ValueisHere

Helping you build wealth, navigate life abroad & level up your careers. ! Finance * Diaspora * Career ! Value every time you visit. I promise you.

[ValueisHere @ValueIsHere]

@Morris_Monye If I give will you genuinely come ? I’m serious

[KWEKU THE HUSTLER @Urchilla01]

Love this video so much. Nigeria will be OK ✌🏾

[ValueisHere @ValueIsHere]

If you’re a Nigerian and 32 years old with a BSc + Master’s degree and want to migrate to Canada, this is the fastest legal pathway: Express Entry (Federal Skilled Worker Program). Here’s exactly what you need

1/ 🇨🇦 EXPRESS ENTRY CANADA GUIDE (2026)
If you’re 32 years old with a BSc + Master’s degree and want Canada PR, this is your most realistic pathway:

👉 Express Entry (Federal Skilled Worker Program)

Here’s a FULL breakdown: costs (₦), IELTS scores, CRS points, and process

2/ 📊 STEP 1: YOUR PROFILE (BASE REQUIREMENTS)
You need:

Bachelor’s degree + Master’s (✔ strong advantage)
1+ year skilled work experience (TEER 0–3)
English test (IELTS or CELPIP)
ECA (degree evaluation)
Proof of funds

Without these → no Express Entry profile

3/ 🗣️ STEP 2: ENGLISH TEST (MOST IMPORTANT SCORE BOOSTER)

You should take:

👉 IELTS General Training (recommended globally)

Cost in Nigeria:

₦279,500 – ₦300,000

4/ 📈 IELTS BREAKDOWN (CLB SYSTEM = CRS POINTS)

To maximize CRS score:

🎯 Target: CLB 9 (VERY IMPORTANT)

That equals:

Listening: 8.0
Reading: 7.0
Writing: 7.0
Speaking: 7.

5/ 🧠 WHY CLB 9 IS CRITICAL

CLB 9 gives you:

Maximum language points
Extra skill transferability points
Big CRS jump (often +50 to +100 points vs CLB 7)

👉 This alone can decide if you get PR or not.

⸻

6/ 💰 STEP 3: FULL COST BREAKDOWN (IN NAIRA)

📘 IELTS Exam

₦280,000 – ₦300,000

⸻

📘 ECA (WES or equivalent)

₦350,000 – ₦600,000
(including courier + verification fees)

⸻

📘 Express Entry Profile + PR Application Fees

IRCC charges (approx):

Primary applicant: ~₦950,000 – ₦1,100,000
Biometrics: ~₦45,000
Medicals: ~₦80,000 – ₦150,000
Police clearance: ~₦30,000 – ₦80,000

⸻

7/ ✈️ STEP 4: PROOF OF FUNDS (MANDATORY)

You must show money in your account:

Approx requirement:

Single applicant: ~CAD $14,000
👉 ≈ ₦15M – ₦17M (depending on exchange rate)

This is NOT a fee—you must have it available.

⸻

8/ 📊 STEP 5: CRS SCORE (WHAT YOU NEED TO BE COMPETITIVE)

At age 32:

Age: strong (near peak points)
Master’s degree: high points
Work experience: adds +50 to +80 CRS
Language: biggest multiplier

⸻

🔥 TARGET CRS SCORE

Safe: 500+

⸻

9/ 🧮 HOW IELTS SCORES IMPACT CRS

CLB 7 (minimum acceptable):

Lower CRS → weak chances

CLB 9 (target):

+50 to +100 CRS boost
Unlocks full skill transfer points

CLB 10 (elite):

Maximum language points
Very strong invitation chances

⸻

10/ 🖥️ STEP 6: EXPRESS ENTRY PROFILE

You upload:

IELTS TRF
ECA certificate
Passport
Work history
Education details

Then you enter the pool.

⸻

11/ 🎯 STEP 7: INVITATION TO APPLY (ITA)

If CRS is high enough:

👉 You receive ITA (Invitation to Apply)

Then you must submit PR application within 60 days.

⸻

12/ 📄 STEP 8: FINAL PR COST SUMMARY

Total estimated upfront cost:

IELTS: ₦280K – ₦300K
ECA: ₦350K – ₦600K
Medicals + Police: ₦120K – ₦230K
PR processing fees: ₦1M+
Proof of funds: ₦15M+ (held in account)

⸻

13/ ⚠️ REAL TALK (IMPORTANT)

Most people fail not because of eligibility, but because:

IELTS score too low (CLB 7 instead of 9)
Weak CRS (<470)
No proper work documentation
Late preparation of funds

⸻

14/ 🚀 FINAL TAKEAWAY

If you are 32 with Master’s degree:

👉 Your biggest priority is:

IELTS CLB 9+
3+ years skilled experience
Strong CRS above 480

Everything else is execution.

