Tamil Nadu boasts many interesting physical geographical features within its 1,30,058 sqkm surface area. This thread🧵 list few of them
1. Let's start with Podhigai hills, forms the core of Tamil's history, it is home to five headed mountain peak called Ainthalai Podhigai 1/n
What an amazing job by Amazon.
I had ordered a refrigerator during the sale for ₹13,700. The delivery partner marked it as cancelled without even attempting delivery because of the heavy traffic during the Pune Palki procession.
I called Amazon customer support. No arguments, no escalation, just explained what had happened.
They first tried to get it delivered, but when that wasn’t possible, they acknowledged it was an issue from their end. They asked me to reorder the product and assured me they’d refund the price difference.
Reordered it yesterday for ₹16,390.
The refrigerator was delivered today. 👍
Now I’ll wait for the return window to end and request the promised price difference refund.
🚨 Easy 0.75% Value Back on Credit Card Bill Payments! 💳🔥
Pay your Credit Card Bill using the SBI Virtual Debit Card via SBI Unipay
Example: ₹1L Bill
✅ 1,000 RP (2 RP per ₹200 spent)
🎂 Birthday Month → 2X RP = 2,000 RP
🎁 ₹1L spend milestone → 1,000 Bonus RP
💰 Total = 3,000 RP = ₹750 (0.75% Value Back)
👉 Reward Points capped at 10,000/month
👉 Virtual Debit Card spending limit: ₹50,000/day
Even without your birthday month, you still get around 0.5% value back, which is excellent for credit card bill payments.
#ccgeeks #SBI #CreditCardBill #Cashback #CreditCardHacks
🔥20 SmallCap Stocks With Blockbuster Q4 FY26 Result .
▫️Up to 600% Profit Growth 🤯
▫️Market Cap < 500 Cr
▫️Good Fundamental Stocks.
Bookmark It 🔖 Retweet ♻️
A Details [Thread]🧵
1. Ideaforge Tech
If you had to pick good cards bank-wise, here’s how I see it 👇
👉 HDFC Bank: Infinia, DCB Metal, Regalia Gold, BizBlack, Marriott Bonvoy, Swiggy BLCK, Tata Neu Infinity, Millennia
👉 ICICI Bank: Emeralde Private Metal (EPM), Times Black, Amazon Pay
👉 SBI Card: Cashback, PhonePe Black, KrisFlyer Apex, BPCL Octane
👉 Axis Bank: Cashback, Atlas (paused), Olympus (not live), Horizon, Magnus for Burgundy (M4B)
👉HSBC : Premier, TravelOne, Live+
👉 RBL Bank: IOCL Xtra
👉 Kotak: Cashback
👉 Bank of Baroda: Eterna, Cashback, Ethihad
👉 IndusInd Bank: Avios, Tiger, EazyDiner Platinum
👉 Federal Bank: Scapia
⸻
HDFC Bank clearly leads the game right now — from super-premium (Infinia) to strong mid-range + co-branded ecosystem.
⸻
Did I miss any gems?
What would you add or remove?
Terms you should be knowing before joining a company:
CTC - Cost To Company
LPA - Lakhs Per Annum
SDE - Software Development Engineer
SWE - Software Engineer
QA - Quality Assurance
WFH - Work From Home
WFO - Work From Office
OOO - Out Of Office
FTE – Full-Time Employee
LOP - Loss Of Pay
LWP - Leave Without Pay
PTO - Paid Time-Off
ASAP – As Soon As Possible
FYI – For Your Information
FYA - For Your Action
FYR - For Your Reference
MoM - Minutes Of Meeting
EOD – End of Day
COB – Close of Business
EOW – End of Week
OOO – Out of Office
ETA – Estimated Time of Arrival
TBD – To Be Determined
POC – Point of Contact
POC - Proof of Concept
RFP – Request for Proposal
SWOT – Strengths, Weaknesses, Opportunities, Threats
MVP – Minimum Viable Product
USP – Unique Selling Proposition
BAU – Business As Usual
B2B – Business to Business
B2C – Business to Consumer
CRM – Customer Relationship Management
ERP – Enterprise Resource Planning
ROI – Return on Investment
CAGR – Compound Annual Growth Rate
P&L – Profit and Loss
MoM – Month over Month
YoY – Year over Year
FY - Fiscal Year
CEO – Chief Executive Officer
CFO – Chief Financial Officer
COO – Chief Operating Officer
CTO – Chief Technology Officer
CMO – Chief Marketing Officer
VP – Vice President
HR – Human Resources
R&D – Research and Development
BTW – By The Way
LMK – Let Me Know
IMO – In My Opinion
List of not-so-simple cards… but definitely worth considering.
Axis Cashback
→ ₹4,000 CB on ~₹70.7K spends (~5.65%)
(2% → 5% → 7% slab based)
SBI PhonePe Select Black
→ 10% (₹2K cap) on PhonePe
→ 5% (₹2K cap) on other online spends
Jupiter Edge+
→ 10% (₹2K cap) on Amazon, Flipkart, Myntra, Croma, Nykaa etc
(Caps: ₹200/txn, ₹600/merchant)
SBI Cashback
→ Flat 5% (₹2K cap/month)
Equitas Selfe
→ 5× rewards (best with Diamond tier)
(Needs ₹1L/month for 3 months in a quarter)
IndusInd Tiger
→ Lounge + ₹500 BMS twice a year
Roar CC
→ 20% cashback on District wallet load
Regalia Gold
→ 5× on Myntra / SmartBuy + milestones
HSBC TravelOne
→ 15% off flights (OTA) + 4% RP
→ 2% offline RP
Swiggy HDFC BLCK
→ 10% on Swiggy / Instamart
→ 5% on select merchants
Yes Kiwi Neon+
→ Up to 5% on UPI spends
HDFC Marriott Bonvoy
→ For Free night award of upto 15k points & Lounge Access
All of these sit in the beginner to mid-tier range either LTF or fees that are easy to justify.
