I explored the project, the more I understood that OpenYabby isn't trying to replace human creativity.
It's trying to remove the friction between an idea and its execution.
Think about how many great ideas disappear every day.
Not because they're bad or people lack talent.
But because execution is difficult.
Building software requires planning. Planning requires coordination. Coordination requires time. And time is usually in short supply.
OpenYabby compresses that process into something far more natural.
You speak → The system understands → The agents organize themselves → Work begins.
That's a very different future from simply asking AI questions.
It's a future where AI becomes an active participant in building alongside you instead of waiting for the next prompt.
✦ ─────── 🦀 ─────── ✦
Of course, that vision only works if the system can actually execute.
And this is where OpenYabby becomes genuinely interesting.
Behind the simple voice interface is an architecture built for action.
When you say "Yabby," you're not waking a single assistant. You're briefing an organization.
The Lead Agent acts like a project director, breaking your request into achievable objectives before recruiting the specialists needed for the job.
Frontend.
Backend.
Design.
Research.
QA.
Whatever the project demands.
Together they move through a structured workflow:
Discovery → Planning → Execution → Review → QA
First, they understand the objective. Then they prepare a plan for your approval. Only then does execution begin.
It's a subtle design choice, but an important one.
Control never leaves the user.
AI isn't replacing your judgement; it's simply extending your ability to execute.
Once work begins, these agents don't simply generate suggestions. They interact with your computer:
- Writing code.
- Navigating websites.
- Managing files.
- Running terminal commands.
- Opening applications.
- Automating workflows.
- Reviewing results.
- Fixing mistakes.
And continuing until the work meets the required standard.
Behind the scenes, OpenYabby combines real-time coordination with persistent memory, allowing agents to remember previous conversations, ongoing projects and personal preferences.
Every interaction builds on the last.
The more it works with you, the better it understands how you work.
That isn't just a technical improvement; it's a productivity improvement.
Because real teams don't forget every meeting they've ever had, neither should AI.
✦ ─────── 🦀 ─────── ✦
What impressed me most wasn't any individual feature.
It was how every component serves the same purpose.
Voice isn't there because it's futuristic.
It's there because speaking is faster than engineering prompts.
Memory isn't there because it sounds impressive.
It's there because nobody wants to explain the same project twice.
Multi-agent orchestration isn't there for marketing.
It's there because meaningful work has never been accomplished by one person doing everything alone.
Every design decision points back to one philosophy:
Reduce the distance between an idea and a finished result.
That philosophy extends beyond the product itself.
OpenYabby is fully open-source under the MIT licence.
Developers aren't just users. They're contributors. Builders. Innovators.
Anyone can inspect the code, improve it, or adapt it to their own needs.
In an industry increasingly filled with black-box AI, that level of transparency matters.
So does privacy.
By embracing self-hosting and local execution, OpenYabby keeps your workflows, projects and data under your control.
For developers, creators and businesses handling sensitive work, that's more than a feature. It's trust built into the architecture.
That same philosophy is reflected in its founder, Idov Mamane (@idovmamane) , a self-taught full-stack developer who has been building software since 2014.
Follow the project for a while and something becomes clear.
The goal isn't to convince people that AI is exciting, but to make it genuinely useful.
OpenYabby is being built in public.
Development is visible.
Community feedback shapes the product.
Contributors are encouraged to help build, not just consume.
Instead of asking people to believe in a vision on paper, the team is inviting them to watch it take shape in real time.
That's exactly how ambitious technology should be built.
✦ ─────── 🦀 ─────── ✦
Then I reached the roadmap, and it all clicked for me.
Its roadmap isn't simply a list of upcoming features.
It's a philosophy.
Proof → Token → Scale.
Three words that explain almost everything.
In an industry where many projects launch tokens before proving value, OpenYabby has deliberately chosen the harder route.
Build first. Prove it works. Then grow.
The roadmap begins by strengthening the core product through real users and real feedback.
Only after establishing genuine utility does it move toward token infrastructure, audits and long-term sustainability.
Then comes expansion.
Desktop applications. Mobile companion. Cloud collaboration. Smarter memory.
A growing ecosystem of plugins, templates and community-built agents.
Every phase earns the right to move into the next one.
Nothing feels rushed or out of order.
The roadmap doesn't ask people to believe in promises. It asks them to watch progress happen.
Because trust isn't built through announcements but through execution.
Ironically, that's exactly what OpenYabby is teaching AI to do.
✦ ─────── 🦀 ─────── ✦
Looking beyond the surface, I understood OpenYabby isn't trying to win the chatbot race.
It's trying to redefine what AI can become.
A future where one person can accomplish the work that once required an entire team.
Where ideas spend less time waiting and more time becoming reality.
Will that future arrive overnight?
Probably not. Meaningful technology never does.
But every major shift begins with someone asking a better question.
For years, we've asked AI to answer.
OpenYabby is asking AI to build.
And that feels like the beginning of a different chapter.
One where conversations end with software deployed.
Workflows automated. Projects completed. Ideas shipped.
Maybe AI's greatest contribution won't be answering more questions.
Maybe it'll be helping us finish what we start.
If @OpenYabby succeeds, we may eventually stop thinking of AI as something we talk to.
Instead, we'll think of it as something we build with.
And I think that's a future worth paying attention to.
If you're curious about where agentic AI is heading, explore https://t.co/NWesHUNIhy, read the documentation, join the community and watch the project evolve in public.
Sometimes the biggest ideas don't begin with the loudest announcement.
Sometimes they begin with one simple word.
"𝗬𝗮𝗯𝗯𝘆."
#OpenYabby
@SpaceMworld Well said 👏
@Horlatobs Good day bro
Hope you're having a productive day?
If you can see this, pls kindly quote with anything 🙏
Please it will be very helpful, thanks 🙏
@Ene_anthonyy Good day man
@_ThePenSlinger Good morning slinger
Have a great day
@_ThePenSlinger Take am play first
At least they're better than traditional banks in many ways
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