Maphuti Sebala 🇿🇦

[Sunflower @Sunflowerreal]

We have only one leader 🥹.

[CrownprinceCom2 @CrownprinceCom2]

A MUST-WATCH VIDEO 🚨

Unbelievable video showing a doctor explaining the right sleeping position and revealing how certain sleeping positions may put people at risk while sleeping. 👀

Please repost to help others see this.

[Black-Jesus💧🇿🇦 @KingMntungwa]

National importance.‼️

Let’s make him Famous for calling South African People Monkeys.😢😭💔🇿🇦‼️

[MAYOR @MAYORMEM]

Let's pray 🙏💯

[Modern Dad @ModernxDad]

When a man finds out this about his women he..

[Heart Mattaz by Rita @HeartMattaz]

Seriously MOST women don't really cares about men mentals health not even their girlfriend, fiancée, parents or wife , all they care about are themselves.

Everybody is saying, "he is a man, he will figure it out; men were taught to endure internalize pains", and that is a big lie.

Are men not humans??
Are blood not flowing in their vain??
Men cry too!
Men feel pain!
Men feel hurt too!
Men wants to be heard, cared for, loved, listened to them and understand their pains.

This is why men don't open to their women and parents sef because they know they will tell them to figure it out without even really paying attention to them.

HeartMattaz

[CertifiedEcoTourismDoyenne @ms_tourist]

Life in SA is a scam on another level.. Our expert @wendyknowler is God sent

[Jerry Ima @ima_jerry15016]

IM MADEA, MA to the damn D E A 😂😂😂

[YH @Yemihazan]

💯💯💯

[Learn Computer @learn_computerx]

Before buying a used laptop do this.

[CertifiedEcoTourismDoyenne @ms_tourist]

Please note … our expert @wendyknowler on hiring a car in SA

[GlobalSouthNews @GlobalSouthNew]

In 2017; a then Deputy Minister of Police Mr Bongani Michael Mkongi raised this issue and as usual because majority of educated fools were too dismissive of what he just raised here. In SA we have people who are too educated just to allow things that will destroy this country now look where we are.

[Overton @overton_news]

Scott Jennings just dragged CNN’s Sara Sidner into the deep end during a debate about White South African refugees.

Sidner was melting down over the Trump administration’s proposed plan to assist Afrikaner refugees facing persecution.

She thought she had won the argument when she said:

“There is NO genocide happening in South Africa.”

But that wasn’t the point Jennings was making.

Regardless of whether the situation meets the definition of genocide, the administration had determined that this group of people was facing violence and discrimination based on race.

Therefore they qualify as refugees into America.

JENNINGS: “It is simply, in my opinion, a reprioritization of the refugee program.”

“There doesn’t need to be a genocide occurring for the administration to conclude that there’s some sort of racial discrimination and violence occurring against a population of people.”

Sidner began to unravel.

The amount of vitriol being directed at these refugees simply because they don’t fit the racial narrative that the left wants to promote is pretty wild.

[Nolwazi Nkomo @NolwaziNkomo5]

Listen to Mbuli the legendary exposing the scammer.

[Maziya 🇿🇦 ☠ @LuckySibekoZA]

This lady is exposing Woman for Change 😲😲🤔

[Maphuti Sebala 🇿🇦 @WSebala]

@Nebuchadnyzzer @designdeputy I agree with you man

[VIEW4YOU @view4you_sa]

PLEASE SHARE THIS WITH EVERY PERSON YOU KNOW ‼️

Why is the Bank or Finance House allowing this⁉️WE CONSUMERS ARE ON OUR OWN !!!

I have tried to explain it here below 👇🏾

A Dealer Incentive Commission (DIC) also known as a Dealer Introduced Commission is a fee or markup that a bank or finance house pays to a car dealership for arranging your car loan. It is a lot of money they get back because of our ignorance, we were told it can range from 20k even up to 75k and more.

It affects you the consumer directly in two major ways:

1. Higher Interest Rates on Your Car Loan. When you apply for finance through a dealership's Finance & Insurance (F&I) office, the bank approves your loan at a minimum base rate (called the "buy rate"). It also affects the consumer in a way that the consumer struggles to uplift the deal because that DIC must be paid back if the Bank says deal must be uplifted. So dealerships fight to not uplift the deal.

How it works: The dealership is often allowed to increase that interest rate before presenting the final deal to you. The higher the interest rate they convince you to accept, the bigger the commission check the bank pays the dealer. 

The cost to you: Even a minor rate increase like 1% extra on a R200,000 loan over 60-84 months can add thousands of Rands to your overall repayments over the life of the agreement.

2. Conflict of Interest (Bias in Finance Offers). Because different banks pay different commission structures to dealerships, the dealer has a financial incentive to push you toward the bank that pays them the highest commission, rather than the bank offering you the lowest interest rate. 

How to Protect Yourself and Beat this !!!

Get pre-approved directly: Contact major South African banks (Standard Bank, ABSA, Nedbank, FNB, WesBank) directly for pre-approval before stepping into a showroom.

Ask the F&I manager directly: Ask, "What is the bank's base buy-rate for my credit score, and are you adding a markup/DIC to this rate?" MAKE SURE TO RECORD THIS OR LET THEM WRITE IT DOWN AND SIGN !!!

Negotiate the interest rate, not just the monthly payment. Dealers often hide higher interest rates by extending loan terms or adjusting balloon payments, DO NOT ACCEPT THAT !! Always negotiate against prime rate (e.g., Prime minus 1% vs. Prime plus 2%).

PLEASE PUT THIS INTO PRACTICE YOU WILL NOT BE SORRY BUT GRATEFUL🙏🏾

https://t.co/A51Z9VRFWI

[Maphuti Sebala 🇿🇦 @WSebala]

@rebelreloaded @Malome_ZA Name of the book ngoanešo

[Mudzunga @Dzungie007]

We are here.

[Pharm. Greatman @OGreat6]

Three efficient ways to Calm a Baby down Instantly by Dr Nicholas Grimaldi

I’m saving this one for the future.