Atlas & Amex MRCC are great too… but currently not being issued.
Add more such cards in comments 👇🏻
💡 Jio Prepaid Trick: Keep your number active for a YEAR at just ₹44!
Don’t want costly recharges but need your Jio number for OTPs & incoming calls?
Do this 👇
👉 Jio allows 90 days of inactivity before deactivation
👉 Just recharge ₹11 data pack (10GB / 1 hour) once every ~90 days
👉 Use a little mobile data → counts as “usage”
👉 Get another 90-day window even without a base plan
🔁 Repeat 4 times a year = ₹11 × 4 = ₹44/year
📩 Incoming calls & SMS (OTPs) keep working
⚠️ Just don’t miss the 90-day window
Perfect for secondary / banking-linked SIMs 👍
❤️ Like • ➕ Follow • 🔁 Repost
#ccgeeks #jio #telecom
Top 15 Thriller movies 🍿 🎥 since 2010 in 🇮🇳
Andhadhun (2018), Bollywood
Drishyam (2013), Mollywood
Ratsasan (2018), Kollywood
Kahaani (2012), Bollywood
Talvar (2015), Bollywood
Ugly (2013), Bollywood
Evaru (2019), Tollywood
Visaranai (2015), Kollywood
A Wednesday! (2008), Bollywood
Mumbai Police (2013), Mollywood
Agent Sai Srinivasa Athreya (2019), Tollywood
Table No. 21 (2013), Bollywood
Vikram Vedha (2017), Kollywood
Kshanam (2016), Tollywood
Iratta (2023), Mollywood
Share your picks 👍
Image created using AI for visual purposes. Might not be exact posters/movies
Never Use These Verbs During Salary Negotiation
❌ Want
“I want 80,000.”
✅ Expect
“I expect a package in the 80,000 range based on the role.”
❌ Need
“I need a higher salary to manage my bills.”
✅ Request
“I’d like to request 90,000 considering my experience.”
❌ Hope
“I hope you can increase the offer.”
✅ Propose
“I’d like to propose 100,000 as a fair adjustment.”
❌ Feel
“I feel like I should earn more.”
✅ Estimate
“I estimate the market rate for this role is around 120,000.”
❌ Think
“I think 70,000 might be okay.”
✅ Assess
“I assess that 70,000–80,000 aligns with industry standards.”
❌ Wish
“I wish the salary was higher.”
✅ Recommend
“I recommend revising the offer to 95,000.”
❌ Ask for
“I want to ask for a higher salary.”
✅ Negotiate
“I’d like to negotiate the compensation package.”
❌ Accept anything
“I can accept anything, I just want the job.”
✅ Consider options
“I’m open to considering options within a fair range.”
❌ Can take
“I can take the lower offer if needed.”
✅ Am open to
“I am open to discussing a competitive offer.”
❌ Don’t mind
“I don’t mind a lower salary.”
✅ Prefer
“I prefer a package that reflects my responsibilities.”
❌ Beg
“Please increase the salary, I beg you.”
✅ Discuss
“Can we discuss a possible revision of the offer?”
❌ Just want
“I just want a small increase.”
✅ Am seeking
“I am seeking compensation that matches my skill set.”
❌ Guess
“I guess 60,000 is okay.”
✅ Project
“I project a reasonable range of 75,000 to 85,000.”
❌ Try
“I’ll try to manage with this salary.”
✅ Aim
“I aim for a package that supports long-term performance.”
❌ Take whatever
“I’ll take whatever you offer.”
✅ Align with market value
“I’d like the offer to align with market value.”
❌ Maybe
“Maybe we can raise it a little?”
✅ Confidently state
“I’d like to confidently state that 100,000 is ideal.”
❌ Lower if needed
“I can lower my expectations if needed.”
✅ Based on responsibilities
“My expectation is based on the level of responsibility.”
❌ Believe I should get
“I believe I should get more.”
✅ Based on my expertise
“Based on my expertise, a higher package is appropriate.”
❌ Adjust down
“Okay, we can adjust down the figure.”
✅ Adjust appropriately
“We can adjust the offer appropriately if needed.”
❌ Settle
“I can settle for that amount.”
✅ Agree on fair compensation
“I’d like us to agree on fair compensation for the role.”
Why You Should Avoid the “❌” Verbs
1. They make you sound unsure or desperate
2. They weaken your bargaining position.
3. They show lack of confidence in your value.
4. They allow the employer to control the negotiation.
5. They reduce your chances of getting a competitive salary.
Why the “✅” Verbs Are Better
1. They show confidence and clarity.
2. They present your value more professionally.
3. They help you negotiate without sounding aggressive.
4. They keep the conversation focused on skills, not emotion.
5. They strengthen your position while remaining respectful.
No interview invitation in the last 6 weeks?
Let’s help you fix that CV and get you noticed. Email your CV to [email protected] with subject 'Revamp'. #IkoKaziKE
Photo Recreation (almost perfect)
Gemini Nano Banana Pro Prompt 🍌
Ultra-realistic recreation of an old vintage photo, keeping the same original face (99% likeness, no alteration). Transform into a modern high-quality digital portrait with vibrant updated colors, smooth realistic skin textures, and natural lighting. The outfit and background should be upgraded into a clean, modern aesthetic while preserving the authenticity of the original pose and expression.