The Court has declared MOGO's loan of KSh 400,000, which ballooned to KSh 976,750, illegal.
The borrower had taken a loan of KSh 400,000 and had already repaid KSh 299,369. However, MOGO claimed he still owed KSh 677,381 and demanded a total repayment of KSh 976,750 to redeem the loan.
The Small Claims Court found that MOGO's effective interest rate of about 86.4%, together with additional charges, was exploitative and oppressive. The Court also held that MOGO failed to prove the penalties, monitoring fees, insurance fees and other amounts it claimed because it could not justify how those figures were calculated.
Applying the in duplum rule, the Court ruled that interest cannot exceed the principal amount advanced. It rejected MOGO's inflated claim and entered judgment for only KSh 100,631, the outstanding balance after deducting the borrower's repayment plus court-rate interest and costs.
🇷🇺🇩🇪‼️🚨 RUSSIAN-MADE BMW CARS - HILARIOUS SANCTION BREACH:
Russia has started assembling its own Russian BMW cars in Kaliningrad! You can now buy a Russian BMW X7 SUV for a lower price.
These Russian-assembled BMWs are produced in the former BMW plant, which the Germans left and abandoned.
-> The Russians took over the experienced employees, leftover parts, and the assembly line to start their own production!
Now there are two BMW manufacturers in the world: one in Germany and one in Russia. 🤣
Want ti buy a Russian BMW?
🧵 1/
In western Kenya names can confuse you. One pronunciation mistake and you have to travel another 200 km away.
- Bumala is a place in Bungoma
- Bumula is a place in Busia
- Butula is a sugar town in Busia
- Butali is a sugar town in Kakamega
- Mbale is a town in Vihiga
- Nambale is a town in Busia
- Malaba is the border town in Bungoma
- Malava is a forest town in Kakamega
- Kuywa is a town in Bungoma
- kamkuywa is a junction town in Bungoma
- Kimilili is a town in bongoma
- kiminini is a town in kitale (trans Nzoia)
@sam_makokha add more
#hotoffthebench
Court of Appeal: The Ruaraka land was public land, having been validly surrendered by Afrison Export.
The schools therefore sat on public land, and the Government could not compulsorily acquire land it already owned. The KSh 1.5 billion compensation was illegal.
Major cheat code for life: Knowing when something is not yours to fix. Their mood. Their choices. Their drama. Love people, support people, but stop carrying what was never yours to hold.
Some people who should know better have abandoned facts and embraced fake news. Instead of informing Kenyans, they are deliberately misleading them.
Take the claims about the NTSA fines payment. The viral narrative was that the money was paid to someone called Cherono. That is simply not true.
The receipt clearly shows that the biller was NTSA FINES. The payment was made through a KCB Bank Agent.
As with any bank transaction, the receipt displays the name of the agent who processed the payment. In this case, that agent was Catherine Jerono Tomno.
She did not receive the money. She only facilitated the transaction on behalf of KCB.
To make the false story believable, those spreading it shared only part of the receipt and left out the section that clearly identifies the biller as NTSA FINES.
I have attached the complete receipt, which speaks for itself.
Before believing or sharing sensational claims, take a moment to check the facts. A full receipt tells the truth. A cropped one can be used to tell almost any story.
Sina mengi ya kusema kwa sasa
#SystemYaFacts
People who had passed through this place on their way to becoming something else.
Then he said something I'll never forget.
"Every badge in this box represents someone who was brave enough to change their story."
I looked at mine sitting among them.
He noticed.
And nodded.
"Most people think leaving is the end of something."
Then he pushed the box closed.
"But every person in here thought they were losing something. Almost all of them were actually finding something."
I couldn't think of a response.
As I walked toward the door, he called my name one last time.
I turned around.
He said:
"Ten years from now, don't measure this decision by how much money you made."
I asked what I should measure it by.
He smiled.
"Measure it by whether you became the person you hoped you would be."
I left that office carrying a cardboard box of my own things.
But the image that stayed with me wasn't what I took home.
It was that box full of old employee badges.
🎙️ Luis Nani on Portugal 1-1 DR Congo 🇵🇹🇨🇩
“I went back and watched the highlights again…
I saw Bruno Fernandes taking shots when he should be passing, even showing frustration when Ronaldo had an effort that could’ve been laid off to him.
At some point, you’ve got to remember your role. Your job is to create for the striker, not make it all about yourself.
These midfielders (Bruno, Vitinha and Neves) gave Ronaldo just 5 passes in DR Congo’s box for the whole 90 minutes? That’s not good enough.
Story ya Bogonko Bosire huwa inaniuma hadi wa leo. I still wonder how many people walimezwa because of knowing too much about the ICC cases. From more than 300 killed Mungiki leaders and youths killed to all the efforts to kill the cases. Crazy
One of the best cost-saving measures for any car owner is owning a diagnostic scanner.I bought one when I realized how cheeky mechanics can https://t.co/YIoXtyEdjN can get a decent one for as little as KSh 20,000. When the check engine light comes on, the scanner tells you the exact fault code instead of leaving you at the mercy of guesswork.From there, you can use AI to get a rough diagnosis and repair estimate before visiting a mechanic. That alone significantly reduces the chances of being overcharged or sold repairs you don't https://t.co/IbReNlgbno approach is simple: I scan the car by myself, identify the problem, research the likely fix, buy the required parts myself, and then call my trusted mechanic to do the installation.A little knowledge and a small investment in diagnostic tools can save you thousands over the life of a vehicle.Anyway here I am for the first time in five years going to fix an oxygen sensor on my Japanese automobile.
I know German machine owners can't relate because they are at the mechanic weekly 😅😅
A guy sat at his laptop ready to permanently delete his 15-year-old Gmail account.
He was getting 400 spam emails a day. Fake Best Buy receipts. Phishing links from "Netflix." Cryptic extortion threats.
He hovered his mouse over "Delete Account" and sighed: "I just want peace."
His coworker, a former email deliverability engineer, looked over his shoulder.
"Before you nuke 15 years of contacts and data, let me show you something. Your email isn't broken. It's weaponized. There are 22 ways you've been leaving the door wide open. Google won't tell you this because the data collection feeds their entire ad engine. Give me 14 minutes."
Here's what she showed him: