So what should you do? Before you renew this year, get at least 3 quotes for the same cover level. I built a free tool to make this easy for Kenyan car owners โ no broker, no spam, just your options side by side. Fill in 2 minutes here ๐ https://t.co/zPORUjoyO3
Why the gap exists:
Insurers charge different rates based on claims history with certain car models, garages, and locations.
A 2015 Toyota Fielder in Nairobi costs more to insure than the same car in Nakuru โ because theft and accident rates differ.
Brokers don't explain this.
The same car can cost you KSh 40,000 MORE to insure depending on which company you pick.
Same car. Same driver. Same year.
Here's how Kenyan motor insurance pricing actually works โ and how to stop leaving money on the table ๐งต1/4