Waterboy 💧🌊

high vibration. good music. 6'2 and blessed.

[Waterboy 💧🌊 @WallyWater305]

Wally Water Live @ Calle 8 Viernes Culturales

My X can't get me lit, but my Twitter can!
I get X str8 from the distro, cut the middleman!
https://t.co/mR0HATSXXN via @YouTube

[Waterboy 💧🌊 @WallyWater305]

Giannis is going to the Miami Heat.

Source: my cousin's wife's brother is a Kaseya Center employee.

[ًًً @ibzsmo3k]

De'Aaron Fox

[THERAVADA @THERAVADA]

Last time the Knicks won a championship New Yorkers started HIP-HOP

[The HEAT Realm @WadexFlash]

Miami Heat fans had to experience:

- Knicks ring
- Celtics ring
- Bucks ring
- Jimmy requesting out
- trading for Terry Rozier
- Bam and Dragic injured in finals
- Max Strus “out of bounds”
- missing out on Dame
- missing out on KD
- missing out on Spida
- Chris Bosh getting blood clots
- D-Wade leaving Miami
- LeBron leaving Miami
- 2011 finals collapse

WE ARE TIRED OF SUFFERING

[The HEAT Realm @WadexFlash]

Cavs: “James Harden please help us”

Harden:

[Waterboy 💧🌊 @WallyWater305]

@earlxsweat this your car?

[The HEAT Realm @WadexFlash]

This might be the greatest car plate in history

(via @AustinHeff)

[𝙃𝙀𝘼𝙏 𝙉𝘼𝙏𝙄𝙊𝙉 @HeatvsHaters]

Bam Adebayo on March 10, 2026:

🔺83 (2nd in NBA history)
🔺9 rebounds
🔺20/43 FG
🔺36/43 FT

[hunter @hxxntrr]

you can dispute every single account on your credit report

all of them

17 collections. 4 charge-offs. 31 late payments. 2 repos. 1 bankruptcy

55 negative items total

"you can't dispute everything at once, they'll flag you as frivolous"

wrong. you can. here's what happens:

day 1: sent 55 individual dispute letters

one letter per account. one to each bureau. that's 165 letters total

every letter said the same thing:
"I dispute this account. Please provide the method of verification used, the name and contact of the person who verified, and all documentation used in verification"

certified mail. return receipt. costs you $380 in postage

"that's insane"

$380 to potentially delete $127,000 in debt is the best ROI in history. keep reading

day 14: first responses

Equifax sent back a form letter for 12 accounts saying "verified as accurate"

but they didn't answer your actual question. you asked HOW they verified. they just said "we verified"

that's not legal. FCRA Section 611 requires them to describe the procedure used to verify. "we verified" is not a procedure. it's a sentence

sent follow-up letters:
"Your response did not comply with FCRA Section 611(a)(6)(B)(iii). You failed to provide the method of verification. I am requesting reinvestigation"

day 30: the massacre begins

TransUnion deleted 9 accounts. just gone. couldn't verify them

Equifax deleted 6 on first round. 4 more after your follow-up challenging their garbage "verified" response

Experian deleted 11 accounts. they're actually the worst at verifying because they outsource disputes overseas

day 30 count: 30 out of 55 items deleted on round one

day 45: round two

sent new disputes on the remaining 25 items. different language this time:
"Previous investigation was inadequate. Provide original signed contract, complete payment history from origination to current, and proof of proper notification of delinquency"

asking for MORE documentation than the first round. different investigator reviews it. different result

day 60: round two results

14 more deleted

running total: 44 out of 55 items gone

day 75: round three (the kill shot)

11 items remaining. for these you go nuclear:

filed CFPB complaints for each one
"Bureau failed to conduct reasonable investigation. Two previous disputes returned 'verified' without providing method of verification. Requesting supervisory review"

