Andy Panko, CFP®, RICP®, EA

Fee-only retirement planner & investment manager | Podcast host | YouTube channel creator | Facebook group moderator | Newsletter writer

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Financial advisory fees are broken (I'm looking at you, % of AUM...) #fintwit #investing #financialplanning #financialadvisor https://t.co/r8xOK7URzM

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@MeasureTwiceMNY @F0403633 Preparing and filing tax returns for clients is a nice little value add. But definitely not necessary to do good tax planning (so long as you're are least carefully reviewing clients' returns as part of your tax planning)

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@F0403633 @MeasureTwiceMNY Think about it from the perspective of what’s best for the client; not the firm. If they are capable and interested in managing their own investments, they’re not a fit for the firm in the first place. So why NOT refer them to where they’d be better served???

[Chris D’Agnes @ChrisDagnes]

I’ve been in the investing business for over 20 years.

Here are 10 important lessons I’ve picked up along the way.
🧵

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@doreendibona And sorry for the delayed reply...I'm RARELY on Twitter. I check in once every few months and that's about it

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@doreendibona Thank you!

[Chris D’Agnes @ChrisDagnes]

Investors think dividend income is getting hard to come by.

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Here's a summary of the recently proposed tax changes that are more likely to impact individuals and/or retirement planning:
https://t.co/qm4FBygcsn

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

If you're a financial advisor, you may not actually be a financial advisor... Here's what I mean: https://t.co/8d9EcWCkkW #FinancialAdvisor

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Charging for financial advisory services purely on client asset size...psssht! #fintwit https://t.co/a9Vn98Wreg

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@acmejla "Chad and Brad at work"

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@RetireMeASAP DMV'ing All. Day. Long.

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Need to find a tax return preparer? Don't hire just any old joker; make sure you find a "credentialed" preparer
#TaxReturn #TaxReturns https://t.co/iOIImrgkXU

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Who wants a FREE downloadable tax return preparation checklist? And you don't even need to cough up your name, email or phone number to get it! #TaxReturns

https://t.co/MbGhHcjNGs

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@carlquintanilla At some point, even if it's 10 years from now, we'll get to zero. And at that point, I'm pretty confident Trump will say "I told you so"

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@RetireMeASAP Pure savagery

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

@RetireMeASAP He can make the song as long as he wants...he's spunky and like's his oatmeal lumpy

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Need to decide between taking a pension or a lump sum??? Don't worry, this discussion has got you covered! #FinancialPlanning #Pension #LumpSum #RetirementPlanning #TERP https://t.co/HvcjKQMXej

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

If you give to charity, do so in a way that's the most tax-advantaged for you...everyone wins! #FinancialPlanning #TaxPlanning #TERP #RetirementPlanning #CharitableGiving

https://t.co/kWyzLyO1H3

[Andy Panko, CFP®, RICP®, EA @TenonFinancial]

Let it be known that today, this 5th of September in the year 2020, I hereby stake my claim as the originator of the acronym T.E.R.P...Tax Efficient Retirement Planning

#TERP #TaxEfficientRetirementPlanning #RetirementPlanning #FinancialPlanning #TaxPlanning