[ValueisHere @ValueIsHere]

A very good read

[naijaPatriot @jollynony]

Rev, you don’t know what Peter Obi wants from political parties — I do.

Grab a coffee and I will explain — it’s a long one.

It’s clear to me, and anyone who is paying attention, that Peter Obi is laser-focused on being president. Full stop.
He wants to lay a foundation upon which this country will begin the recovery of its soul.

PO sees everything else as a distraction or performative.

By the way, he doesn’t need to prove himself anymore. He won the last election and will win the next one — but I digress.

A close watcher of the man will see that he is channelling precious energy and resources towards making sure that he wins again and that his mandate is not stolen a second time.

Energy is finite. Wise people pick their battles.
Fighting random proxies like Lamidi Apapa to prove a point is useless in the extreme. Committing the enormous time and energy required to prove that he can hold a political party with willpower alone when courts are in the pockets of APC is like urinating on a rock just to prove that wet rocks glint in the sun.

Political parties as is currently constituted is a cage that he must work within. So to make sure his name is on the ballot, the man has to tear up the rule book you, and the undiscerning are judging him by.

Pause for a moment and acknowledge that the data points you’re using to judge Peter Obi today is after the fact.

Let’s do a thought experiment.

Imagine it’s the night of 23th May, 2022, days before the PDP primaries:

- Your name is Peter Gregory Onwubuasi Obi.
- Your brand is that you will never pay for votes.
- You already know that tens of thousands of dollars are greasing the palms of delegates.

Answer honestly.

What would you do?

Would you in your craziest thoughts imagine that moving to Labour Party, a party that doesn’t appear even as a footnote, is a remote option?

Would you fancy your chances with 9 months to prepare for an election?

Would you dare slog it out alone without anyone of note in your corner?

What would be your assessment of a person’s concern for your wellbeing, were they to suggest such madness?

Your answer (and mine) is very simple, unless you’re lying to yourself.

“Oga just go home, you don try. As you no dey give shishi, Nigerian politics is not for you. Even if you get shishi to give, you can’t outspend Atiku and Wike.”

But what did Peter Obi do?

He moved to Labour Party and reignited hope in young hearts up and down the country.

He read the mood of the people and mapped out a path and a campaign plan that he executed flawlessly.

A man who has that level of insane belief in his abilities is who you flippantly speak about instead of humbly taking notes?

People forget that Peter Obi’s appeal is not a random act of nature. It derives from an intentional life — painstakingly built over 6 decades to withstand the type of pressure that will forge diamonds.
So when you say, offhandedly, that he has a large following, do well to remember that he earned it! His followership didn’t fall from the sky. He earned that shit!

Now tell me this, what would you do if the umpire and your opponents are in the same WhatsApp group?
It is most unwise to loose a second of focus playing by the rules that they invent to keep you running around in circles. Reminds me of a clip I saw once of a cat chasing laser shone on a wall.
If they set up the rules so that instead of fighting them, you are chasing a sliver of laser, you refuse, you flip the rules or you don’t play at all.

Is it not instructive that the arguments you have about his relationship with political parties are the same as Wike and the APC (the trap setters) use against him? That should give you pause.

Finally Rev, instead of marvelling at a man dodging bullets like Neo in the Matrix, you sound unhappy that he isn’t standing still and taking the bullets in the stomach like a real man.

[ValueisHere @ValueIsHere]

@IgboHistoFacts He wants to be president of Nigeria

[ValueisHere @ValueIsHere]

I can put $10,000 that Tinubu wouldn’t like to debate.

[UptownOfLagos @Uptownoflagos]

We need this, I expect all APC supporters to also push for this so that Tinubu can publicly flaw and disgrace Obi. 📌

APC, Am I Right?

[ValueisHere @ValueIsHere]

@aonanuga1956 @woye1 What’s the name for the Nigerian ? I saw you posted the name of the guy that doctored the VDM video

[ValueisHere @ValueIsHere]

@YarKafanchan Do we have a picture of him ?

[ValueisHere @ValueIsHere]

This is serious. I have already done mine

[Aria Westcott @AriaWestcott]

Breaking: Your smart TV takes a screenshot of your screen twice every second and sells what it sees.

It is called ACR, and it has been running since you set the TV up.

Texas already sued over it. Here is how to turn it off in under 2 minutes:

[ValueisHere @ValueIsHere]

@Esomuchisamuel You cant buy loyalty ooo

[ValueisHere @ValueIsHere]

Honestly, they are professionals but honestly what is there to communicate? The failures or the lies and propaganda? And you know we are in the age of social media and not controlled mainstream media. Even the mainstream media contents not are from social media. It’s really difficult. The way out is to honestly perform. If you do well anyone can defend you.

Did you see the elsavador hospital posted by the president?

[ValueisHere @ValueIsHere]

I’m sorry to say but you are waking up a man pretending to be sleeping

[Lekan Olayinka @lekan_olayinka1]

"He needs to build and own the platform either structurally or ideologically. I see neither!"

