RWAcc

Spend against tokenized real world assets without selling them. Collateralize, get a card, and manage everything on chain.

[RWAcc @TryRWAcc]

Our comments are full of questions, doubts, and FUD.

Let's clear everything.

Reply to this post with any question you have about RWACC

whether it's about the card, collateral, repayments, security, or anything else.

We'll answer every question as transparently as possible.

[RWAcc @TryRWAcc]

Milestone Update

RWACC has now processed over $10,000 in card volume.

This is still the beginning, but it's great to see users actively using the product. Every transaction helps us validate the platform, improve the experience, and continue building.

Thank you to everyone who has trusted RWACC early. We're continuing to ship updates, expand card options, and make tokenized real-world assets more useful in everyday finance.

We're just getting started.

[RWAcc @TryRWAcc]

One thing we've learned while building RWACC is that not everyone wants to use a collateral-backed card.

Some users simply want a prepaid card they can top up and use without locking assets or managing repayments. Others want the flexibility of using tokenized assets as collateral to unlock spending power while keeping ownership of their investments.

That's why we're exploring support for both experiences.

Our collateral-backed card remains at the core of RWACC because it allows users to access liquidity without selling their assets. But we also recognize that a simple prepaid option would make the platform more accessible for users who just want an easy way to spend their crypto.

Our goal isn't to force everyone into a single product. It's to build financial tools that fit different needs. Whether you want to use tokenized assets as collateral or simply use a prepaid card for everyday payments, we want RWACC to support both.

More options mean more flexibility, and that's the direction we're continuing to build toward.

[RWAcc @TryRWAcc]

How RWACC Works From Start to Finish

A lot of people have asked how the entire RWACC process works, so here's a complete breakdown.

The process starts when you deposit an eligible supported asset as collateral. Instead of selling your holdings, they are used to secure your spending limit. Your assets remain locked as collateral while your card is active.

Once your collateral is accepted, an RWACC card is issued. You can then use it like a normal debit or prepaid card anywhere it's supported for everyday purchases.

Every transaction you make creates an outstanding balance. Rather than selling your collateral automatically, you simply repay your balance before the repayment period ends. Once the outstanding amount has been paid, your collateral becomes available for withdrawal again.

The goal is simple: give users access to liquidity without forcing them to exit their long-term positions. Instead of selling your assets every time you need funds, you can use them as collateral, spend through your RWACC card, repay the amount you've used, and reclaim your assets.

This is the experience we're building—a bridge between tokenized real-world assets and everyday spending, allowing your assets to work for you instead of remaining idle.

[RWAcc @TryRWAcc]

Why We Chose Real-World Assets Instead of Stablecoins

Most crypto cards today are built around stablecoins. You deposit USDC or another stable asset, spend it, and your balance decreases. While that works, it doesn't unlock any additional value from the assets you already own.

RWACC was built with a different vision.

We believe tokenized real-world assets will become one of the largest sectors in crypto over the coming years. Instead of asking users to sell their assets or convert everything into stablecoins, we want those assets to become financially useful.

Imagine owning tokenized stocks, ETFs, real estate, or other real-world assets. Traditionally, if you needed liquidity, you'd have to sell them. Our goal is to let you keep your exposure while still accessing spending power through collateral.

This isn't about replacing stablecoins. Stablecoins already solve payments well. RWACC focuses on making tokenized real-world assets productive instead of passive.

As more assets move on-chain, we want them to become assets you can actually use

[RWAcc @TryRWAcc]

https://t.co/G5GWwfo2Lb

[The Wiz 🧙‍♂️👨‍🚀 @realsmokingwiz]

@TryRWAcc Can you just post a tx of a buy you did with the card to shut up them fudsters?

[RWAcc @TryRWAcc]

We've replied to the main questions in the thread and also reposted them for visibility.

If you still have any concerns or there's something we haven't covered, feel free to ask. We're happy to answer your questions transparently.

