You are your own worst enemy. You waste precious time dreaming of the future instead of engaging in the present. Since nothing seems urgent to you, you are only half involved in what you do. The only way to change is through action and outside pressure.
Making money is a skill.
Keeping money is a skill.
Both can be learned.
Invest in yourself until you become better at earning money and better at allocating what you earn.
Do that long enough and you’ll make more, keep more, and eventually be financially free.
If you invested $1,000 in Apple 10 years ago it would be worth $13,281 today. That is a 1,228% total return.
Most people will take 200 stressful trades a year trying to get rich quick when the entire game is just buying greatness and leaving it alone.
You being constantly afraid of everything is why you stay stuck. Take the chance. Calculate the risk. And go for it. You can't hit a home-run if you don't swing the bat.