Jonathan Funk

RFC® | RSSA® | Financial Consultant | Income & Asset Protection | Medicare, Social Security, and Retirement Planning

[Jonathan Funk @TheFunkAgency]

@Codie_Sanchez SMB

[Jonathan Funk @TheFunkAgency]

This is a good example of why Social Security decisions aren’t as simple as “take it early or wait.” Break-even analysis is just one piece of the puzzle, and it often gets oversimplified. Life expectancy isn’t the same as your life expectancy, and for married couples, this decision becomes even more important because of survivor benefits. In many cases, one spouse living into their 80s or 90s can dramatically change the math. There’s no one-size-fits-all answer here. The right decision depends on health, income needs, taxes, and whether you’re planning for one life, or two. That’s why a personalized strategy matters more than a general rule.

[Jonathan Funk @TheFunkAgency]

@FmrRepMTG 2033 doesn’t mean Social Security ends, it means the trust fund could run out, triggering benefit cuts unless Congress acts.

[Jonathan Funk @TheFunkAgency]

Self-employed? No employer match? Trump’s plan: up to $1,000 gov match on your retirement savings.

[Moneywise @moneywisecom]

Trump wants to give up to $1,000 a year to workers without 401(k)s to fix 'gross disparity' — how to save for retirement when you're going it alone

#Retirement #PersonalFinance #401k

https://t.co/nkx97t0WEj

[Jonathan Funk @TheFunkAgency]

Studies suggest retirees with reliable lifetime income are happier and less stressed - regardless of overall wealth. A quick, insightful read on why income planning matters.

https://t.co/5lWmVCE3cX

[Jonathan Funk @TheFunkAgency]

Guaranteed income is moving to the center of retirement planning. LIMRA expects annuity sales to remain above $450B annually. Not all annuities are the same - but demand for guaranteed income is clearly growing. LIMRA projects continued strength driven by innovation, tech, and evolving retirement needs. Education matters more than ever.

[DMI @DMI_Marketing]

𝗡𝗼𝘁 𝗮 “𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝘁𝗿𝗲𝗻𝗱” — 𝗮 #𝙧𝙚𝙩𝙞𝙧𝙚𝙢𝙚𝙣𝙩𝙞𝙣𝙘𝙤𝙢𝙚 𝘁𝗿𝗲𝗻𝗱. #Annuity#Annuity sales are projected to stay above $450B in 2026, even with expected gradual rate cuts — driven by consumer demand, product development, & tech efficiency.

https://t.co/JQf3x77c26

[Jonathan Funk @TheFunkAgency]

@bitcoinarchive @nnevvinn would be awesome if you guys could get $RSR on @iTrustCapital

[Jonathan Funk @TheFunkAgency]

@ShamsCharania Coaching the Trail Blazers wasn’t enough of a gamble

[Jonathan Funk @TheFunkAgency]

Caught a great presentation while in Denver from Jerry Larkin, VP at Athene. He shared valuable updates on Athene’s product lineup and how they’re helping clients plan for a more secure financial future.

[Jonathan Funk @TheFunkAgency]

Had a little visitor in my office today. Gave him an old laptop to play with and next thing I know, he's surfing the web... literally.

[Jonathan Funk @TheFunkAgency]

7️⃣ If 2008 taught us anything, it’s this:
📌 You don’t want to realize too late that you were overexposed
📌 You don’t get a do-over at 65
📌 You can grow your money — without betting your retirement on the stock market
📅 If you’re 50–70 and want a second opinion on your plan,
book a free 15-minute call here → https://t.co/1HMEtB05fh
No pressure. Just clarity. ✅

[Jonathan Funk @TheFunkAgency]

🧵 Don’t let 2008 happen to you in 2025.

If you were nearing retirement during the 2008 crash, you probably remember how it felt watching 30–50% of your portfolio vanish.

Let’s talk about how to protect yourself from history repeating itself. 👇

[Jonathan Funk @TheFunkAgency]

6️⃣ Let’s be clear:
You don’t need to go “all in” on anything.
Smart retirement planning isn’t about gambling.
It’s about using the right tools — in the right mix — to protect what you’ve built and create reliable income.

[Jonathan Funk @TheFunkAgency]

Had a great time this week at Nationwide HQ in Columbus, OH! Learned a lot about their brand, culture, and retirement solutions - excited to use this knowledge to better support my clients.

#Nationwide #RetirementPlanning

[Adam Taggart @adamtaggart]

RETIREMENT CRISIS:

"Over half of Americans older than 65 live on incomes of $30,000 or less annually"

"Only 42% of Americans aged 75 and older, and 51% of those between 65 to 74, have retirement accounts" https://t.co/eZpDFPhzIO