MoG, it is almost as though Peter Obi can never win in your assessment.

Firstly, he has an ideological platform. The Obidient movement.

That is why his followers will move to any party he joins. Why? They believe in something that he stands for.

There is nothing more ideological a structure than that.

Secondly, Peter Obi was criticised for 'not knowing how to play politics'.

So, he aligned with those who know how to 'play' it. Now, he is being criticised for doing it.

Secondly, we are making these conclusions as though Peter Obi is not the number one target of the current administration.

This man's passport was forged.
This man was denied a venue for his convention.

This man has been denied the chance to create his own party.

The president's Chief of Staff is on record asking some people to go to his party to destabilize it.

An entire Act was passed into law to trap him in ADC.

Rev'd, how are we ignoring all these obstacles and still saying Peter Obi is a weak politician?

Have we ever seen any politician in recent Nigerian history who faced this much pressure without either being in jail, collecting bribes to join the opposition, or just outright quitting?

A person is going against the behemoth that is Tinubu while still standing, and we call that man weak?

Lastly, you said he should build a new structure. With what time?

2027 is just next year. We have a nation to save from the deathly fangs of Tinubu.

Thank God you are a finance professional. If your company is facing bankruptcy, you need bailout cash first.

It is not building a side business to save the company that would be your priority.

That will come after the company is saved.

Peter Obi has shown such resilience, agility, and inventiveness.

They truncated one party; he pivoted. They passed a law to trap him in that one; he pivoted, too.

Now he is a flagbearer with an army of obidients and Kwankwasiyas ready to scale hurdles to vote for him.

The goal of his enemies was that he would not be on the ballot.

He is on the ballot. He won. That's all that matters.

Peter Obi overcame all barriers. And that's why we can never call the man an amateur or weak politician.

No, we cannot.

[ValueisHere @ValueIsHere]

Canada can’t come out of recession with one move—it requires a coordinated mix of fiscal, monetary, and structural policies.

1. Lower borrowing costs (monetary policy)

The Bank of Canada reduces interest rates to make mortgages, business loans, and credit cheaper.
This boosts consumer spending and business investment.

2. Targeted government spending (fiscal policy)

Increase spending on infrastructure (housing, transit, energy grids).
Direct stimulus to households with low and middle incomes (they spend more quickly).
Avoid broad, inefficient spending that fuels inflation.

3. Housing supply expansion

Speed up permits and zoning reform.
Increase construction of affordable housing to reduce cost pressure and free up household income.

4. Productivity growth

Invest in technology, AI adoption, and advanced manufacturing.
Improve skills training and immigration alignment to labor shortages.

5. Energy and resource leverage

Expand and stabilize energy exports (oil, gas, critical minerals).
Faster approvals for major projects to attract investment.

6. Business competitiveness

Reduce regulatory bottlenecks.
Provide tax incentives for capital investment, not just consumption.

7. Inflation control balance

Ensure stimulus does not reignite inflation; otherwise rate cuts lose effectiveness.

In short:
Cheaper money + smart spending + housing reform + productivity growth = recovery path.

[MoCrown👸 Modupe Adeboye-Ayoroh @msmocrown]

How can Canada overcome this recession?

[ValueisHere @ValueIsHere]

They will run a background check on him. 😂😂😂😂

[My Mixtapez @mymixtapez]

A Florida man unlocked a police cruiser in under 10 seconds after officers accidentally locked themselves out 😭🚔

[ValueisHere @ValueIsHere]

@msmocrown @chrisbey2021 Absolutely! I’m sure that did a lot to your mindset. That luxury is is attainable and not only for a particular group.

[ValueisHere @ValueIsHere]

@iceColdLights @BukkyOA Exactly

[ValueisHere @ValueIsHere]

Nobody should have to work 40 hours a week and still struggle financially.

But still millions do. And it's not because they're irresponsible.

The Average Canadian makes $67,000
That's take-home: $4,100/month

Rent alone: $2,000/month
Left after rent: $2,100/month
Subtract groceries, transport, phone, utilities, insurance.

Left: $150

One car repair: gone.
One dental bill: gone.
One slow month at work: crisis.

This isn't a discipline problem.
This is what happens when wages grew 2.6x and housing costs grew 10.7x over 40 years.

You are not failing the system.
The system is failing you.

[ValueisHere @ValueIsHere]

@FinPlanKaluAja1 You’re very funny based on your request and the person you’re requesting it from

[ValueisHere @ValueIsHere]

What I picked from this video is “ If you’re supporting APC, you will lose friends. Hmmmm

[Emir Sirdam @EmirSirdam]

Last night on the Emir Sirdam Show, a PAID renowned APC and Tinubu supporter made this scathing confession.

He will be live Tonight for a full breakdown.