Todd Ingwersen

Founder & CIO @ Savior Wealth
Helping families & business owners navigate markets with disciplined, risk-aware strategies
Weekly Market Conviction Compass ↓

[Todd Ingwersen @ToddIngwersenSW]

I’m Todd Ingwersen, Founder & CIO of Savior Wealth.

I’ll be sharing insights on markets, risk management, and long-term wealth strategy.

Our focus is simple: help investors make disciplined decisions in uncertain environments.

You can follow along or subscribe to our Market Conviction Compass here:

https://t.co/oDnnnMnXR1

[Todd Ingwersen @ToddIngwersenSW]

Markets softer as Iran concerns lift oil.

The Compass Dashboard helps look beneath headlines:

63.0/100 — Constructive / Selective Accumulation

Credit calm. VIX low. Valuation stretched.

https://t.co/QpxEfr68U0

Edu only. Not advice.
#MarketInternals

[Todd Ingwersen @ToddIngwersenSW]

This week’s Savior Market Conviction Compass™:

66.0/100 — Constructive / Selective Accumulation

The backdrop improved, but this is not an “all clear.”

Trend, volatility, breadth, and credit helped.
Valuation, leverage, and concentration still deserve discipline.

This week’s Market Movers review also showed a more top-heavy market: cap-weighted strength outpaced equal weight, with the largest companies doing more of the work.

Compass Insight:
https://t.co/eTgt1dw94N

Dashboard:
https://t.co/iZHyJ8tawY

Market Movers:
https://t.co/OQbfvI1Yhy

Happy 4th of July.

Educational only. Not investment advice.

#MarketOutlook #Investing #RiskManagement #MarketSignals

[Todd Ingwersen @ToddIngwersenSW]

Compass dashboard update:

60.7/100 — Constructive / Selective Accumulation

Helping:
Volatility remains relatively subdued, suggesting investors are not yet aggressively hedging downside risk.

Watching:
Margin debt remains elevated, which can amplify downside volatility during periods of market stress.

Dashboard:
https://t.co/TwZ30ptAj5

Educational only. Not personalized investment advice.

Audio version is also available for those who prefer listening or watching over reading:

https://t.co/szcByAtcYK

Same signals. Same discipline. More accessible format.

Educational only. Not personalized investment advice.

[Todd Ingwersen @ToddIngwersenSW]

Savior Market Conviction Compass™: 64.39/100 (Constructive / Selective Accumulation)

Market conditions remain mixed beneath the surface.

Highlight:
• The Compass improved despite a volatile week: The score moved to 64.4/100 from last week’s 58.7/100 reading, supported by better trend, volatility, breadth, and credit conditions. — Why it matters: The improvement moves the framework back into constructive territory, but not into an aggressive risk-on posture.
• Equity-market weakness still deserves attention: Several major equity and risk-sensitive areas were weaker for the week. — Why it matters: A constructive Compass reading should still be interpreted through the lens of selectivity and risk control.
• Inflation, rates, and Fed communication remained central: Markets remained sensitive to whether inflation pressure and policy expectations could keep financial conditions tighter. — Why it matters: When valuation is elevated, rates and inflation headlines can have an outsized impact on sentiment.

Watch next:
• Breadth confirmation: Watch whether participation broadens beyond mega-cap and AI-linked leadership.
• Credit confirmation: Watch whether high-yield and investment-grade spreads remain contained.
• Rates and inflation pressure: Watch whether Treasury yields and inflation expectations continue to pressure valuation.

Not panic. Discipline.

Education Only. Not Financial Advice.

Full Insight: https://t.co/qwn8gPIVzL

#Markets #Investing #RiskManagement

[Todd Ingwersen @ToddIngwersenSW]

Excited to share this week’s Savior Market Conviction Compass™ Insight.

58.7/100 — Neutral / Hold

Includes:
• Key news highlights
• Asset-class snapshot
• Savior’s Take

Insight:
https://t.co/rEC8gIIK1u

Educational only.

#Markets #Investing #RiskManagement #WealthManagement

[Todd Ingwersen @ToddIngwersenSW]

Retirement planning is not just math.

Sometimes it is retirement + selling a home + moving + tax residency + income planning + Social Security + Roth conversion decisions + family transition — all at once.

That is when planning becomes essential.

Read the article here:
https://t.co/gXhpL5PzGK

Educational only. Not tax, legal, or personalized investment advice.

[Todd Ingwersen @ToddIngwersenSW]

One of the biggest mistakes investors make is assuming the index is the market.

Sometimes a handful of mega-cap stocks can mask weakening conditions underneath the surface for quite a while.

That’s why we track:

breadth
new highs vs new lows
credit conditions
leverage
sentiment
liquidity

The internals often matter more than the headlines.

[Todd Ingwersen @ToddIngwersenSW]

Markets can keep making new highs… even while conditions underneath the surface quietly weaken.

That’s often how late-stage risk builds.

The Savior Market Conviction Compass™ remains in a Cautious / Reduce Risk regime at 42.3/100.

What we’re seeing:
• Weakening breadth participation
• More internal deterioration than headlines suggest
• Elevated valuation and leverage conditions
• Credit markets still relatively calm (for now)

The goal isn’t fear.
It’s understanding risk before the crowd notices it.

Full Compass update:
https://t.co/1FwWHgpSRL

#Markets #Investing #RiskManagement #MarketConvictionCompass