3 types of investors:
- Those who’ve only read about market falls (imagine an 18 year old discussing 2008)
- Those who witnessed falls but weren’t invested (saw 2020, but from the sidelines)
- Those who were invested and lived through the volatility
(1/2)
Will Specialised Investment Funds (SIFs) pass early litmus test?
Launched amid much fanfare last year, SIFs have been thrown straight into the deep end of the pool. Amid testing market conditions, how they prove long-short execution capabilities to deliver superior outcomes will reshape how India’s emerging wealthy class thinks about equity investing.
A deep-dive story in @ET_Wealth this week
Hint: early results are quite encouraging.
https://t.co/GFGg4sDE9z
Risk is I might die early.
An even bigger risk: what if I live longer?
Very few plan for a long life.
Longevity is a blessing, but only if finances last longer than we do.
Planning is not about pessimism; it’s about preparedness.
Strategic diversification into commodities and foreign assets makes sense for a domestic equity–heavy portfolio.
But if our diversification was 0% till now, we shouldn’t wake up one fine morning and overload foreign assets and precious metals, to the extent that domestic equity itself starts looking like a “tactical trade” in our own portfolio.
Asset allocation is built over time, not triggered by headlines.