@DividendBreeder@LawrenceLepard sold me when he said: the only btc allocation that is incorrect is 0%. Are you so dismissive that you want no exposure?
@MrBudgetBill It's not that a 401k is a scam, it's just a tradeoff that should be heavily weighted against the lack of availability to those savings. Especially when a match isn't available, it's a single-tax advantaged, forced savings account. Scam, no. But not a homerun like most people say.
@theficouple Love people attacking this post who would rather the children be in childcare or have caretakers that are strangers. My parents can't wait to help out with future grandkids (in some capacity).