Benjamin Trujillo Jr

My passion in life is helping people achieve their health and financial goals.

[Benjamin Trujillo Jr @TruFinancial]

~15% of your Credit Score comes from your Credit History.

This means keep your oldest accounts open and minimize the amount of new cards you open.
If you open a new account spread it out over years.

Better idea 💡 is to just request a limit increase every 6-9 months!

[Benjamin Trujillo Jr @TruFinancial]

~30% of your Credit Score is Amount Owed.

NEVER owe more than 30% of your credit limit.
Ideally 10-15% MAX

Use your credit cards to earn points than pay it off and reap the rewards.
#Credit #PersonalFinance #CreditIsKing

[Benjamin Trujillo Jr @TruFinancial]

Daily reminder
~35% of your Credit Score is Payment History.
Pay your cards 💳 and loans 🏠 🚘 early!
If you made a late payment, call your creditor, ask them if they can delete it off your account.
#Credit #Finance #PersonalFinance #CreditIsKing

[Benjamin Trujillo Jr @TruFinancial]

If anyone (besides yourself) depends on your income, I recommend that you have 10-12 times your annual income worth of term life insurance. (For stay-at-home parents, I recommend a term policy valued between $250,000 - $400,000.)

[Benjamin Trujillo Jr @TruFinancial]

There may be people that have more talent than you, but there's no excuse for anyone to work harder than you do.
-Derek Jeter

[Benjamin Trujillo Jr @TruFinancial]

Make plans like an adult,

Believe in them like a child.

[Benjamin Trujillo Jr @TruFinancial]

My thing is that I don't give no person that much power over my path that I'm walking. Not one person can make or break what I'm doing, except me or God.

-Nipsey Hussle

[Benjamin Trujillo Jr @TruFinancial]

Fun is like Life Insurance;
The older you get,
The more expensive it costs.

[Benjamin Trujillo Jr @TruFinancial]

If my mind can conceive it, if my heart can believe it, then I can achieve it.
-Muhammad Ali

[Benjamin Trujillo Jr @TruFinancial]

Friendly reminder: What we do every day matters more than what we do once in a while.
-Lewis Howes

[Benjamin Trujillo Jr @TruFinancial]

Most people don't have that willingness to break bad habits. They have a lot of excuses and they talk like victims.
-Carlos Santana

[Benjamin Trujillo Jr @TruFinancial]

@TheRealBradLea 💣

[Benjamin Trujillo Jr @TruFinancial]

Buying a Life Insurance Policy is the most selfless things you can do for your family.

You pay for something you may never use but your family will if something happens to you.

[Benjamin Trujillo Jr @TruFinancial]

Faith and hope work hand in hand,

however while hope focuses on the future,

faith focuses on the now.

-David Odunaiya

[Benjamin Trujillo Jr @TruFinancial]

Focus on the things you can control.

[Benjamin Trujillo Jr @TruFinancial]

I remind myself every morning: Nothing I say this day will teach me anything. So if I'm going to learn, I must do it by listening.
-Larry King

[Benjamin Trujillo Jr @TruFinancial]

Make sure you're working hard
enough on your goals.

A 747 flys once it's going 184 mph.

You can drive it up and down the
runway at 150 mph all day.
Nothings going to happen.

But at 184?
It takes off.

Sometimes, it's the same for you.
You might just need more activity.

[Benjamin Trujillo Jr @TruFinancial]

If you aren't jumping out of bed
with excitement each morning,
it's time to set new goals.

[Benjamin Trujillo Jr @TruFinancial]

The BEST Investment you can make is on yourself.

That shit COMPOUNDS daily!

[Benjamin Trujillo Jr @TruFinancial]

What you focus on grows,

Count your BLESSINGS🙏🏼,

Not your PROBLEMS😓.