Dear Believers,
I have seen several things in the body of Christ, but the energy of believers who always wait 2 see prophecies fail, so as to point accusing fingers at men of God always amazes me;
Like, are you a student of The word?
Are you a disciple of Christ?
1/3
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In 1997, a 34-year-old man bought a dying bank. He turned it around in seven months. Eight years later, he merged it with one of Nigeria's oldest banks. Today, that bank is worth over N2 trillion.
His name is Tony Elumelu. And this is how he did it.
Tony Elumelu was 34 years old. Most people his age were still trying to figure life out. Meanwhile, he was about to buy a bank. Big boy purchase kind of thing.
Oga Tony didn't go for just any bank oh. He went for a collapsing bank. Motivation surplus for bros. Crystal Bank Limited was technically insolvent, broke and finished. The kind of bank where customers were running away and staff were updating their CVs. Unto say matter don red.
But Elumelu saw something nobody else saw. While others were looking at the losses, he was looking at the potential.
He bought it in 1997. Renamed it Standard Trust Bank (STB), and became one of Nigeria's youngest bank CEOs at 34.
People think say senior man don dey kolo. "Why would you buy a dead bank?"
Elumelu didn't answer them. He just went to work.
Within a short time after taking over, he and his team had transformed Crystal Bank from loss to profit.
But bros wasn't done. He had a bigger vision. While other banks were clustering in Lagos and Abuja, Elumelu took STB to places nobody wanted to go. Small towns in states that people ignored. He built branches where others saw no opportunity.
By 1999, when Nigeria returned to democracy, STB was already positioned to provide financial services to state and local governments across Nigeria. Something I call SIC. Strategic. Intentional. Calculated.
Within a few years, STB had become one of Nigeria's fastest-growing banks. From a collapsing bank to a powerhouse. All because one man saw what others couldn't see or were scared to execute.
But the real story starts in 2005.
The Central Bank of Nigeria had just mandated all banks to increase their capital base or merge with bigger banks. Smaller banks were panicking. Bigger banks were circling like vultures, looking for whom to swallow.
Elumelu made a move that shocked the entire banking industry.
Standard Trust Bank, the bank he had built from the ground up, merged with United Bank for Africa (UBA), one of Nigeria's biggest and oldest banks established in 1949 and incorporated in 1961.
This wasn't a small move oh. It was the largest merger in sub-Saharan African banking history at the time. Two giants becoming one. A balance sheet of over N600 billion. Over 2 million customers. Over 400 branches. E chokeeee. Money na 💦
On August 1, 2005, the new UBA was born and Tony Elumelu became the Group Managing Director.
Most people would have stopped there. Elumelu was just getting started.
He took UBA across Africa. Benin, Burkina Faso, Cameroon, Congo, Cote d'Ivoire, Gabon, Ghana, Kenya, Tanzania, Zambia, Uganda. Today, UBA operates in 20 African countries plus offices in London, Paris, New York, and Dubai.
From a single-country bank to Africa's global bank. In just a few years. Doings get levels normally.
Today, UBA's total assets are valued at over N31 trillion. Market cap over N2 trillion. Over 45 million customers worldwide. Over 25,000 employees.
The small dying bank Tony Elumelu bought in 1997 is now one of Africa's most valuable financial institutions.
Story don end.
INALEGWU
@TevinMacharia Effective minister with comb and relaxer
Someone who understands the primary assignment of a believer, strongly using her platform for the glory of God
God Bless You Sister
Have you seen this Salon in Tanzania where women worship God as they braid each other 🔥🔥🔥
I saw the video where the owner said her salon will never be a place for gossip ,or discussing Men ,she is doing things differently.
My God this is the Kingdom ... 🔥🔥
Every time you read the Bible, God is speaking to you. As a believer, God is always speaking. He speaks by his word, he speaks by His spirit. He speaks to us in the congregation of believers. No child of God who is fellowship with God and with brethren should lack clarity.
@originalproflle What is APC up to?
So, not one APC senator being the majority saw the perspective of the people? And they are representing the people?
I don't seem to understand
It's giving occult group vibe
It’s hard to think beyond your environment when your exposure is limited. This is what many African countries has done to the people.
Global exposure changes:
• Standards
• Speed
• Thinking patterns
• Income expectations
Creativity expands when comparison expands.