What can financing routing learn from payment orchestration?
More financing options don't necessarily mean smarter financing.
More lenders create potential coverage. Smart routing determines how effectively that coverage is used.
#ConsumerFinancing#Fintech
Before Airbnb, there wasn't a shortage of places to stay.
There was a shortage of matching.
Consumer financing faces a similar challenge.
The future may belong to platforms that connect each customer with the lender most likely to approve them.
#EmbeddedFinance#BNPL
We're pleased to welcome Town Appliance to the WeGetFinancing merchant network.
Their shoppers can now access advanced routing technology and a broad network of lenders directly at checkout.
https://t.co/Cez0aTsI9U
#BNPL#ConsumerFinancing#Retail
BNPL providers love talking about “90% approval rates.”
But 90% of what?
A single-lender setup can still silently filter out a massive share of high-intent buyers.
Let’s dive into it and debunk the myth:
https://t.co/Jd120cmNGx
#BNPL#Fintech#Ecommerce
Some industries rely heavily on financing.
Furniture, electronics, jewelry
BNPL Math #7 explores how sector exposure can increase sensitivity to approval performance.
BNPL Revenue Calculator:
https://t.co/geV8u0KRYU
#BNPL#RetailGrowth
BNPL is still growing.
But the market is getting more complex.
• $560B GMV
• 670M users (est.)
• 1.1% of U.S. card spending
Regulation, approval rates, and profitability are reshaping the game.
Full report:
https://t.co/J1wF3OFRB4
Are you paying to acquire customers…
who ultimately get rejected for financing?
BNPL Math #6 looks at how approval performance can impact marketing efficiency.
BNPL Revenue Calculator:
https://t.co/geV8u0KRYU
#BNPL#checkout
Financing approval often drops as ticket size increases. Even when overall approval rates look healthy.
BNPL Math #5 explores how larger purchases can reveal hidden revenue gaps.
BNPL Revenue Calculator:
https://t.co/geV8u0Kk9m
#BNPL#RetailFinance
A declined financing application doesn’t always mean the customer is ineligible.
Sometimes the application simply reached the wrong lender.
BNPL Math #4 looks at how lender routing can change approval outcomes.
BNPL Revenue Calculator:
https://t.co/geV8u0KRYU
#Buynowpaylater
BNPL isn’t just a checkout feature.
It can impact conversion, AOV, repeat purchases, and marketing efficiency.
In the BNPL Math series, Katherine Galvin breaks down the numbers behind consumer financing performance.
First episodes live: https://t.co/ZHxc8yWGTv
#BNPL#Fintech
Two merchants can show the same approval rate.
Yet their financing performance may be very different.
BNPL Math #3 explains the difference between approval rate and approval coverage.
BNPL Revenue Calculator:
https://t.co/geV8u0Kk9m
#BNPL#Fintech#checkout
BNPL doesn’t only affect approvals.
It can also influence conversion, average order value, and repeat purchases.
BNPL Math #2 looks at how these effects can compound over time.
BNPL Revenue Calculator:
https://t.co/geV8u0KRYU
#BNPL#RetailGrowth#RetailTech
Even a small financing approval gap can create measurable revenue leakage.
BNPL Math #1 looks at how a conservative 5% gap can add up over time.
BNPL Revenue Calculator:
https://t.co/geV8u0KRYU
#BNPL#Fintech#RetailTech
Small BNPL approval gaps can quietly impact revenue.
But how much exactly?
Try the BNPL Revenue Calculator and run the numbers:
https://t.co/geV8u0Kk9m
#BNPL#Retail#FintechNews
Most merchants don’t know how much revenue is lost
to financing rejection.
Not because it’s small —
but because it’s invisible. #BNPL
→ Get clarity on financing
https://t.co/Ndmzvhmqzb
Approval rates don’t always reflect revenue coverage.
As BNPL adoption rises, customer mix shifts and financing gaps emerge.
We developed a BNPL tool to help merchants model the impact of those gaps.
https://t.co/UziGRPvlvw
#BNPL#fintech#RetailTech
Traffic can grow.
Marketing can work.
And financing can still limit conversion.
Growth doesn’t always mean everything is working. #BNPL
→ Check your financing performance
https://t.co/Ndmzvhmqzb