[𝖕𝖑𝖆𝖙𝖆 @exe_plata93]

@TryRWAcc Who’s on the Team

[Disco-Gains @WIF_OUT]

@TryRWAcc @TryRWAcc

1. Who is your cc provider?
2. Where are the contracts for collaterlization and redemption?
3. Can you share onchain transactions (not videos) of card being collateralized?

[RWAcc @TryRWAcc]

We do not own or control the wallet holding approximately 18% of the token supply.

That wallet acquired its position through open market purchases. It is not a team wallet, treasury wallet, or any wallet controlled by RWACC.

Everything is visible on-chain, and we're being transparent about what we do and do not control.

[RWAcc @TryRWAcc]

Our comments are full of questions, doubts, and FUD.

Let's clear everything.

Reply to this post with any question you have about RWACC

whether it's about the card, collateral, repayments, security, or anything else.

We'll answer every question as transparently as possible.

[RWAcc @TryRWAcc]

We're currently a small team of three:

Frontend lead & project lead.
Backend developer, responsible for the platform infrastructure and backend systems.
X (Twitter) intern, focused on community updates and communications.

We're keeping the team lean while we build, and we'll expand as the project grows.

[RWAcc @TryRWAcc]

The RWACC token already has utility.

Holders receive protocol fee waivers when using RWACC.
The RWACC token itself can be used as collateral to obtain an RWACC card, allowing holders to access spending power without selling their tokens.

No one should risk money solely because we ask them to. Evaluate the product, the utility we've built, and decide whether it provides value to you. We'll continue shipping features and expanding the token's utility over time.

[RWAcc @TryRWAcc]

To be completely transparent:

Yes, we removed some older posts because we later realized they weren't accurate. We were still refining the product, and even we got confused about parts of the flow at the time. Rather than leave incorrect information up, we chose to delete those posts and replace them with information that reflects how RWACC actually works today.

We'd rather correct ourselves than leave misleading information online.

[RWAcc @TryRWAcc]

@solanagorms Native

[RWAcc @TryRWAcc]

Just to clarify:

We use Native as our card infrastructure provider/merchant partner. RWACC is its own product and is not operated by Native.
Yes, we deleted some older posts. They didn't accurately represent the product we wanted to build and weren't helpful for the project or the community. It had nothing to do with price action
we simply wanted our public information to reflect the current product and direction.

[RWAcc @TryRWAcc]

Our card provider is Native Finance through our integration.

We don't use smart contracts for the collateralization flow. RWACC uses a custom backend and internal treasury system to manage collateral, issuance, and redemption. Tokenized assets are held within our treasury infrastructure until the user redeems them.

You can verify on-chain activity here:
https://t.co/Eevy1eCBK0
We'll continue publishing more on-chain transactions and proof as additional users onboard.

[RWAcc @TryRWAcc]

For transparency:

RWACC is not directly associated with Native.

We use their card infrastructure through a partnership to issue cards, while RWACC focuses on building the tokenized asset collateral layer and user experience.

We're committed to being transparent about how the platform works and the partners that help make it possible.

[RWAcc @TryRWAcc]

We want to address the FUD that's been spreading around RWACC.

Some people claimed the card doesn't work.

We've already demonstrated it multiple times with working demos, proof of transactions, and real usage.

The product speaks louder than the FUD.

[RWAcc @TryRWAcc]

A lot of people have asked what happens if someone never pays their card bill.

Here's how it works:

RWACC provides a 31-day repayment period. During that time, you can repay your balance and reclaim your tokenized stocks by paying in ETH.

If the bill remains unpaid after 31 days, the collateral stays locked and is retained by the protocol according to the platform's collateral terms.

This ensures the system remains secure while allowing users to unlock liquidity without selling their assets.

[RWAcc @TryRWAcc]

We're here for the long term.

It's only been 5 hours since launch, and we've already shipped multiple updates, introduced new utilities, and continued improving the platform based on community feedback.

This isn't a one-time launch. We're building, shipping, and iterating every day.

We're just getting started, and there's much more to come.