Tomas Rodriguez

Residential | Commercial | Private Capital

[Tomas Rodriguez @TooTurntTomas]

Windy City Smokeout was a great time! Tons of amazing BBQ, games, drinks, and country music. Darlene and I will definitely be back next year.

#windycitysmokeout #countrymusic #bbq #thingstodochicago #dateideas

[Tomas Rodriguez @TooTurntTomas]

The Rhythm 420 Bud Ball was a blast! Mom drove in, and we got free swag, prerolls, drinks, and munchies. The DJs were so good, and we got to see Chance the Rapper!

I felt like I should have brought my business cards because I do help people in the cannabis industry secure financing for primary residences, investment properties, and I can even assist with securing dispensary financing.

I had a great time! Thanks for the invite mom! 🔥💨😎

#cannabis #housemusic #metrochicago #chancetherapper

[Tomas Rodriguez @TooTurntTomas]

Stop letting your day job decide how many properties you can own. 🏡

DSCR loans qualify you on the property's rental income — not your personal income. No tax returns. No W-2s. No income caps.

⚡ Close fast · 📈 Buy as many as you want · 💵 Let the rent do the qualifying · 🏠 Build equity on every payment

Plus:
🔑 Up to 90% combined loan-to-value — put less down and keep more capital working for you
✅ No minimum FICO — your credit score won't stand between you and your next deal
🏢 Close in your LLC — keep it off your personal credit and protect your personal profile
📉 Up to 40-year interest-only terms — lower your payment and maximize monthly cash flow

New investor or seasoned pro — comment "DSCR" or DM me and let's map out your next deal.

[Tomas Rodriguez @TooTurntTomas]

Today we helped several clients close on new rental properties. 🏡

One of my first-time homebuyers used down payment assistance to save thousands at closing — then turned around and put those savings toward getting pre-approved for a fix-and-flip loan. Together we mapped out a plan to build long-term wealth and a more comfortable retirement through real estate investing.

I also helped a couple of our loan officers get some tough files pre-approved, and had conversations with a few high-caliber professionals considering joining our team.

This is what a day in the life looks like 👍 when you’re building something bigger than yourself
What’s one goal you’re chasing right now? 👇

#realestateinvesting #finance #mortgage #dayinthelife #vlog

[Tomas Rodriguez @TooTurntTomas]

Darlene and I were both off of work, so we went roller skating at Navy Pier. Afterwards, we had date night at @rpmsteak

The steak was cooked to perfection, and I cannot get over how good that chocolate cake was. Dinner was great, but my date was the best any guy could ask for.

#steakdinner #datenight #chicago #rpmsteak

[Tomas Rodriguez @TooTurntTomas]

This investor specifically only had 1 rental property that was financed. The rest are fully paid off. We did a rate/term refinance and dropped the client’s rate to 6.750% with 1 point on a 30 year fixed I/O and at 75% LTV and you’re right about the savings too. It helped her save close to $300 per month.

[Tomas Rodriguez @TooTurntTomas]

Closing day 🥳

💰Investor closing with DSCR financing in his LLC. His previous lender had him locked over 1% higher than market value and this was taking a hit to his cash flow

💰Investor closing on his 6th rental property. His previous lender wasn’t handling his portfolio properly. We are going to drop his rate and refinance all his properties out of his personal credit while improving his cash flow

✅ Investor cleared to close on a 40 year fixed rate DSCR with crazy high cash flow from Airbnb

[Tomas Rodriguez @TooTurntTomas]

My baby girl

[Tomas Rodriguez @TooTurntTomas]

I’m happy with how things are progressing. The team is getting in a good groove.

[Tomas Rodriguez @TooTurntTomas]

They just taught students how to be a W-2 employee with an outdated curriculum.

[Tomas Rodriguez @TooTurntTomas]

$50,000. That's how much our buyer just received toward their down payment and closing costs. 🔑

The best part? They walked into closing and brought $0 of their own money to the table.

That's a real deal we just structured — and programs like this exist right now. If you've been assuming you need a big down payment (or any down payment) to own a home, let this be your sign to ask the question.

💬 DM us "QUALIFY" and we'll find out what you're eligible for — no pressure, no obligation.

#DownPaymentAssistance #FirstTimeHomeBuyer #ZeroDownHome #ClosingCostHelp #TCCapital

[Tomas Rodriguez @TooTurntTomas]

How will AI impact the workforce over the next 5 years?

