Tax season is HERE!
Who’s getting their taxes done from Top Tier Tax, a black owned tax preparation company! 🙋🏽♀️
Tag a black owned business that needs support!
1. Click the link https://t.co/kvQgeJu5s7
2. Book a consultation with one of our CERTIFIED Tax Pros
3. Create a SECURED client portal
4. Upload Tax documents
5. Wait for your tax pro to send your refund amount
Use automatic payments – This is a great method to use if you are getting paid a set salary every pay period. By using automatic payments, you will be assured that your payments will be on time every month. You will not have to worry about late fees. #credittip
Say u have a $1,000 credit card balance with an 18% int rate. If u make only the min required payment each month often 2% of the outstanding balance it will take more than 19yrs to pay off and will cost $1,931 in int. That’s right your $1,000 splurge actually cost u almost $3,000
The longest auto loan you should ever take out is 42 months, If you can’t afford the payment on a 42-month loan, then you should buy a cheaper car.
Don’t agree? Hear me out 👂🏽
5 REASONS WHY YOU NEED A EXCELLENT CREDIT SCORE 💳
1. Getting a job 👩🏽💼
2. Buying a car 🚗
3. Buying a house 🏡
4. Starting a business 🏢
5. Getting low interest rates 📉
What a 750 credit score looks like 👍🏽
Payment history: 99-100%
Credit utilization: Under 10%
Derogatory Marks: 0
Credit history: 7-10yrs
Total open accounts: 15+
Inquiries: 0-2
Say you have a $1,000 credit card balance with an 18% interest rate. If you make only the minimum required payment each month − often 2% of the outstanding balance –
800 and higher (EXCELLENT).....This is the “NO INTEREST FOR 2 years” credit score. You are treated like royalty....red carpet and all. Never turned down, lowest interest rates available, and you can have the biggest Chanel bag up in the store if you want it ... 💰💵🤑
700-799 (VERY GOOD)..... This is the “We want your business” credit score. Only 27% of Americans have this score. Look forward to good interest rates and instant approval 😃
580-619 (POOR)...... this is the “You can play but you WILL pay” credit score. You may get approved but they will make sure your interest payments are sky high and you will end up paying more over the years 🧐