Unlock

We help homeowners access home equity with flexible financial options. Learn about our home equity agreement🔗👇

NMLS #2657081

[Unlock @UnlockHEI]

New look. Same Unlock. 🏡💙💛 Introducing a logo that puts home front and center - because homeowners have always been at the heart of what we do.

NMLS #2657081 https://t.co/ojeuBudrfs
#homeequityagreement #homeequity #unlocktechnologies

[Unlock @UnlockHEI]

Exciting news: Unlock and D2 Asset Management, LP have closed a $358.5 million Home Equity Agreement (HEA) securitization. It's our seventh rated securitization and our first of 2026. Read more: https://t.co/nKqunnOO7C

[Coalition for Home Equity Partnership @CHEPupdates]

The truth about SEPs – Discover how #sharedequityproducts work, why they're in demand & why tailored regulation is essential for increasing homeowner access in this @HousingWire interview with @UnlockHEI CEO Jim Riccitelli.

https://t.co/JDh72eaG8L

#CHEP #thoughtleadership

[Unlock @UnlockHEI]

Behind every door, there’s a story. ✨
Today, we’re celebrating the 20,000 funded #homeowners who chose to write theirs with Unlock. From managing rising costs to creating space for what matters most - every milestone, every decision, every next step starts at home. We’re proud to be part of these stories, and just getting started.

NMLS # 2657081 https://t.co/1amxIr2nxq

#homeequityagreement #hea

[Unlock @UnlockHEI]

Rising #homerepair costs are quietly putting #retirement plans at risk.

@MichelettiSF of @UnlockHEI shared his perspective and key learnings from our recent homeowner survey with @DawnAllcot in @TheStreet.

A few early signals:
• Homeownership costs are higher than many expected
• Financial trade-offs are becoming more common
• Emergency savings gaps are more widespread than one might think

The full story, and what #homeowners may be underestimating, is worth a closer look. Read more: https://t.co/u4AHJVtMZx

[Unlock @UnlockHEI]

We’re proud to be named a #HousingWire Tech100 2026 Winner, an award recognizing the most innovative and impactful companies transforming the #realestate industry. ✨

“The 2026 Tech100 honorees represent the companies pushing housing forward in real, measurable ways,” said Sarah Wheeler, Editor-in-Chief at @HousingWire. “They’re building technology that solves core industry challenges, from operational efficiency to better consumer experiences, and setting a higher standard for what innovation in housing truly looks like.”

This recognition reflects the collective efforts of our employees, partners, and homeowners as we work together to create more flexible pathways for accessing home equity.

Read more: https://t.co/o3zOTLrjR7

NMLS # 2657081
https://t.co/1amxIr2nxq

[Unlock @UnlockHEI]

Quick. Smooth. Clear. This is the experience we aim for - every time. 💛 A huge thank you to the #homeowners who trust us and share their stories.

[Unlock @UnlockHEI]

According to our most recent survey, household expenses remain top of mind for #homeowners. 55% expect to spend more in 2026 than in 2025, up 7 points since January 2025. Planning ahead can make a big difference. Which #expenses are you most focused on managing this year?

Read more: https://t.co/Awvwr2Ap6E

NMLS #2657081 https://t.co/1amxIr1PHS

[Unlock @UnlockHEI]

Wishing you a new year filled with milestones, celebrations, and moments that matter most. 💛

[Unlock @UnlockHEI]

#Homeequity 101: what it is and when you can access it. Watch the full tutorial and learn when #homeowners typically use their equity, as well as the 5 most common ways to access it. https://t.co/IhoRavaA14

NMLS #2657081 https://t.co/ojeuBudrfs

[Unlock @UnlockHEI]

We’re proud to announce the closing of our third #homeequityagreement (HEA) securitization of 2025. The rated transaction, Unlock HEA Trust 2025-3, securitized $403.9M with D2 Asset Management, LP, marking the largest HEA securitization to date based on both offered notes and origination volume.

“It’s been a defining year for home equity agreements, with investor interest in the asset class at an all-time high and #homeowners actively looking for more choice and flexibility in how they access their #equity,” said Peter Silberstein, Chief Capital Officer at Unlock.
Read more: https://t.co/8NY68F96AL

[Unlock @UnlockHEI]

Celebrating everyone who unlocked opportunity in 2025! ✨ Here’s to the moments, milestones, and memories that made this year unforgettable. 💛

[Unlock @UnlockHEI]

According to our most recent survey, more than a third of US #homeowners have less than $1,000 set aside in an #emergencyfund, and 27% have under $500 or nothing at all. “Maintaining an emergency fund is important for every consumer, but especially so for homeowners,” says @UnlockHEI’s @MichelettiSF. “They must be ready to handle the inevitable unexpected expenses that come up, such as repairs and maintenance, higher-than-planned utility bills, and jumps in insurance premiums or property taxes.”  Having a financial plan and access to funds is essential for handling life’s surprises. Read more: https://t.co/Awvwr2Ap6E 

NMLS #2657081 https://t.co/1amxIr1PHS

@AtomikResearch

[Unlock @UnlockHEI]

A longer #mortgage term may mean a lower monthly payment, but at what cost? @UnlockHEI's @MichelettiSF joins other experts in @GOBankingRates' article discussing the proposed 50-year mortgage in the US, and how slower-growing home equity can impact homeowners in the long run.

Read more: https://t.co/gH9Hin6Y7f

[Unlock @UnlockHEI]

Mortgage rates reached their lowest level in over a year (6.19%), and buyers are responding with renewed activity and increased purchasing power. But will sellers come back to the market? @UnlockHEI @MichelettiSF shares his insights in this @USATODAY article: https://t.co/XB1tzIlKxR

#mortgagerates #homeowners

[Unlock @UnlockHEI]

This #Thanksgiving, we’re grateful for the moments that make a house a home. From milestones to memories, here’s to all the homeowners we’re proud to support in building their future. 🏡💛💙 #homesweethome

[Unlock @UnlockHEI]

We’re honored to be recognized as one of @Inman's Best of PropTech 2025 Winners in the Fintech & Alternative Homeownership category. ✨

This award celebrates companies revolutionizing how homeowners access, finance, and own their homes through innovative financial products and equity models.

A huge thank you to our employees, partners, and #homeowners for being part of our journey toward a more flexible way to access the #wealth built up in homes.

[Unlock @UnlockHEI]

Even in uncertain times, homeowners see the potential in their homes. 🏡✨ Many still consider #homeownership a key part of their long-term #wealth journey, according to our most recent survey. https://t.co/Kzwn1bingO

NMLS #2657081
https://t.co/ojeuBudrfs
@Atomik_Research

[Unlock @UnlockHEI]

Highly qualified #refinance candidates hit a multi-year high, according to the latest Mortgage Monitor report, yet hesitation remains. @UnlockHEI's @MichelettiSF shares insights from our recent survey with https://t.co/JbU7csXWs3, and why many #homeowners aren’t ready to take the plunge: https://t.co/IfOb8UraqQ