What's Loan-to-Value (LTV)?
LTV is the ratio of your borrowed USDVE to your collateral value.
Example: Deposit $100 collateral → Borrow $50 USDVE = 50% LTV
Why it matters:
– Lower LTV = safer position.
– Higher LTV = riskier.
As your LTV rises, liquidation risk increases.
How to manage it:
→ Keep it at a comfortable level
→ Add collateral if it rises too high
→ Repay USDVE if you feel exposed
→ Monitor during market volatility
During volatility:
If your collateral price drops, your LTV automatically rises. Monitor it in the dApp and add collateral before things get risky.
Active management keeps your position healthy.
Three steps to unlock liquidity without sacrifice:
– Step 1: Deposit collateral (vault tokens, LSTs/LRTs, bluechips). It keeps earning while locked.
– Step 2: Borrow USDVE at 0% interest under normal conditions. Permissionless minting against verified collateral.
– Step 3: Deploy your USDVE (LP on Hydrex, stake in Stability Pool, use across DeFi).
Result: Your collateral earns. Your borrowed USDVE earns. You accumulate Points on every action.
Capital efficiency on both sides.
The PSM (Peg Stability Module) explained:
The PSM lets anyone swap USDC for USDVE at 1:1 ratio.
Why it matters:
If USDVE trades below $1, users can buy cheap and swap at the PSM for full value. Buying pressure restores the peg automatically.
For users: Quick USDVE access without collateral. Want to LP or deploy? No prerequisites: just swap USDC 1:1 and go.
Borrowing vs PSM: Borrow if you want to keep collateral earning + get Points. Use PSM if you want instant access without setup.
Two paths to liquidity. Same peg stability mechanism.
Deposit. Mint. Earn.
Three actions. Maximum capital efficiency.
→ Deposit productive collateral
→ Mint USDVE at 0% interest under normal conditions
→ Earn on your collateral while you borrow
This is the Full Loop. This is Vaultedge.
Stay ahead → https://t.co/UE7nemRkOP
Activate your Vaultedge account for Points to count (deposit or stake).
👉 https://t.co/UE7nemRkOP
*APR reflects current rates at the moment of posting, and is subject to change.
Every USDVE is over-collateralized by productive assets that generate yield while locked.
The backing isn't idle. It's working.
Productive collateral by design.
Want more Points? Refer strategically
20% referral bonus on all Points your referrals earn. No cap.
What matters:
Quality over quantity. One friend running the Full Loop for 60 days earns you far more than ten who try it once.
How to start:
– Get your codes from the app
– Share with people who will actually engage
– Watch your bonus Points compound
Your 20% is additive. They keep 100%, you get the bonus on top.
Biweekly recap:
– TVL: $348.1K (productive assets earning while collateralized)
– USDVE: $185K in circulation
– Pool APR: 11% on USDC/USDVE (@HydrexFi)
Users are earning. Points are accumulating.
Join them 👉 https://t.co/DIlDqidAZs
*APR reflects current rates at the moment of posting, and is subject to change.
How does USDVE maintain its peg? 📊
1 USDVE is always redeemable for $1 worth of collateral. This guarantee creates self-correcting market forces.
When USDVE trades below $1:
Arbitrageurs buy discounted USDVE on the market and redeem it through the protocol for $1 of collateral. They pocket the spread. This buying pressure pushes the price back to $1.
When USDVE trades above $1:
Users can mint USDVE at $1 and sell it on the market for a premium. They pocket the spread. This selling pressure pushes the price back to $1.
The further USDVE deviates from $1, the more profitable the arbitrage, and the stronger the force pulling it back.
The peg maintains itself through profit incentives.
Self-correcting. No intervention needed.
Why DeFi needs credit layers 📊
Most vault tokens can't be used as collateral. And when productive assets like LSTs are accepted elsewhere, borrowing costs often eat into the yield they're earning.
The credit layer solution: Productive assets become efficiently composable. Earn yield + borrow at 0% under normal conditions + deploy borrowed capital. Your capital works in multiple places simultaneously.
Who benefits:
→ Vault/LST/LRT protocols: Their tokens gain additional utility
→ DEXs: More liquidity from borrowed capital
→ Users: Capital efficiency without trade-offs
→ Treasuries: Access liquidity without selling
Credit layers aren't zero-sum. They expand what's possible for the entire ecosystem by making productive collateral more efficient.
Infrastructure that benefits everyone. That's what Vaultedge is building.
Audit progress
✓ Final report received from @bailsecurity
→ Fixes in progress
→ Final review pending
We'll share the full audit publicly once the review is complete.
Activate your Vaultedge account for Points to count (deposit or stake).
*APR reflects current rates at the moment of posting, and is subject to change.