OCC

The OCC ensures a safe and sound national banking system for all Americans under the leadership of 32nd @USComptroller Jonathan V. Gould.

[Comptroller Jonathan V. Gould @USComptroller]

Last week @USOCC published the first Super Intelligence Supervisory Framework for bank examiners, which represents an important milestone for our agency and the industry as financial technology continues to accelerate. The OCC’s Chief Technology & Information Officer Megan Crespi and I met with dozens of bankers in Pittsburgh, one of the nation’s leaders in SI development and technological advancement, to discuss the new framework and how we can help them better serve their customers and run their businesses by innovating responsibly.

[OCC @USOCC]

As payment innovation advances, the OCC is committed to support a strong community banking sector across the nation—including in states like Ohio, where @USComptroller Gould spoke with hundreds of @OhioBankers about the GENIUS Act Final Rule and the Trump Administration’s Community Bank Comeback.
He also met with the OCC team in Columbus to have a conversation about his priorities, the future of banking, and how the agency is achieving @POTUS and @SecScottBessent’s goals of reducing regulatory burden to help local economies and main streets across the Buckeye state thrive.

[Comptroller Jonathan V. Gould @USComptroller]

It was great spending time with students and faculty at @FGCU’s Lutgert College of Business this week. I appreciated the opportunity to join Dr. Victor Claar for a fireside chat about the future of banking, financial innovation, and the opportunities ahead for the next generation of leaders. Thank you for the warm welcome.

[OCC @USOCC]

The small business and small farm lending data reported under the CRA regulations are aggregated into three categories based on loan size and reported at the census tract level, rather than loan-by-loan. Access the data tables at https://t.co/kLZDlnR9Pa.

[OCC @USOCC]

Banks have a long history of driving innovation to serve their customers. The OCC’s supervisory framework on SI is an important milestone for the financial industry as it continues to innovate responsibly. The OCC will continue to encourage safety, soundness, and innovation through a technology-neutral approach. https://t.co/GiD3mTYvl0

[OCC @USOCC]

The OCC released a list of Community Reinvestment Act performance evaluations that became public during the period of October 1 through October 31. https://t.co/CileXpS5ZZ

[OCC @USOCC]

The @USOCC is committed to ensuring its regulated institutions can engage in the business of banking and provide fair access to financial services without improper interference of state laws. The application of two California climate disclosure laws to national banks and federal savings associations raises serious legal and policy concerns for the OCC and is likely to decrease competition, drive up prices, and reduce Californians’ access to financial services. @USComptroller Gould urges @AirResources to clarify these climate disclosure laws are not applicable to federally chartered banks. https://t.co/Fza7mexYk1

[Comptroller Jonathan V. Gould @USComptroller]

The OCC was created as a bureau of @USTreasury in 1863 to guide the creation of a national currency and banking system.

Implementing the GENIUS Act and overseeing stablecoin issuers is a reminder of our roots and our role enabling financial innovation. The final rule @USOCC released last week puts a federal framework in place allowing stablecoins to achieve their potential while furthering dollar dominance.

The Trump Administration continues to advance American leadership in digital assets, and we are proud to support.

[OCC @USOCC]

The OCC wants community banks to help shape the future of payments and is encouraging the development of payment stablecoin capabilities within the community banking sector. Interested community banks are encouraged to consider applying to become, or for a subsidiary to become, a permitted payment stablecoin issuer, as applicable. These opportunities complement the OCC’s Community Bank Comeback initiatives to right-size regulation and tailor supervision so community banks can grow, compete, and continue serving their communities. https://t.co/e2YOVjynUN

[OCC @USOCC]

A resilient financial system provides the foundation for American innovation and a strong community banking sector. The OCC will take a risk-based approach to supervision, including oversight of the largest OCC-regulated issuers, and retains authorities that expressly address financial stability. As the new industry grows, the OCC will monitor potential contagion risks and take action as warrant by financial conditions. https://t.co/e2YOVjynUN

[OCC @USOCC]

The OCC is committed to supporting a strong community banking sector as payment innovation advances. The effect of stablecoin adoption on community bank deposits remains uncertain, and estimates vary widely. The OCC takes community banks’ funding concerns seriously and is closely monitoring potential deposit outflows as the industry develops. https://t.co/e2YOVjynUN

[OCC @USOCC]

ICYMI: @USComptroller Jonathan V. Gould sat down with @RealVision’s @AshBennington at the birthplace of capital markets, the New York Stock Exchange, to discuss the OCC’s implementation of the GENIUS Act. The OCC’s final rule establishes a clear, practical regulatory framework for payment stablecoin issuers, including strong standards for reserve backing, redemption and risk management. Learn more at https://t.co/e2YOVjynUN

[OCC @USOCC]

A strong financial foundation supports responsible innovation and confidence in the new industry. The OCC’s final rule establishes capital requirements that complement the rule’s broader financial safeguards, which are designed to support timely redemption of payment stablecoins and issuer solvency. https://t.co/e2YOVjynUN

[OCC @USOCC]

Watch his full interview with @RealVision’s @AshBennington: https://t.co/Zt4HfaGx17

[OCC @USOCC]

President Trump signed the GENIUS Act into law to reshore innovation, reassert dollar dominance, and cement America’s leadership in digital assets. @USComptroller Jonathan Gould discussed the OCC’s final rule to implement this historic legislation and create a federal framework around payment stablecoins from the floor of the @NYSE as the Trump Administration propels American capital markets into the future.

[OCC @USOCC]

As required by the GENIUS Act, requirements are tailored to issuers’ business models and risk profiles, with examination cycles reflecting their size and complexity. This approach combines robust oversight with proportionate requirements, supporting opportunities for community banks to
participate in the new industry. Learn more at https://t.co/iX82POaHXU.

[OCC @USOCC]

Read the OCC’s enforcement actions for October at https://t.co/K16o3CX5hf.

[OCC @USOCC]

The GENIUS Act final rule advances @POTUS’ and @SecScottBessent’s vision for American leadership in digital assets. The @USOCC is providing a clear, practical framework for payment stablecoin innovation, with strong standards for reserve backing, redemption, and risk management. https://t.co/JhyF0uJGof

[Treasury Department @USTreasury]

President Trump fundamentally transformed the future of finance with the signing of the GENIUS Act last year.

Today, U.S. Treasury’s @USOCC took a critical step toward implementing this historic legislation with the release of a final rule that delivers a federal framework for payment stablecoins that further cements American dominance in digital assets.

[Treasury Secretary Scott Bessent @SecScottBessent]

The GENIUS Act marks a watershed moment in American finance, further cementing the United States as the crypto capital of the world. Just as President Abraham Lincoln’s National Currency Act of 1863 established a national framework for bank-issued currency, the GENIUS Act establishes a federal framework for payment stablecoins in the digital age.

The @USOCC's final rule carries that landmark legislation forward, providing a clear, practical foundation for private-sector innovation, competition, and American leadership in digital assets.