Matthew Lambwell

I'm an accountant with passions for music, politics and sport. Consider myself a British European. #Rejoin He/Him

[Matthew Lambwell @TempleOfTheMatt]

Saturday was the happiest in my life, one year later than planned I finally managed to marry the love of my life... One big change is that rather than conforming to social norms, we have amalgamated our previous surnames so I'm now Matthew Lambwell!

[Matthew Lambwell @TempleOfTheMatt]

@Wisdom_HQ So it goes.

[Matthew Lambwell @TempleOfTheMatt]

@lfc_lance This is really easy right? It's Amad and I don't even support United.

[Matthew Lambwell @TempleOfTheMatt]

@ohlookitswill_ Well it is Joe Root batting behind him most of the time...

[Matthew Lambwell @TempleOfTheMatt]

@TheBarmyArmy Anyone who says anything other than Richie Benaud is wrong...

But currently I always like almost all the opponent commentators that TMS get in, find it great getting the non English POV.

[Matthew Lambwell @TempleOfTheMatt]

@thefulltoss Because he's a kid with no experience, runs or match experience... But you know apparently he's the future of the side 🤷‍♂️

[Matthew Lambwell @TempleOfTheMatt]

@TheBarmyArmy Jaques Kallis. There may have been better batsmen and there were definitely better bowlers, but to be as prolific as he was at both is incredible

[Matthew Lambwell @TempleOfTheMatt]

@TheBarmyArmy Love is a strong word but Dominic Cork

[Callum Fowler @_callumfowler]

Tamworth robbed of millions by getting rid of replays so that Spurs can play Newcastle in Australia 3 days after the season finishes. Rotten

[Matthew Lambwell @TempleOfTheMatt]

@WG_RumblePants @GREGHAR53808006 I reckon Stokes has that in mind for his end anyway, his body is so broken with everything he puts it through.

[Matthew Lambwell @TempleOfTheMatt]

@bethofhyrule 🤣

[Matthew Lambwell @TempleOfTheMatt]

@bethofhyrule I get the desire to eat meat occasionally (I think coming up to 12 years for me). But pork pies? Really? Not sure I even liked them when I was a carnivore!

[Matthew Lambwell @TempleOfTheMatt]

I mean that's assault right?

[kira 👾 @kirawontmiss]

LMFAOOOO he slapped the heII out of him

[Susie Dent @susie_dent]

Word of the day is ‘recrudescence’ (17th century): the return of something terrible after a time of reprieve.

[Martin Lewis @MartinSLewis]

IMPORTANT PLS SHARE. It's rumoured the English £9,250 tuition fee cap may be raised this pm for the 1st time in 8yrs, as University's finances are strained. As student finance misunderstandings abound, I've bashed out a few notes to help...

1. Higher tuition fees WON'T change what most pay each year. For most, they're paid for you by the student loans company and you repay afterwards only if you earn over the threshold. The amount you repay each year (9% over the threshold) solely depends on what you earn not on what you borrow.

2. Increasing tuition fees will only see those who clear the loan in full over the 40yrs pay more. That is generally mid-high to higher earning university leavers only, so the cost of increasing them will generally be born by the more affluent. Most lower and middle earning university leavers will simply pay 9% extra tax above the threshold for 40yrs (and higher tuition fees won't change that)

3. The rise is tuition fees is likely to be trivial compared to the changes the last govt made for 2023 starters. 2023 starters had their repayment thresholds dropped to £25,000 (from £27,295/yr) and had the time they had to keep repaying for (unless cleared) extended to 40years from 30years.

So these higher annual repayments for longer, increased by over 50% the amount many graduates will eventually have to pay back for going to university. Yet they were almost stealth changes because people can't intuitively feel the seismic impact.

Changing tuition fees is a more obvious rise, but in reality has far less of an impact on the amount most will repay (though combined with the 2023 changes it does certainly up the cost).

4. The biggest practical problem for students isnt tution fees (even if raised) its the fact maintenace loans aren't big enough. English maintenance loans have not kept pace with inflation. I'd urge the govt to couple the tuition fee loans with bigger living loans - if not it is a real risk to social mobility, with those from the poorest backgrounds likely to be worse affected.

I could write more, but will stop here, hopefully this gives an idea the issues are less straightforward than many feel.

[Matthew Lambwell @TempleOfTheMatt]

@TheBarmyArmy Here, looks stunning...

[Matthew Lambwell @TempleOfTheMatt]

@WG_RumblePants Sachin. But seeing one of Broads magic spells was the best moment.

[Matthew Lambwell @TempleOfTheMatt]

@bethofhyrule Oh gosh, that must have been awful. How did it happen?

[Matthew Lambwell @TempleOfTheMatt]

@johnwright15 Knowing them they have some kind of tee time to make

[Matthew Lambwell @TempleOfTheMatt]

@bethofhyrule Seriously though, are you okay? That's like a minor fear of mine and one reason I usually take the stairs in my building!

[Matthew Lambwell @TempleOfTheMatt]

@bethofhyrule Oh no, were you on a sitcom special?