Together Wealth

Simple and Effective Money Management

[Together Wealth @TogetherWealths]

Today:
- 3 Properties Owned
- Solid Index Fund Portfolio
- A savings Account with 15K
- Spend 2h/month Managing money
- Over 250K Net Worth (Almost 300K!)

4 years ago:
- 0 Properties Owned
- 0 Index Fund Portfolio
- £2000 in Savings Accounts
- No Money Management skills
- £10,000 Net Worth

Trust the process

[Together Wealth @TogetherWealths]

Nothing feels more adult than getting a good deal on insurance.

[Together Wealth @TogetherWealths]

Imagine arguing about Bitcoin prices when you don’t even track your expenses

[Together Wealth @TogetherWealths]

Being broke isn’t your identity.

It’s a phase you can work through.

[Together Wealth @TogetherWealths]

There are two types of rich:

1. Loud rich (flashy)
2. Quiet rich (calm, consistent, invisible)

Guess who stays rich?

[Together Wealth @TogetherWealths]

Budgeting doesn’t limit your life.

It designs your freedom.

[Together Wealth @TogetherWealths]

Financial freedom starts with your calendar, not your income.

[Together Wealth @TogetherWealths]

Income ≠ wealth.

Wealth = what you keep + how you grow it.

[Together Wealth @TogetherWealths]

@ItsTibor Also you cannot achieve then with focus only.

Focus is necessary but just it is not enough

[Together Wealth @TogetherWealths]

@mvo_guy_travis Exactly.

[Together Wealth @TogetherWealths]

Most people want more money.

But they cannot manage what they already have.

[Together Wealth @TogetherWealths]

@darrelltalksfi If you cannot manage small, you will not be a le to manage big

[Together Wealth @TogetherWealths]

@mvo_guy_travis Exactly

[Together Wealth @TogetherWealths]

What actually builds wealth?

– Boring habits
– Peace of mind
– Long-term thinking

[Together Wealth @TogetherWealths]

@DadisFIRE Totally agree. Strive for more, but be content with what you have.

[Together Wealth @TogetherWealths]

@MoneyQuotesX Exactly

[Together Wealth @TogetherWealths]

Your salary pays bills.

Your habits build wealth.

[Together Wealth @TogetherWealths]

@Charliesinvests It is about the small habits that compound over time

[Together Wealth @TogetherWealths]

@The_MMW 3. Automate it so you do not have to think about it

[Together Wealth @TogetherWealths]

@stijnnoorman Not knowing is needed.

Curiosity is key.

[Together Wealth @TogetherWealths]

@thejustinwelsh People who call you lucky always undermine how much effort is needed to make things happen.

And they prefer sitting there calling you lucky instead of trying to create a better future for themselves.

[Together Wealth @TogetherWealths]

@MarketPalmer_ Outsourcing things we do not like (cleaning)
Optimising for convenience (more expensive uber vs long way in a train)
Being very intentional to what we say yes to (we stopped caring of expectations and who to hang out with)