CFPB complaints get escalated to a senior team, not the overseas dispute farm. these people actually look at your file

day 90: final count

items started with: 55
items deleted: 49
items remaining: 6 (legitimate, recent accounts you actually need to address)
deletion rate: 89%

credit score impact: 471 to 684 in 90 days is typical with this method

the 6 remaining items? you settle them for pennies on the dollar with deletion agreements. the rest fall off at the 7 year mark

"but disputing everything is frivolous"

no. disputing things without a legal basis is frivolous. asking bureaus to prove their verification method is your legal right under FCRA. for every account. there's no limit

the bureaus WANT you to think disputing more than a few items is suspicious. that's propaganda to keep their workload down. the law says you can dispute anything, anytime, for any reason, as many times as you want

the people with 3 collections sitting there disputing one at a time over 18 months are playing the game wrong

dispute everything. overwhelm them. make THEM prove every single account. most of them can't

once your report is clean? 700+ score unlocks $100K to $250K in 0% business funding. every item you leave sitting on your report is money you can't access

(i dispute everything on your report simultaneously and delete it all in 30 to 90 days. link in bio if you're tired of doing this one account at a time)

[Waterboy 💧🌊 @WallyWater305]

@JColeNC how far south in Florida would you drive to sell The Fall Off discs? You've got many loyal fans in Miami!

[The HEAT Realm @WadexFlash]

- handled the KD and Giannis trade rumors well
- handled being called out by Spo publicly multiple times well
- never complained about starting or coming off the bench
- never complained about having limited minutes

At just 21 years old, Kel’el Ware has shown to be very mature.

[Icona @iconawrites]

My life advice to you is to show up for the thing. I can’t count how many times I have wanted to cancel a meeting with friends because I was too tired, and then I ended up going anyway and having the time of my life. Human contact is better than screens. Show up for the thing.

[Waterboy 💧🌊 @WallyWater305]

@Sc0rpioqueen

[foks @ExaltedFoks]

If you are young and handsome with motion, you have an obligation to tell women they look beautiful and men their jacket is cool. Use your powers for good

[The HEAT Realm @WadexFlash]

This is how bad the Terry Rozier situation is:

- NBA was alerted to the suspicious activity involving Rozier on night it happened

- Heat was unaware of any suspicious investigation involving Rozier

- NBA felt no obligation to tell the Heat and other teams to not trade for Rozier

This is scummy work by the NBA and Hornets, Miami deserves their pick back.

[blue @bluewmist]

major cheat code in life: be the one who reaches out. text first. call first. plan first. initialize first. most people wait to be chosen. be the chooser. connection requires initiative. friendship requires effort. love requires action. stop waiting to be picked. start picking. initiative is attractive.

[Waterboy 💧🌊 @WallyWater305]

When U throw out your bracelet because that PLUR bitch did U wrong

[Waterboy 💧🌊 @WallyWater305]

LeBron wants to win, but won't take a pay cut from his SUPER MAX deal, so that Lakers front office can pay for better players to build around LeBron

[NBACentral @TheDunkCentral]

LeBron James is expected to monitor the Lakers’ situation while he’s out, per @mcten

“LeBron’s gotta be watching, while he’s out. If they are struggling, that could lead to the next step… When Rich Paul said that LeBron will be watching the Lakers’ every move because the priority is to win. If they are not winning, maybe LeBron might have to go elsewhere.”

(Via @ESPNNBA / h/t @HoopAnalysisNet )

[Andrew Tate @Cobratate]

LEVERAGE TRADING IS SATANIC

[Above & Beyond @soulquil]

Being delusionally optimistic about life is the best state to inhabit as a man. There are days when you will do everything right, leaving everything on the line, and you still get clapped. You could retreat into your shell and lament how difficult and brutal life is, but that won't change anything. You are wasting time trying to figure out why you got sucker punched when you start self-analyzing.

You just have to keep putting up shots because existence in and of itself is a gift, and within the finitude of life there are infinite possibilities of what you can become.