@HalifaxBank@LloydsBank@TSB@Telegraph life’s ironies, joined Lloyd’s bank in 1981, 30+ years on I had to transfer to TSB, no choice, as Lloyds would be too big. TSB is to be part of Santander so I have to change again. I also have a Halifax account which will now be Lloyds🤷♂️🤦♂️