@Scipionista@QrsBetting Franchement la tournure de la saison je sais pas comment on aurait pu l’imaginer mais franchement les cadres avec les jeunes ça nous fait une super équipe
At 24, your biggest financial advantage is time, not money. This is the age to build habits, not flex income. Whatever you earn now, train yourself to live below it. If your income doubles later and your habits stay disciplined, you win quietly while others panic.
Also, you need to separate survival money from ambition money. Survival money pays rent, food, transport, data, and basic dignity. Ambition money is for skills, tools, certifications, small investments, or a business idea. Never gamble survival money. Most people ruin their finances by mixing the two.
Learn one high value skill deeply instead of chasing many trends. At 24, income growth matters more than complex investing. A strong skill compounds faster than any stock or crypto. If your income is small, your priority is increasing earning power, not showing financial sophistication.
I really wish any reader seeing this will listen to me.
Avoid lifestyle debt like a plague. Phones, clothes, parties, vacations, and cars bought on credit will quietly steal your future freedom. Debt should only be tolerated if it directly increases your earning capacity and even then, cautiously.
Start saving even if it feels useless. Saving at 24 is less about the amount and more about discipline. The habit is the real asset. Emergency money buys peace of mind and prevents desperation decisions.
Your friends must be picked wisely. Your social circle will influence how you spend, think, and plan. If everyone around you normalizes being broke, careless, or financially reckless, you will struggle no matter how smart you are.
Finally, be patient with yourself but ruthless with excuses. You do not need to have everything figured out at 24, but you must be intentional. Small smart decisions repeated consistently will outperform dramatic moves made once in a while.
croyez pas que le bonheur est lié a l'argent, y'a des gens qui en ont pas besoin pour être heureux, allez faire un tour dans les iles, ça pèche son poisson, ça profite avec la famille/amis et c'est des gens plus heureux que la majorité de ceux qui courent après l'argent
Les gars y'a tellement d'argent sur cette terre, j'viens d'une famille ouvriere, j'ai taffé depuis mes 17 ans
Faut voir comment j'me disais que 2k monthly net c'était bcp, et voir cque je vois mtn
Trust le process l'équipe, Dieu est grand, lâchez jamais c'est possible pour tout le monde