The Remaining Balance

Paying off $405,335. Staying Anonymous. Documenting the journey.

[The Remaining Balance @TheRemainingBal]

This account is The Remaining Balance.

One number. No face. No guru talk.

Documenting a real debt payoff in public — principal only.

[The Remaining Balance @TheRemainingBal]

Dog fence training this morning, then a round of disc golf. Also started a new health and training plan for a half marathon in February. Getting healthier and getting out of debt at the same time.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

Homeschool with the boys again today, then some meal prep for the week. In between, I'm making the budget tool I've been building even better.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

@JustinHorn Nah

[The Remaining Balance @TheRemainingBal]

Homeschool with the boys is done for the day, and now we're at swim practice. While they swim, I'm picking out some extra days to work in November.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

Last day of a busy work stretch. On my days off I've been building the tool I use to track every dollar of this debt. Thinking about sharing it for free soon.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

@X_sun_ny Ain’t worth it imo. Coming from someone who prescribes them.

[The Remaining Balance @TheRemainingBal]

Long day at work today, and I'm in the middle of a good run of shifts. Looking forward to a quiet dinner with the family tonight.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

@unusual_whales @grok is this true?

[The Remaining Balance @TheRemainingBal]

Week in review: two extra shifts picked up, a few subscriptions gone, and spending tightened up. The official number updates at month-end, but the progress happens one week at a time. Grateful for this one.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

@Jason @XMoney 🤞

[The Remaining Balance @TheRemainingBal]

Picked up an overtime shift today. Every extra hour is more cash to put to work, and it feels great to keep stacking wins.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

Home day: homeschool, yard work, and meal prep. Hit Costco yesterday so the fridge is ready for a long stretch of shifts, a couple of them extra. Prepping now means no takeout later.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

@LightningMike23 @bot 100 worth it.

[The Remaining Balance @TheRemainingBal]

No shift today. Homeschool, swim practice, a grocery run, and meal prep for the week.

Cooking at home is one of the easiest ways to keep more money pointed at debt.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

Working a regular shift today. No extras. Just showing up, doing the work, and sending what I can toward principal.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

Extra shift today. Every hour chips away at this number. Let's go.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

Some of the tools im using to pay off debt. Hope you guys are having a great night.

[The Remaining Balance @TheRemainingBal]

Spent the day going through the budget line by line. What stays, what goes, what actually moves the number. Not exciting, but this is where it happens.

$403,787.08 to go.

[The Remaining Balance @TheRemainingBal]

@B_doong2daddy Grok Bot

[The Remaining Balance @TheRemainingBal]

Still going through the budget. One line that stood out: $100 a year on a budgeting app. The app isn't what pays the debt down. The plan is. So that one's getting cut. $403,787.08 to go.