TransUnion

We make trust possible between businesses and consumers. We call this Information for Good®.

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Behind every credit report is a credit reporting agency.

These agencies collect, maintain and share credit information that may be used by lenders when evaluating credit applications. Watch the video for a breakdown of what credit reporting agencies do.

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💡 Did you know?

Credit reporting agencies collect and manage credit information that helps lenders make informed decisions.

Learn more about how credit reporting agencies work: https://t.co/aKNiobffm4

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What’s a good credit score?

The answer isn't always straightforward. It can vary depending on the lender, credit product and scoring model used.

Want to know what affects your score and how to maintain healthy credit? Read our blog: https://t.co/47Ku8KmsVV

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Our blog explores what’s considered a good credit score, explains credit score ranges, highlights factors that affect your score and unpacks the benefits of maintaining good credit — plus much more.

Read it now: https://t.co/q7eXabt8V6

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Understanding your debt and income is key to lowering your debt-to-income (DTI) ratio.

Learn what defines a good DTI and when it matters most: https://t.co/A9WpuwoOWI

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To identify the cause of a drop in your credit score, it’s important to review your credit report carefully.

Understanding the factors that influence your score, along with the details in your report, can help you pinpoint the reason.

Our blog outlines some common causes of credit score declines — read more here: https://t.co/yP6IrWG1ur

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Your debt-to-income ratio (DTI) plays a key role in lending decisions.

Learn how to calculate it and what it means for your borrowing potential: https://t.co/mjpJIoPNkG

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Your credit score does not change without reason. Understand the factors behind a shift.

Learn more: https://t.co/FseABcSnB5

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Our latest blog explores how paying down credit card debt may impact your credit health, shares practical strategies you can use to work toward becoming debt-free, and more.

Read it now: https://t.co/yuruE3XEWy

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Student loans do more than fund your education; they can shape your credit health. Learn how by reading this blog: https://t.co/b1CG2rbab7

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Don't let credit card debt hold you back.

Learn more about credit card debt and explore strategies that may help you take greater control of your finances.

Read the blog here: https://t.co/Q2TgJllk7n

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How does paying off student loans impact your credit score? Can student loans be removed from your credit report?

We answer these common questions and more in our blog. 🎓

Learn more: https://t.co/fY7vqSvKTm

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There are multiple strategies to pay off credit card debt. What’s important is finding the right one for you and your financial situation.

Our blog provides some tips you can use to get started today: https://t.co/fH2PXvvqnX

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Understanding your debt-to-income ratio (DTI) is essential when assessing your borrowing capacity. It helps lenders evaluate how effectively you manage debt relative to your income.

Learn how DTI is calculated and why it matters: https://t.co/b5bvxAKjSC

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Student loans play a role in your financial and credit health. Learn how they can impact your credit score in our blog: https://t.co/MjlMpLZuWO

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Saving money is important — even with debt.

A small emergency fund can help prevent life’s surprises from becoming new debt.

Read about how you can save and approach debt. Learn more: https://t.co/ffi3ghIONQ

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A budget helps you spot where you can cut back.

Simple changes = more room for debt payoff and savings.

Learn more: https://t.co/9skZPpJGLz

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Supporting someone else means protecting their financial future.

Learn how to manage credit for a deceased loved one.

Read more: https://t.co/dHTrNMK21L

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Paying off your mortgage is a major milestone — but don’t miss the next steps.

From lien removal to taxes, insurance and escrow refunds, our blog explains what to expect and what you can do next

Learn more: https://t.co/iC0y2fg73e

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With power of attorney, you can manage a loved one’s credit to help protect them from fraud.

Credit freezes and fraud alerts can add an extra layer of security.

Learn more: https://t.co/3EBFWRSYii