@TheMoneyTree BFSI I Investing l Equities l Common Sense Investing l Not a sebi registered Analyst/Advisor | Views are personal and for educational purpose only
Consider four retirees, each starting with a corpus of Rs 1 crore at age 60, each drawing Rs 6 lakh in the first year, with withdrawals rising 6 percent annually to keep pace with inflation…Very informative
You retire at 60 with a corpus of Rs 1 crore and withdraw the same amount every year, adjusted for inflation.
What changes if you tweak the portfolio mix?
In this column @mohanty_swarup , vice-chairman and CEO of Mirae Asset Investment Managers (India), illustrated this with a simple example.
•100% debt: Money runs out around age 78.
• 75% debt, 25% equity: Corpus survives till about 81.
• 50% debt, 50% equity: It stretches to 84.
• 75% equity, 25% debt: You still have Rs 88 lakh left at 85.
Same corpus. Same withdrawals. Completely different outcomes. The lesson is not that retirees should rush into equity. A 75% equity portfolio comes with sharp drawdowns and sleepless nights. But an ultra-conservative approach has a risk of its own.
https://t.co/Scq9bSROCf
Kaliyug doesn't defeat the strong—it exposes the undisciplined.
The Bhagavad Gita teaches that your greatest battle is your own mind.
A thread on Shri Krishna's timeless wisdom for navigating Kaliyug 🧵👇
• Portfolio value grew from ₹214 crore (2016) to ₹7,000-7,600 crore (2026) — roughly a 33x increase in a decade.
One of India's most successful investors, Mukul Agrawal, has reportedly compounded wealth at around 40% CAGR over the long term.
Here's what makes that extraordinary:
• Portfolio value grew from ₹214 crore (2016) to ₹7,000-7,600 crore (2026) — roughly a 33x increase in a decade.
• Invests primarily in small & mid-cap companies with scalable business models before they become mainstream.
Some of his well-known holdings include:
✅ Neuland Laboratories
✅ Radico Khaitan
✅ ASM Technologies
✅ Nuvama Wealth Management
✅ Zota Health Care
These companies have created enormous shareholder wealth over time.
That's the brutal power of sustained compounding.
The biggest lesson isn't finding a stock that doubles.
It's finding exceptional businesses early... and having the conviction to hold them through volatility.
Nikhil Kamath recommended seven books that have shaped his understanding of money, politics, and psychology:
- When Genius Failed
- Trading Game
- Animal Farm
- Freedom from the Known
- On Truth
- History of Western Philosophy
- Deng Xiaoping and the Transformation of China
Which one have you already read?
📈 Top 5 Stocks With Highest Mutual Fund Buying (Latest Available Data – June 2026)
When mutual funds increase their stake, it often reflects long-term conviction in a company's earnings potential and business quality. Based on the latest available shareholding updates, these stocks have seen strong mutual fund accumulation.
1️⃣ GE Vernova T&D India ⚡
📈 Mutual funds increased their stake as the company continued benefiting from India's power transmission and grid expansion cycle.
2️⃣ Multi Commodity Exchange (MCX) 📊
Strong institutional buying followed robust earnings momentum and increasing activity in the commodity derivatives market.
3️⃣ BSE Ltd. 📈
Mutual funds raised exposure amid record trading volumes, derivatives growth, and expanding capital market participation.
4️⃣ SKF India ⚙️
Steady accumulation by mutual funds reflects confidence in the company's industrial growth outlook and profitability.
5️⃣ Indian Energy Exchange (IEX) ⚡
Institutional interest remained strong as electricity market reforms and power trading volumes continued to improve.
📌 Why Mutual Fund Buying Matters
✅ Indicates institutional confidence
✅ Focus on long-term wealth creation
✅ Stronger corporate governance preference
✅ Better earnings visibility
✅ Improved market liquidity
⚠️ Mutual fund buying alone isn't a buy recommendation. Also evaluate:
• Revenue & Profit Growth 📈
• ROE & ROCE 💰
• Valuation ⚖️
• Cash Flow 💵
• Competitive Advantage 🏆
📚 Sources: Trendlyne – Mutual Funds Increased Shareholding Screener, https://t.co/q1QeM5ZKcI – Mutual Fund Increased Holding Screen, latest June 2026 shareholding disclosures.
#StockMarket #IndianStockMarket #MutualFunds #InstitutionalBuying #MCX #BSE #GEVernovaTD #SKFIndia #IEX #LongTermInvesting #WealthwiseResearch