I have one and it works great. Was a 10 year perm which I paid an extra $25k per year first 4 years to juice the cash value and a term which fell off I believe around year 6 or 7 to maintain death benefit. So policy has been and will be roughly $2m payout and cash value currently is more than all premiums paid in ($15k per year plus the $100k). Definitely not a heavy lifter in terms of pure return compared to a brokerage account and the drag on payout with outstanding loan is a tad high but the cash value loan is a game changer (and works if strong returns aren’t needed). I utilize it to flip properties and to not have to go to the bank. Plus, the death benefit is my peace of mind that any and all real estate debt is wiped for my family should I cack it.
Think there is definitely a place for it in high earner pool. Sounds like the difference maker is who sets it up.
Here's your alpha:
The Vibewheel generates rewards, perpetually and programmatically, based on trading activity across $VIBESTR + GVC NFTs.
That pool currently sits at almost $400K in value.
Those rewards continue to accrue, and will later be distributed to collectors. There are no seasons or anything like that, it'll follow a new & novel ongoing model that tracks with VibeStrategy™ activity.
Collect, sit back, relax, and soak up the alignment. VibeStrategy and collective community motion takes care of the rest.
Collector "weight" is determined based on your Badge holdings, which are granted from holding different GVC traits; as well as through $VIBESTR accumulation (starting at 69K).
🤙 More badges = more exposure.
🤙 Premium badges = even more exposure.
🤙 Sometimes, there will be limited-time badges, too.
Go for mid-rares, go for grails, go for as many badges as humanly possible... there is no wrong path.
The only path is to collect what you love.
The choice is yours.
Your journey begins, though, with 1 GVC or 69K $VIBESTR. We're still just at the very beginning of this glorious adventure together. Hop on for the ride.
LFV!!!!!
I need to spotlight this because it's just insanely sick, and it's likely getting overshadowed by all of the Strategy stuff.
We talk a ton about alignment with @GoodVibesClub
Typically, that's financially-oriented through reinjection of royalties, fees, and revenue back into the VibeStrategy system (almost at $1M to-date!).
And while all of that is wildly exciting for collectors, and presents immense upside for all involved, it shouldn't overshadow the caliber of IP development that's happening – and specifically how it's happening.
Here's where a different type of alignment comes in.
If you missed it, GVC ran a community lore contest the other week to create a story around a character you own or love. The prompt was simple:
"Pick your favorite “Blue” GVC and build them a killer backstory."
Normally, the winner would get a retweet, a shoutout, and maybe win a giveaway. A fun little community contest for some engagement. Move on. Lore is sort of a meme in that sense.
But here's where GVC is built different... and this was a literal holy shit moment for me when I saw it.
Within a week, over the holiday, @chrisguyot brought the winning character Azul (by @CryptoTendy) and their story to life; in short-form + an official GIF. At absolutely obscene 3D quality.
(This is where you remember that they're a world-class animation studio, and can just do things like this in-house... rapidly).
Part of what makes collecting characters and PFPs here so exciting is the chance to see them live and breathe beyond an OpenSea profile. We're seeing more of that lately with @OthersideMeta. But to co-author that story and universe together, 1-on-1, with the creators of the collection itself? That's next-level special, and something that resonated deeply with me.
Building together, but actually this time.
I think it's what we've always hoped IP brands in web3 would be and ultimately set them apart; but it never really manifested itself in any meaningful way until now.
It's a good reminder that fun, personalization, and inclusivity still matter as web3 brands grow up. As much as some will shout about it, it's not just about numbers going up/down for all of us.
It's about collecting art you love and resonate with, and making something genuinely meaningful, together.
At the end of the day, this should be...
fun.
We shouldn't lose that spirit.
Market has been complete A.S.S. lately, and know how hard it has been on many, but this was a great reminder and point of perspective. You've always got a home in @GoodVibesClub if you're looking for one.
Big congrats to @CryptoTendy on the big win (and very likely the #1 GIF in the catalog), and bravo to the Guyot bros for making magic happen yet again.
LFV! 🤙✨
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