Tien Nguyen

PhD Economist | Mechanism Design & Game Theory for Crypto Protocols
| Optimistic Rollups | Stablecoin Economics | Python · SQL · UK-based

[Tien Nguyen @TienNguyenpc]

@MikeIppolito_ Stablecoin neobanks solve UX - but regulation still remains a challenge. And then there is a question about privacy. Will they monetise user data
like traditional banks, or leverage blockchain-native
privacy as a competitive edge? That choice will define
who survives.

[Tien Nguyen @TienNguyenpc]

Full piece here: https://t.co/yoA5OtXZcZ . Would love thoughts from anyone working on stablecoin UX or regulation 👇

[Tien Nguyen @TienNguyenpc]

The privacy offered by stablecoins is an underrated advantage. It shifts data bargaining power back to users—something traditional banking never offered. This is on top of all their other advantages. Yet, outside the crypto community, most people have never used one. Why?

[Tien Nguyen @TienNguyenpc]

Trust remains fragile. The SVB/USDC moment in 2023 showed how quickly sentiment can turn even for the most credible issuers.

[Tien Nguyen @TienNguyenpc]

@robbigiew 👋 Interested in early-stage building. My background is in game theory + mechanism design, which maps well to pricing, growth loops, community incentives, and strategy.

[Tien Nguyen @TienNguyenpc]

@Meta_Mark_ Hi Kenny. Would love to contribute! DM isn't open tho. Could you DM me please? Thanks

[Tien Nguyen @TienNguyenpc]

If stablecoins can compete for deposits and data, even at the margin, the balance of power could shift.

How should banks respond?

[Tien Nguyen @TienNguyenpc]

Stablecoins are powerful.

But their biggest impact isn’t faster payments.

It’s control.

🧵

[Tien Nguyen @TienNguyenpc]

Meanwhile, major banks aren’t ignoring this.

JPMorgan.
Goldman Sachs.
Both are exploring tokenized deposits and blockchain-based payment systems.