Johnson

Voluntaryist. Atheist. Agnostic. Skeptic. Objectivist. Contradictions aren’t flaws; they’re the spice. 20 years in libertarian talk radio, still questioning.

[Johnson @Vexarchy]

I think more people need to make posts acknowledging how the other side of the aisle might be harmed by their beliefs and why they find that harm acceptable to another human being. Honest attempts to see through the other side’s viewpoint though… not just veiled attacks.

[Johnson @Vexarchy]

@Case_ForLiberty @GarbageHuman24 Pretty sure you were just lying about being an agent with the OBVIOUSLY falsifiable shit you said that ANY agent should know is bullshit. I just don't think you were expecting to talk to someone who knew how full of shit you are.

[Johnson @Vexarchy]

Media gen in @Grok is so censored now it's awful. It was one of the best in the industry, and now it's just slow and bad... After @elonmusk made the announcement about how you could do anything in an R rated movie... they promptly made it so that you could do nothing of the sort

[Johnson @Vexarchy]

Yeah I didn't say it because it's patently untrue. For U.S. single-family homes, the realistic national number is well under 1% owned by true private-equity / mega-institutional players.

“Private equity” is the internet’s favorite housing villain, but the data doesn’t support it as the main cause nationally.

If you’re a realtor of 21 years, you should know that cash buyers and corporate buyers are not the same category.

The reason NOT corporations snatching up houses... It's GOVERNMENT OVERREACH. (Like most problems)

We have been creating an artificial housing shortage for generations.

https://t.co/RqO6DUg716

[Johnson @Vexarchy]

A huge amount of this though is the same exact reason why people can't scrape together a down payment for a house... and the same reason for how teachers who make 70k a year (above the national median income) complain they they don't get paid for 2 months out of the year....

They don't even realize that they ARE still getting an annual salary, it's just that their checks were for 10 months.

"Yeah, you didn't get an 84k annual salary... you got a 70k annual salary paid over 10 months and mismanaged it. You are paid more than most people... STFU"

but no - they continue to fight to raise everyone else's property taxes.

The reason is that a lot of those realtors can't fucking deal with the irregular paychecks, and the ebb and flow of the industry. Or... they are like me... I moved to a state with no reciprocal aggreement and focused on a different career. I do want to get an RE license again... but not until I relocate westward and to a more populous area.

Getting a RE License is not difficult... keeping it for 21 years is a little different. The especially hard part is surviving the "famine" part of the feast or famine of that industry... but nothing prohibits you from having other jobs while being an agent too.

I'm sure there are RE Agents who also drive uber or whatever other gig work... or only act as agents on the weekend... work at banks during the week. etc

You know the industry... You know how the financing works... You know it actually IS possible for people to do this and start building equity by starting SMALL. Yes, MUCH smaller and shittier than in the 70's - but it's still possible.

[Johnson @Vexarchy]

@hotcoffeeallday @GarbageHuman24 So, if everyone who isn't a fuckup like you is a boomer... maybe you should just become a boomer. I guess I have and it's working out great. I get to be young AND more successful than you.

[Johnson @Vexarchy]

@Jman641098 @GarbageHuman24 How much younger than Caleb Hammer are you? I'm genuinely curious. Is it age... or is it the whining "I'm a victim" mentality?

🏆 Here's your participation trophy.

[Johnson @Vexarchy]

@Case_ForLiberty @GarbageHuman24 My Australian friend moved to America and became a Realtor. I asked, “Are you still with REIA?”
They said, “NAR.” 🥁

[Johnson @Vexarchy]

Big deal, you got a real estate license... In a lot of states you can get one without even needing a GED.

I also had a RE License in CT. This makes your attitude make a LOT more sense. Do you tell all your younger clients not to buy a home? How does your broker feel about that? hahaha Also after 21 years... shouldn't you BE a broker by now?

I never said the market doesn't suck. I said it's not impossible to buy a home, and that the initial post was using bullshit numbers that don't apply to REAL people who actually can and want to do this for REAL in an accessible way that IS possible.

Maybe you should learn how to actually help clients.

[Johnson @Vexarchy]

Don't misread my sentinment for not feeling bad at all for them. I do feel bad at how difficult it is, but it's not impossible like people are saying. You have to go through some serious austerity... and it might not even be worth it. I did it. It sucked.

