Vaughn Kellerman, CFP®️ ABFP®️

You’re so money and you don’t even know it.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@romantuerki @nostalgiaa Vader

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@SeanFennessey

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@SeanFennessey Based take

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@ts_hodl @RyanSpeltz @grok I don’t think you’re understanding Trey’s point. The issue with 401k loans is the positions are sold and the cash is distributed to you. Yes you pay it back in with no taxes owed and the interest goes back into the 401k but the loan amount is out of the market and not growing.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@grouchydiogenes @chaleitscecil Retitling assets to a revocable trust where the grantor is also a trustee doesn’t create a taxable event.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@GCM1979 @chaleitscecil They would receive a margin call and either have to put in more funds or sell assets in the account to remove the margin call by choice. Otherwise they would have a forced liquidation event and assets would be sold by the custodian.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@Matt52915177008 @pleasenomoreban @freebxlmain @chaleitscecil People with a lot of investable assets in taxable accounts utilize this strategy very often. If the portfolio grows more than the interest rate and the LTV ratio is managed, it’s not difficult. Person dies, the estate can clear the SBLOC before the assets are passed down.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@IIICapital 👀

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@wildcardweez @OldTakesExposed

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@juggler972 Perfect Days is so underrated

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@toofarST @letterboxd 986

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@spectrumarvel They did it this way to make it look like comic book pages

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@wildcardweez Quit tweeting. OSU are bums.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@idahohodl @Trezor 😳🫡

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@cjasonmaier I’ve never gifted bitcoin but I have gifted books about it including yours. I think people have to learn a bit before buying or when they will never have any conviction.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@ts_hodl With a conservative inflation assumption (inflation likely to be higher), it would take over 20 years just for the $6,000 monthly to equal the purchasing power of taking the $1M now. Not taking the cash up front would be arguably the biggest mistake of the person’s life.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@ts_hodl @Rajatsoni We help clients a lot with “gift and replace” strategies. Gifting low basis bitcoin and buying back the same amount with free cash. I could see some clients being interested in a similar strategy with this.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@Pleb4Fun @Strike At least you can borrow on Strike at all. I’m jealous.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@money_cruncher To note: your company’s plan has to allow it as an option. Fidelity doesn’t decide if it’s available or not.

[Vaughn Kellerman, CFP®️ ABFP®️ @VKellerman21]

@dl4tn