$625k home
20% down-payment
$500k mortgage
With a 6% interest rate and a 30-year term, you are paying $579,190.95 in interest.
The $625,000 house cost you $1,204,190.95.
This is equal to a $3,345 monthly rental payment, plus you pay for maintenance and repairs.
Houses cost so much because people can borrow money that's created with the press of a button to buy them.
If everyone had to pay in cash for their home, prices would drop significantly.
Most people think mortgages are designed to help them.
But NO.
Mortgages are designed to earn profits for banks.
So let me put it this way,
It is actually possible to calculatedly improve your cognitive abilities - to think, memorize, analyze better.
There are activities that help with attention, focus, processing speed, multitasking, visual spatial skills.
For example, If you want to widen your analytical abilities - you can train your brain to wire new neural networks.
When you learn how to do a task for the first time, whether as a child or adult - your brain builds a neural network which eventually becomes a routine. You can train your brain to break out of that neural network and branch out.
My favorite exercise here is switching what hand I use in brushing my teeth, as often as I can.
There are multiple exercises for different brain sections.
You can stimulate the DMN part of the brain which is responsible for idea generation, is creativity. Learn a new instrument, language, meditation, daydreaming.
The hippocampus is responsible for memory formation, new vocab, semantics. You can improve that region by playing navigation based games, aerobics, memory exercises.
This is an expansive discourse. Read more on it.
Dear struggling Kings,
I've had my own fair share of life's trouble and hopeless waiting.
Let me talk to you.
If you're
~ unsure what the future holds
~ feeling terribly lonely and all you get is rejections
~ ladened with responsibilities and no sign of help
OPEN THIS THREAD
Morning - Peter Obi.
Afternoon - Peter Obi.
Night - Peter Obi.
Wike - Peter Obi.
Tinubu - Peter Obi.
Reno - Peter Obi.
Deji - Peter Obi.
Sowore - Peter Obi.
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APC - Peter Obi.
PDP - Peter Obi.
ADC - Peter Obi.
LP - Peter Obi.
Everything is now about Peter Obi and you're still wondering why he's being tipped as 2027 favourite.
Keep on talking about him. Ijiots.
Peter Obi has Donated #1.8 BILLION NAIRA to the South West. 🤯
This Man is a Gift to Humanity.
Meanwhile the criminal drug dealer has donated Zero Naira to the South East/South South.
But guess who they want to call a bigot? 🤷🏽♂️
GM everyone,please join this space for impactfull trading knowledge.Also share and invite your friends #everyone#futurestrading#joi
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