A few years ago, Keke riders were cashing out like bankers because of the garri boom.
A farmer would pay them ₦10k–₦15k to bring cassava to the market. The buyer would still pay them another ₦30k or more to transport it to the processing site.
Some days, they made 4–5 trips.
Money was flowing.
I know a Keke rider ( my friend ) who bought land in FOUR different locations during that period.
Many were living large, changing girlfriends, spraying money, and believing the good times would never end.
Today, the story is different.
Cassava prices have dropped, the market is slow, and some of those same people are struggling to maintain their Keke, not to talk of changing engine oil.
Life has taught me one lesson:
Never mistake a good season for a permanent season.
When money is flowing, invest.
When business is booming, save.
When others are showing off, buy assets.
That ₦20,000 spent on impressing someone today could have bought a baby goat that may be worth many times more tomorrow.
The people who survive hard times are not always the highest earners.
They are the best investors.
What's the biggest lesson money has taught you?
A.D Farms
There was a woman on my street who used to jokingly say, “Let me just d!e so I can rest.” One day, a man told her, “You’re not going anywhere, madam. If you d!e, I d!e.” Ah! This is a man with about five kids and two wives o. It’s not like they had any kind of relationship. Everyone laughed and the conversation ended there.
Two weeks later, there was fuel scarcity. The woman decided to hustle and buy fuel to resell at black market price. She had already purchased the fuel and was trying to cross the express when she was h!t by a moving vehicle and d!ed instantly.
While we were still mourning her, the man d!ed 12 hours later. He wasn’t sick. He just coughed and d!ed.
Please be mindful of your words. I just read something from a mutual on the TL that seemed similar to this. Please don’t wish such things on yourself. There is power in the tongue.
Thank you.
A wedding of less than four months just ended.
You might call me insensitive for saying this, but I knew from the very beginning that it wasn’t going to last.
At the wedding reception, the groom came to whisper to my friend about his overdue house rent. The landlord was threatening to throw him out. My friend had promised to help out, so he had to come and remind him.
Even the hall, drinks, and food were paid for by friends. The groom didn’t have a stable job. He survived on occasional small commissions from his house agent work. The bride worked at a bakery. They weren’t financially ready.
Instead of keeping it simple, they tried to impress. Court wedding, traditional wedding, white wedding, huge hall. They were living a picture of a life they hadn’t built yet. How do you impress people when you can’t even secure a roof over your head?
Reality caught up fast. Four months in, the bills, the stress, the financial pressure; and it all collapsed. She moved out. The marriage was gone.
The lesson is clear: weddings can be small. Do what your budget allows. Let contributions help you start your life, not drain it. Impressing people is never worth sacrificing your peace and stability.
Actually the UK approach is how it should be. Please indulge me and let me explain.
The logic is simple.
You get paid every month.
So you should only pay rent monthly.
Or let me ask this simple question:
Does your employer pay you 1year salary ahead of time? IF your employer does not pay you 1year salary ahead, why should a landlord ask you to pay 1year rent ahead?
If you think about this in this manner, you will see that it is only logical, rational and humane for a landlord to only collect rent on a monthly basis (since you also only get salary on a monthly basis). This is why sane countries like the UK only collect monthly rent.
In countries like Nigeria,
What we are practising is a terribly exploitative, unfair and unjust policy where landlords can demand 1-2years rent in full even though no employer pays you 2years salary ahead. Of course the excuse/reason the landlords also give for this is the lack of trust in the system, the lack of accountability if the tenant fails to pay and the desire to safeguard against defaulting tenants. In a country like Uk if you fail to pay your rent, it damages your credit score and you can be taken to court- this is absent in a country like Nigeria.
But putting all of that aside,
The fact remains that a system where you are made to pay 2years rent ahead is a dysfunctional, inhumane and unjust system.
Living and growing up in a dysfunctional country like Nigeria has done collectively damage to us as a society that normalcy looks unimaginable.
I went to my usual suya spot to get suya.
Met a chic there trying to make her order but she looked pissed.
I spoke to her. We engaged in small talks.
Someone kept calling her, she’ll end the call, then hiss.
I asked: is that who’s making you pissed?
She said yeah it’s her boyfriend. That they got into an argument.
Told her to cheer up & we should wait for our suya orders in the car instead of standing.
She agreed.
Got into the car, had few talks & we kissed.
From the way she kissed me, it’s like she wanted it.
The suya was ready & we departed.
She was arguing with her boyfriend.
Few minutes later, she was kissing a stranger.
Be safe, kings. 🤍
“Most of classism you see in Nigeria has absolutely nothing to do with class. It is simply poverty with a microphone”
Everything said in this video is 100% spot on.
I am planning to start a livestock farming where goat, sheep, ram & cow will be rear.. @DONJAZZY hope you are seeing this tweet. If you do kindly render a helping hand financially. Thank you in advance!