Money tip 💡
Before making a purchase today, ask yourself:
"Will this still matter to me in 30 days?"
A simple question can save you from a lot of unnecessary spending.
Sunday reminder 🧡
Before a new week, take 10 mins to check your finances.
• how much did you spend this week?
• what expenses were unnecessary?
• did you save anything?
• what financial goal are you working towards?
financial growth is built in small habits repeated often
SELF DISCIPLINE 💸
• Watch your spending habits
• Don’t steal from yourself
• Budget on the day you’re paid
• Control your impulses
• Eat at home more
• SAVE every month
Small disciplined choices today = financial freedom later.
Saving money is important.
But saving alone is not enough.
Money that sits still loses value over time.
Growth comes from putting money to work.
This is where most people get it wrong.
Do you have a smartphone?🤷
Well I have a smart plan.
Join @Tennexacademy on Tg and let's get our bags 10X's up I'm sure that's a smart move.
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Motivation won’t fix your finances. Discipline will.
You won’t always feel like saving or investing.
That’s why discipline matters.
If your actions depend on your mood,
your money will always be unstable.
Discipline builds wealth.
Many people don’t have an income problem.
They have spending problems.
• Spending before saving
• Buying for appearance
• No financial structure
More money won’t fix this.
Better habits will.
If you’re starting from zero, focus on skills.
Income grows from value, not just effort.
Your phone is enough to start learning and earning.
What matters is how you use it.
Skills create opportunities.
Before you start trading, understand this:
Trading is not about making money.
It’s about managing risk.
If you can’t control your losses,
you won’t keep your profits.
Most beginners lose because they:
• Risk too much
• Trade without a plan
• Chase quick money
Trading is often seen as complicated, exclusive, or out of reach.
Favour Nduka is changing that narrative.
As a financial trader and the founder of Tennex Academy,@onlyfayze is helping more people understand the markets, build trading skills, and see new possibilities in finance.
She’ll be sharing her insights at the Women in DeFi Summit 2026.
📍 April 25th, Lagos
🎟️ Get your ticket ⬇️
#WomenInDeFi #WomenInWeb3 #BeyondTheBridge #Web3Africa #AfricanWomenInWeb3
If you don’t tell your money where to go, it will disappear.
Simple way to split your income:
• 50% - Needs (rent, food, transport)
• 30% - Wants (lifestyle/fun)
• 20% - Savings/Investments
Adjust it to your reality, but always pay yourself first.
No structure = no money
Your salary is not the problem. Your habits are.
If you want financial freedom, fix these 5 habits:
• Prioritize needs over wants
• Learn to invest (only what you understand)
• Budget your money before spending it
• Think long-term
• Read & learn about money consistently
The four stages of checking your portfolio:
• Open app.
• Stare at numbers.
• Close app.
• Open app again 3 minutes later
At this point I think we can all agree our portfolios are our version of TikTok 🥲🥲