Tyler Lugtenburg

What did you expect? - Mike Babcock | DC Alumnus

[Tyler Lugtenburg @TylerLugtenburg]

Days off are the worst....

[Tablesalt 🇨🇦🇺🇸 @Tablesalt13]

Even with the 50% tariff, BC wine is cheaper in the US than in Canada.

🤡🤡🤡🤡

[Jacksonville Jaguars @Jaguars]

This guy Trevor Lawrence is pretty good at football.

RT to #ProBowlVote!

#NYJvsJAX on CBS

[NFL @NFL]

Trevor Lawrence to Travis Hunter coming 🔜

@Trevorlawrencee | @TravisHunterJr | @Jaguars

[James Clear @JamesClear]

The person who focuses on one task and sees it through to completion—even if they work in a somewhat slow or outdated manner—beats the endless optimizer who jumps from tool to tool and always hopes a new piece of technology will help them finish what they start.

[David Jacobs @DrJacobsRad]

"We can do it with hope for a change."

It will come as a great surprise to many Canadians who pay only casual attention to politics that Pierre Poilievre is not the monster the Liberal spin doctors have told you he is.

Please have a listen.👇🏻

[Ben Rabidoux @BenRabidoux]

I appreciate the random, interesting, eclectic posts from Hanif and the team at @WOWA_Canada. In this case, a look at CPP asset allocation and returns over time. Great follow

[Ben Rabidoux @BenRabidoux]

In fairness, he hasn't said anything coherent in the past 4 years

[COACH PRIME @DeionSanders]

Stop rushing & take your time. This next move can't be fast & it has to be right. When we rush we tend to forget, overlook & lose focus on the true things that matter. Let's relax, lock in & take a deep breath, then Go. We got this baby. Let's do this. #CoachPrime

[John Pasalis @JohnPasalis]

I’ve long been a critic of Canada’s obsession with treating homes and condos as speculative investments.

Whenever I advocate for policies that prioritize Canadian households over investors, the response is always predictable: “Don’t interfere with the free market,” or “This is just a supply problem.”

But what we’re witnessing today is the hypocrisy of those same so-called free-market advocates.

Newly completed pre-construction condos are now worth 20% to 40% less than what investors paid for them four or five years ago. If we let the market operate naturally, thousands of investors would be defaulting on their purchases.

But rather than accept those consequences, the same voices that champion the free market are now calling for bailouts—from banks and from government—to rescue the very investors who helped inflate prices in the first place.

Banks are stepping in by offering “blanket appraisals,” as discussed in the Toronto Star article linked below.

Imagine an investor bought a pre-construction condo for $1 million. Today, when it’s time to close, the unit appraises at just $800,000. Even if the investor put down a $200,000 deposit, that equity has been wiped out by falling prices. To get a mortgage, the buyer would normally need to come up with another $160,000—20% of the new appraised value. But most people don’t have that kind of cash.

So instead, the banks pretend the unit is still worth what it was five years ago, approving a mortgage based on the original purchase price. In effect, they’re handing out $800,000 mortgages on condos worth exactly that—leaving buyers with zero equity and 100% loan-to-value debt.

Making matters worse, the federal government’s decision last year to raise the insured mortgage limit from $1 million to $1.5 million looks more and more like an attempt to prop up the new condo market. This policy shift allows banks to insure those mortgages—transferring the risk from financial institutions to taxpayers.

While investment properties technically don’t qualify for mortgage insurance, many pre-con investors claim they’ll live in their micro-condos to qualify for both the HST rebate and low, insured mortgage rates. Everyone knows it, and no one’s stopping it.

Young Canadians shut out of homeownership need to understand: we’ve built a political and economic system that treats housing as a speculative asset. And when that system starts to collapse under the weight of its own speculation, our institutions step in—not to protect future buyers, but to bail out those who helped drive the crisis.

This is a rigged system—one that protects those profiting from housing at the expense of the next generation trying to access it.

[BaseballHistoryNut @nut_history]

People will see this in 50 years and wonder WTH was wrong with us 😂

[James Surowiecki @JamesSurowiecki]

Just figured out where these fake tariff rates come from. They didn't actually calculate tariff rates + non-tariff barriers, as they say they did. Instead, for every country, they just took our trade deficit with that country and divided it by the country's exports to us.

So we have a $17.9 billion trade deficit with Indonesia. Its exports to us are $28 billion. $17.9/$28 = 64%, which Trump claims is the tariff rate Indonesia charges us. What extraordinary nonsense this is.

[Tablesalt 🇨🇦🇺🇸 @Tablesalt13]

My assessment so far, 1 week into the election period:

-Mark Carney is a scary man -- quick tempered, ruthless and compromised by foreign ties. He is the globalist closer.

-Pierre Poilievre is Canadian who loves Canada.

[Tyler Lugtenburg @TylerLugtenburg]

I don’t get “safe injection sites” - you don’t take an alcoholic to a bar

[John Kennedy @AKAfeng37]

“An organization [Carney] founded and co-chaired is now being investigated by the U.S. House Judiciary Committee for allegedly violating antitrust laws by pressuring companies to adopt net-zero goals.” https://t.co/nIBBK9Zxbr

[HoCStaffer @HoCStaffer]

Trump fully admits to interfering in our election to help the Liberals because it's to his advantage.

A vote for the Liberals is a vote against 🇨🇦.

[Lion Advocacy @LionAdvocacy]

Carney’s not-so-secret plan for Canada, in his own words:
“Assets will be stranded, used gasoline powered cars will be unsaleable, inefficient properties will be unrentable”. Leveraging the Covid pandemic to do all this.
(What ever happened in Winnipeg’s, btw?)
Vote wisely.

[The Food Professor @FoodProfessor]

What’s most striking about the graph below is that the Liberals, despite presiding over Canada’s lost economic decade, remain viable contenders in the next election.

It underscores a troubling decline in economic literacy across the country.

[COACH PRIME @DeionSanders]

Are you Purposeful? Do u matter? Does what u do matter? Did that thought u just have matter & does what you're about to do matter? Nobody can answer these questions truly but u. I want u to realize You really Matter therefore act like it. #CoachPrime

[Jon Flynn | Housing Data & Hard Truths @JonFlynnREstats]

Buy Canadian everyone…

CC at LCBO $46.85 CAD

CC in USA $16.50 USD