TrustyKeysRE

Offering professional guidance on real estate services to assist you in buying, selling, and safeguarding your property. 🏡👇👇👇 #RealEstate #PropertyProtectio

[TrustyKeysRE @TrustyKeysRE]

🏡 Buying a home? It's more than just the price tag!
🔑 Key costs to budget for:
Down payment: 3-20% of price
Closing costs: 2-5% (origination, title, appraisal fees)
Insurance: Home + PMI
Taxes: Property & transfer
Inspections: $300-$500+
Plan smart, buy right!
#RealEstate

[TrustyKeysRE @TrustyKeysRE]

Mortgage rates hit 7.04%, the highest since May 2024, per Freddie Mac. Rates have risen for 5 straight weeks. Pro tip: Shop around to save on lender quotes! 📈🏡 #RealEstate #MortgageRates

[TrustyKeysRE @TrustyKeysRE]

Avoid real estate regrets:
Top 5 common regrets:
1️⃣ Skipping nearby property.
2️⃣ Giving up the vacation home search.
3️⃣ Compromising for trends.
4️⃣ Overpaying in bids.
5️⃣ Waiting for “normal” prices.
Stay clear-headed with expert help! #RealEstate #HomeTips

[TrustyKeysRE @TrustyKeysRE]

Mortgage rates likely won't change much after September's CPI came in hotter than expected. With the Fed focused on jobs, today's report keeps the door open for a 25 bps cut on Nov 7—pending the Nov 1 jobs report. Core CPI rose 0.3% MoM, driven by shelter costs. #MortgageRates

[TrustyKeysRE @TrustyKeysRE]

🏡 Thinking of using home equity to buy another property? It can boost wealth, but comes with risks. Pros: better down payment & lower interest rates. Cons: higher debt & market risks. Make sure your finances are solid before diving in! #RealEstate #WealthBuilding #HomeEquity

[TrustyKeysRE @TrustyKeysRE]

🏠 Early-stage homebuying demand is at a 15-month high, per Redfin! 🚀 Buyer contacts are up 17% YoY, the biggest jump since Jan 2022. Pending sales rose 4.5% as buyers adjust to 6.78% mortgage rates. Is this a post-election spike or lasting trend? 🤔
#RealEstate #HousingMarket

[TrustyKeysRE @TrustyKeysRE]

Palisades & Eaton Fires have destroyed/damaged 14% of homes within fire perimeters in LA—over 6,300 homes, with 89% being single-family. Ripple effects include surging rental demand, long leases, and canceled deals. 🔥🏡 #LAHousing #Wildfires

[TrustyKeysRE @TrustyKeysRE]

🏡 Exterior paint pro tip: Skip neon, too-dark, or fleeting trends. @Samplize’s peel-and-stick samples (real paint, overnight!) Test in sun ☀️, clouds ☁️, night 🌙. Find your perfect shade → https://t.co/xdHk55LjRT

[Cristiano Ronaldo @Cristiano]

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[TrustyKeysRE @TrustyKeysRE]

Is now a good time to buy a house? 🏡
Median home price: $435K, still climbing 📈
Mortgage rates: 7%, volatile but easing 💸
Inflation: Dropping, Fed cutting rates 📉
If you’re ready financially, now could be the time to lock in before competition heats up.
#HousingMarket

[Beautiful Homes Now @BeautifulHomeGA]

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#RealEstate #realestateagent #atlanta

[TrustyKeysRE @TrustyKeysRE]

Selling your home during the holidays? Don’t skip the decorations!
A few tasteful lights, a simple wreath, and a well-placed tree can make your home feel cozy and inviting.
Keep it classy, and avoid over-the-top displays. 🎄🏡 #HolidayHomeSelling #CurbAppeal

[TrustyKeysRE @TrustyKeysRE]

Property Tax Basics 🏡
1️⃣ Taxes fund schools, roads, & services.
2️⃣ Calculated by assessed value × tax rate.
3️⃣ Rates vary (e.g., NJ: 2.23%, HI: 0.3%).
4️⃣ Keep housing costs ≤ 25% of income.
5️⃣ Taxes often included in your mortgage.
Plan to avoid surprises!
#RealEstate

[TrustyKeysRE @TrustyKeysRE]

4 Reasons Your Home Isn't Selling 🏡
It’s ugly—cluttered, outdated, or messy.
Your price is unrealistic.
Solution: Declutter, price right, fix issues, and be flexible!
Real paint strips protect your property’s appeal !
https://t.co/Dly9F4rSQD
#HomeSelling

[TrustyKeysRE @TrustyKeysRE]

Selling your home? 🏡 Beware of capital gains tax!
Tips to reduce taxes:
Live there for 2+ years to qualify for exclusions.
Single? Exclude up to $250K; married? Up to $500K.
Keep receipts for home improvements—they boost your cost basis. #RealEstate #TaxTips

[TrustyKeysRE @TrustyKeysRE]

How much $$ do you need to buy a house? 🏠💰
It’s more than just the down payment! Aim to save 25% of the home’s price to cover:
Down payment (3%-20% depending on loan type)
Closing costs (2%-5%)
Moving expenses Save smart, buy smart!
#HomeBuying #RealEstateTips

[TrustyKeysRE @TrustyKeysRE]

Starter Home vs. Forever Home 🏠
Starter: Affordable, entry-level, temporary.
Forever: Bigger, long-term, dream-worthy.
💡 Tip: Spend ≤28% of income on housing & consider resale value. Build equity or go straight to forever—choose what fits your life!
#RealEstate #HomeBuying

[TrustyKeysRE @TrustyKeysRE]

What’s a short sale? 🏡 It’s when a homeowner sells a property for less than the mortgage owed, with lender approval. Approval takes 3-6 months, then escrow closes in 30-60 days. Buyers, stay flexible—deals can fall through! #RealEstateTips

[TrustyKeysRE @TrustyKeysRE]

Freddie Mac’s latest PMMS® shows the 30-year fixed-rate mortgage hit 6.91%, its highest in nearly 6 months. While rates remain elevated compared to last year, pending home sales are rising, signaling more buyers entering the market. #MortgageRates #HousingMarket

[TrustyKeysRE @TrustyKeysRE]

FHA Loans: What to Know 🏡
Who Qualifies? 580+ credit score, 3.5% down.
Uses: Buy/refinance homes, renovate, build.
Pros: Easier approval, lower down payments.
Cons: Mortgage insurance, strict home standards.
Know the costs before committing!
#HomeBuying #RealEstate #MortgageTips