[Tomas Rodriguez @TooTurntTomas]

🎖️ $0 down. No PMI. Cleared to close in 12 days. 🎖️

That's exactly what one of our veteran buyers just pulled off — keys in hand to this updated 3-bed home on Chicago's Southwest Side, with a renovated kitchen, new roof and windows, a wood-burning fireplace, and a 2-car garage. 🏡

Here's what their VA loan made possible:
✅ $0 down payment — no massive savings required
✅ NO private mortgage insurance (ever) — lower monthly payment
✅ Application to closing in just 12 days

If you've served — active duty, veteran, or eligible spouse — you've earned one of the most powerful home-buying benefits out there. Most people have no idea how much it can save them, or how fast it can move.

💬 DM the word "VA" and I'll walk you through what you qualify for — no cost, no obligation, just straight answers.

Your service opened this door. Let's walk you through it. 🎖️🔑

[Tomas Rodriguez @TooTurntTomas]

🏗️ Big things happening with one of our builder partners today.

Sat down with a builder who’s been in the game for 30+ years — his process is dialed in like a science. What he needed wasn’t another lender. He needed a true partner to help him scale.

Here’s what we put together:

✅ No income documentation required — his track record speaks for itself (no tax returns needed)

✅ Establishing a $10M credit line to fuel his next wave of custom home builds

✅ A forward rate hedge so his buyers get rates well below standard market — boosting affordability without cutting into his margins

✅ Professional content support through our Reel Impact Marketing team, so his new builds get in front of buyers faster

This is what partnership looks like — not just financing, but building the infrastructure for real growth.

If you’re a builder looking to scale, let’s talk. 📲

#BuilderFinance #CustomHomeBuilder #ConstructionLending #ScaleYourBusiness #MortgageBrokerChicago

[Tomas Rodriguez @TooTurntTomas]

🎖️ $0 down. No PMI. Cleared to close in 12 days. 🎖️

That's exactly what one of our veteran buyers just pulled off — keys in hand to this updated 3-bed home on Chicago's Southwest Side, with a renovated kitchen, new roof and windows, a wood-burning fireplace, and a 2-car garage. 🏡

Here's what their VA loan made possible:
✅ $0 down payment — no massive savings required
✅ NO private mortgage insurance (ever) — lower monthly payment
✅ Application to closing in just 12 days

If you've served — active duty, veteran, or eligible spouse — you've earned one of the most powerful home-buying benefits out there. Most people have no idea how much it can save them, or how fast it can move.

💬 DM the word "VA" and I'll walk you through what you qualify for — no cost, no obligation, just straight answers.

Your service opened this door. Let's walk you through it. 🎖️🔑

[Tomas Rodriguez @TooTurntTomas]

🔑 Cleared to close in 12 DAYS — with $0 down. 🔑

Another TC Capital client just got the keys to this stunning 1937 historic Georgian in Chicago Heights — over 2,900 sq ft, 3 beds, 2.5 baths, two fireplaces, and half an acre of mature, private yard. 🏡

The best part? They didn't wait months. They didn't drain their savings.

✅ $0 down payment
✅ Application to closing in just 12 days
✅ A home most people thought was out of reach

If you've been telling yourself "someday," this is your sign that someday can be now. Programs like this fill fast, and your situation may qualify you for more than you think.

💬 DM the word "APPROVED" and let's find out what you're eligible for — no pressure, no obligation, just answers.

Your keys could be next. 🔑

[Tomas Rodriguez @TooTurntTomas]

Baby girl

[Tomas Rodriguez @TooTurntTomas]

You are my favorite person in the entire world

[Tomas Rodriguez @TooTurntTomas]

🏗️ Funding deals other lenders won’t touch.

TC Capital, powered by Matrix Commercial Capital, gives builders, flippers, and investors the speed banks can’t match:

✅ No tax returns or W-2s
✅ 72-hour approval
✅ Close in under 30 days
✅ Up to $5M per deal

Whether you’re breaking ground on new construction, flipping your next project, or growing a rental portfolio with a DSCR loan — we fund the deal, not your paystub.

📩 Ready to move? Get pre-qualified today.

#PrivateLending #RealEstateInvesting #FixAndFlip #NewConstruction #BridgeLoans #DSCRLoans #ChicagoRealEstate #InvestmentProperty #TCCapital