Now they say that having money in the market is better. If the housing market crashes, that will only be more true. If I had been investing in the markets money would have been ripping this whole time. Everybody has decisions.

[Johnson @Vexarchy]

Interesting... I'm two generations removed from a Boomer, but I have my own (affordable) home.
Maybe the talking points aren't retarded... but you are? Just sayin'

That other people had it easier doesn't give you an excuse to live like a retard. Figure that out and your life will get better

[Johnson @Vexarchy]

If you are saving, not overspending, and have a *DECENT* 401k, then it's not that it's unaffordable, you are just making rational decisions and see that putting your money in the market and renting is more profitable right now. If your savings and 401k are enough... You COULD make a down payment and have a mortgage instead...

That's my only point... people act like it's impossible and that is a stupid ass thing to say. It's a lot of money... but these same people that say they can't afford a down payment go around buying NEW cars with massive interest. It's not impossible, it's just a different choice that people don't seem to want to make.

[Johnson @Vexarchy]

"however these costs vary drastically"

Your schools failed you.

Now compare the *average* national single earner income to the *median* single earner income, and see where YOU are.

BTW, I'm looking to move across the country personally and looking at condos myself in a state where property taxes are dramatically lower... and the HOA fees where I am looking at like $50... I saw one the other day that was $27 and laughed about it. My current HOA fee is $270... still under your bullshit numbers, and I live in one of THE most expensive states for property.

[Johnson @Vexarchy]

@BathSoap688633 @PenitentPond @GarbageHuman24 Reading is Fundemental.

See that line that says "depending on how old they are". In English, that's what we call a "qualifier". This goes back to my comments about financial and regular literacy and the school systems.

[Johnson @Vexarchy]

@RollofEm @PenitentPond @GarbageHuman24 Maybe its because boomers and those that actually listened decided to not be whiny fucking boo hoo call me a wambulance victims all the time. "whoah is me, I'm helpless and can't do a thing about a thing, even though I have instant access to all the answers all the time"

[Johnson @Vexarchy]

Again, just some ingnorant shit.

If you are comparing yourself to past generations and spending all your time whining like an idiot victim, you've already lost.

Instead... maybe get a cheap condo where all the outside maintenance and roof is taken care of by the HOA.

If your goal is financial freedom... there are lots of ways to do it that all start by ending the big baby act.

I mean... in a lot of places... renting is even the better deal right now... and those that put their money in the market... which you do as a PERCENTAGE of your INCOME which is something ALL people can do.... you eventually climb out, but people don't want to do if and make up bullshit lines about how they can't afford to invest. Fuck you... you can afford $5/mo

Eventually you learn what investing can do for you, especially when the dumb spending stops.

The only people in this whole equation that are the real victims are the ones with these predatory student loans

[Johnson @Vexarchy]

When are you going to stop overspending and get your shit together? You have no idea how old I am... Graham Stephan is 36... Caleb Hammer is 31.

Maybe take a little responsibility for your situation?
"The coffee argument" is used because it's an elegant example of how fucking stupid people are. If you spend $5-6 on something you can make in 5 minutes for 10 cents... You might be an idiot... and we have an entire generation of idiot suckers that spend like this on EVERYTHING, not just coffee - and they have no idea how much they are spending.

People need to stop acting like helpless goddamn victims. It's still possible to drag yourself out of the shit... it sucks... but do it.

[Johnson @Vexarchy]

@noahwxlr @GarbageHuman24 Also in that url, you can replace the state with your state.

Here's a map tied to income
https://t.co/DD1S4tsbjF

[Johnson @Vexarchy]

@noahwxlr @GarbageHuman24 https://t.co/ACFJNcN2Gg

I don't know what state you are in, but it might be time to move out of a city and work remotely.

[Johnson @Vexarchy]

Things were different. If that's the problem, it's time to grow up, or you don't actually know how to articulate the problem. Those generations also had ww2, vietnam, the iraq war... leaded gas... lead paint... depending on how old they were. They also didn't have amenities like the web, instant access to almost all information, global real time communication, and other modern conveniences either. It was different. If them having had it easier is a problem for YOU, I don't know what to tell you.