Soyons sérieux il est très difficile de s'enrichir avec 1500 euros en France.
Le problème est qu'il est extrêmement dur pour les entreprises d'augmenter les salaires à mesure que la compétence augmente.
Pour passer de 1500 net à 2000 net, il faut doubler le coût superbrut pour l'employeur de 1900 euros à 4000 euros avec en plus des pertes d'aide pour l'employé.
Pour doubler son salaire, il faut plus doubler son impact pour une entreprise.
Or, les progrès dans le monde professionnel sont souvent linéaires.
On est 15-30% plus compétent au bout de quelques années, pas 150% plus compétents d'un coup.
Résultat, les patrons gardent les salaires bas car c'est la seule option écomomique viable à court-terme et ils préfèreront remplacer avec quelqu un au smic plutot que de doubler le coût salarial d'un salarié 20-30% plus compétent.
Autre résultat, le travailleur est complètement démotivé, il voit que malgré sa montée en compétence, son salaire n'augmente pas et qu'aucune entreprise ne propose des salaires plus élevés.
L'employé se dit "puisque c est comme ça, j'en ferais le minimum"
Résultat final: tout le monde est perdant.
Pour promettre un avenir meilleur à ceux qui bossent dur, il faut casser le piège du SMIC.
Piège d'ailleurs en grande partie créé par la droite française qui a baissé les charges et augmenté les aides sur les bas salaires pour combattre le chômage sans baisser les charges de la classe moyenne.
Once again, Zyfai demonstrated resilience during one of the biggest DeFi incidents this year and proved our thesis again: agents manage risk better than humans can manually.
The recently added ZyFUD Agent identified the incident early, including @Marczeller's tweet about WETH Aave pools, and routed alerts to the rest of the risk monitoring layer and the quant team.
Pool health monitoring Agents then detected deteriorating liquidity conditions and sent alerts to execution Agents for proactive rebalancing.
Zyfai Agents instantly rebalanced into safer pools or withdrew funds and kept them unallocated in users' Smart Accounts.
This is something we recently added: if your Agent determines that all available pools are unsafe, it keeps funds unallocated until market conditions improve. Plasma is a recent example, where Agents decided not to allocate funds to any pool.
The quant team then manually delisted affected pools from the UI and reviewed Agents' activity to confirm that no funds remained in unsafe pools.
That resilience comes from the way the protocol is built:
→ Individual Smart Accounts: each user has their own self-custodial smart wallet with a personal Agent attached to it. Agents operate independently for each wallet, with rebalancing transactions executed in parallel. No user is left in a risky pool because someone else's capital is considered more important.
→ Session Keys + Security Proxy Gateway: Agents can only access specific approved functions. This restricts execution to predefined actions and prevents unapproved transactions.
→ 24/7 risk monitoring and proactive rebalancing: safety rebalances are not limited by daily rebalancing caps. If funds are at risk, your Agent can rebalance regardless of whether the daily rebalancing limit has already been reached.
→ Capital splitting for diversification: funds can be split across multiple pools, reducing the risk of having an entire deposit stuck in a single pool.
→ Agents never sleep: there is no need to worry about curators being offline during incidents. So far, Zyfai has reacted instantly during every major stress event, faster than any manual human-led capital management can.
We saw a significant drop in AUM, and while we do not like seeing capital leave, in this case it proves something important: Zyfai users were unaffected by the incident and could withdraw their capital at any time.
Liquid capital can come back. Lost capital can't.
We expect users to deposit back over the coming weeks as the situation around rsETH and Aave becomes clearer.
DeFi is still risky. But Agents reduce that risk while making capital management simpler at the same time.