Tim Vrebbers

Helping ambitious people escape the 9–5 by building financial freedom, life design and sharing my own journey.

[Tim Vrebbers @TimVrebbers]

💡 Want to know when you can become financially free?

I built a free tool to help you calculate it.

Grab it here: https://t.co/mAtb1AXfwY

But more importantly: I’m breaking free from the 9–5 myself. Here’s how I’m doing it — and how you can follow along. 📷 🧵

Want the tool to Master Your Finances --> Grab it here:
https://t.co/CTKHzyXFCJ

[Tim Vrebbers @TimVrebbers]

Your new life will replace the old one.

That's the most difficult part of personal growth.

[Tim Vrebbers @TimVrebbers]

Financial Literacy is more valuable than a college degree.

People really spend 100k on a degree
But won't invest $1,000 into the stock market

Make it make sense.

[Tim Vrebbers @TimVrebbers]

Long-term investors don’t need predictions, they need patience.

[Tim Vrebbers @TimVrebbers]

Wealth isn’t built by flexing—it’s built by compounding.

Assets grow quietly.

Acting broke keeps your expenses low and your investments high. The goal isn't to look rich, it's to be rich.

[Tim Vrebbers @TimVrebbers]

You only need investing in a few financial assets for a solid breakthrough, for example Warren Buffett's net-worth has almost 2X since investing in Apple and Bank of America

[Tim Vrebbers @TimVrebbers]

The best evidence that investing is hard can be seen by the fact that timeless investing principles are known by everyone, yet followed by few.

[Tim Vrebbers @TimVrebbers]

Never ever start investing without emergency fund in place.

In the accumulation phase you NEVER want to touch your nest egg.

[Tim Vrebbers @TimVrebbers]

A solid 9 to 5 + using your income to buy assets + not caring what anyone thinks about you + time = wealth building.

[Tim Vrebbers @TimVrebbers]

The best asset your kids can inherit from you is your knowledge of money and investing.

[Tim Vrebbers @TimVrebbers]

Some individual investors may be talented enough to beat the S&P 500.

But if you're a beginner investor, you should invest at least 80% of your money into a low-cost broad market ETF.

[Tim Vrebbers @TimVrebbers]

A rich mindset values patience, strategic risk-taking, and long-term growth over quick wins.

Shift your thinking, and wealth will follow.

[Tim Vrebbers @TimVrebbers]

Taking 10 minutes or less today to create a plan for tomorrow will give you a head start, 10X your productivity and help you accomplish more.

[Tim Vrebbers @TimVrebbers]

Growth requires solitude—most won’t understand until they see the results.

Success requieres soltitude. Do you agree?

[Tim Vrebbers @TimVrebbers]

Invest on the bad days

Invest on the good days

Invest on the average days

Invest on every day in between

[Tim Vrebbers @TimVrebbers]

People do not realise how important behaviour is in building wealth.

Money is a tool. Use it to build, not impress.

[Tim Vrebbers @TimVrebbers]

Wealth grows very slowly in the initial years. It takes not less than a decade to see sizeable growth.

The key is not to give up in the first few years. Beginning is always the hardest.

[Tim Vrebbers @TimVrebbers]

If you are building wealth to impress people, you are doing it for the total wrong reasons.

[Tim Vrebbers @TimVrebbers]

Since 1928 the S&P 500 has returned 11.95% annually (dividends reinvested)

Without reinvesting dividends, the annual return drops to 7.86%

The difference between an 11.86% and 7.86% annual return when investing $500/month for 30 years is $1,003,846

Dividends matter BIG TIME

[Tim Vrebbers @TimVrebbers]

Index funds are the easiest path to wealth. They let you own a small piece of hundreds of companies, reducing your risk and allowing you to build wealth.

Index funds keep it simple: low fees, diversification, and long-term growth.

Hard to beat that formula.

[Tim Vrebbers @TimVrebbers]

Success rate of becoming well off ($2-$3MM+) is actually extraordinarily high

Easily 90%+ if you truly work hard at it

There’s no need to hop around taking crazy risk with high leverage or in assets like crypto

Good job, side business, invest intelligently & you’re there