Rajat | Personal Finance 🇮🇳

Your Guide to Financial Clarity. 🇮🇳 Personal Finance • Digital Decluttering • Investing. 🛑 Join the journey to wealth 👇

[Rajat | Personal Finance 🇮🇳 @WealthINR]

Here are the Top 10 Indian Mutual Fund Houses by Average AUM for the Oct-Dec 2025 quarter! 🇮🇳💰

SBI Mutual Fund leads the industry, managing over ₹12.6 Lakh Crores. 🚀

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@gharkekalesh Are students allowed to throw stones on public?

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@FI_InvestIndia I'm Debt Free

Planning for a Credit Card

[Rajat | Personal Finance 🇮🇳 @WealthINR]

We need an immediate investigation.

#Odisha #PostOfficeScam #Balasore #Justice

YT Link (for details) - https://t.co/0RT3tEtPv5

[Rajat | Personal Finance 🇮🇳 @WealthINR]

🚨 SCAM ALERT: ₹1.5 Crore stolen from Balasore Post Office! Over 600 poor depositors in Baiganbadia were cheated by Postmaster Pramit Ranjan Ghadai - savings of a lifetime gone.

@IndiapostOffice @AshwiniVaishnaw @CMO_Odisha @Officejmscindia -

[Raghav Chadha @raghav_chadha]

In Parliament, I explained why India must put land & property records on BLOCKCHAIN.

Land records in India are in utter chaos. Ordinary citizens are made to run from pillar to post at registrar offices, while dalals and middlemen capture the system. Circle rates are exploited to fuel cash deals, property tax leakages continue, fake documents and encroachments multiply, and disputes over title never end.

The numbers tell the story:
•⁠ ⁠66% of all India’s civil disputes are land disputes.
•⁠ ⁠45% of properties lack a clear title.
•�� ⁠48% are already under dispute.
•⁠ ⁠India ranks 133 out of 190 in property registration efficiency.
•⁠ ⁠Even a simple property sale can take 2 to 6 months. When disputes arise, civil courts take 7 years on average to resolve them.
•⁠ ⁠And 6.2 crore property documents are still pending digitisation.

That is why I argued in Parliament for a National Blockchain Property Register. Time stamped, tamper proof, fully transparent. It can make title verification instant, and ensure every sale, mutation and inheritance is recorded cleanly and traceably in realtime.

Countries like Sweden, Georgia and the UAE have shown what is possible. Transactions can finish in minutes, and dispute rates fall sharply.

India must move from chaos to clarity. From a land record system that creates obstacles to one that prevents them.

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@BaluGorade 💯%, It is much easier to stay disciplined with a diversified fund than to ride the rollercoaster of a single stock.

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@BaluGorade @ICICI_Direct since 2019 (my 1st acct). UI isn't 'cool', but fine for long-term investing. I only log in for seamless Stock/ETF SIPs.

Dropped @upstox (not investor-friendly).

Happy sticking to one account.

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@neerajarora91 Hello Sir,
1. My day was peaceful.
2. Sticking to my strategy.
3. No regrets.
4. Patience is key.

I actually haven’t opened my portfolio since yesterday, since I’m a long-term investor. Ignoring the noise works wonders! 📉📈😴

I💚your quote: "Seekhna Suru, Toh Jeetna Suru."

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

STT raised for F&O !!!!!

#FI

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@akhilpachori Great compilation 👍

Adding a few important Indian IDs, people often ask about 👇

🆔 CKYC Number (KIN) - 14 digits
🏥 ABHA (Health ID) - 14 digits
🧾 UAN (EPFO) - 12 digits
🧾 PRAN (NPS) – 12 digits
📊 CIN - 21 characters
📄 DIN - 8 digits

[Rajat | Personal Finance 🇮🇳 @WealthINR]

@DealsDhamaka One account, one purpose - elite money hygiene.
Most people complicate finance by mixing everything.

For me:
UBI - Income
ICICI - Investments
SBI - Expenses

Clarity > complexity

[Rajat | Personal Finance 🇮🇳 @WealthINR]

💸₹31,002 crores invested via SIPs in December 2025.

🔕No market timing.
🎯No predictions.
🧠Just discipline.

9.79 crores Indians chose consistency over speculation📈.

That’s how wealth is built.

Source: AMFI
#SIP #MutualFunds #LongTermInvesting

[Rajat | Personal Finance 🇮🇳 @WealthINR]

Buying insurance as an investment is one of the costliest financial mistakes investors make.

[Mohini Maheshwari @mohinimaheshwa]

Real truth of policies lic, investments, podcast, investing, business, middle class, insurance, stock market, earnin

[Rajat | Personal Finance 🇮🇳 @WealthINR]

6️⃣ Aditya Birla Sun Life MF: ₹4,47,038 Cr
7️⃣ UTI MF: ₹3,95,059 Cr
8️⃣ Axis MF: ₹3,65,749 Cr
9️⃣ Mirae Asset MF: ₹2,29,565 Cr
🔟 Tata MF: ₹2,25,719 Cr

Data Source: AMFI Oct-Dec 2025 Average AUM Report.

#MutualFunds #StockMarketIndia #Investments #SIP #WealthCreation #AMFI

[Rajat | Personal Finance 🇮🇳 @WealthINR]

Here are the Top 10 Indian Mutual Fund Houses by Average AUM for the Oct-Dec 2025 quarter! 🇮🇳💰

SBI Mutual Fund leads the industry, managing over ₹12.6 Lakh Crores. 🚀

[Rajat | Personal Finance 🇮🇳 @WealthINR]

🏆 The Leaderboard (AAUM in ₹ Cr):

1️⃣ SBI MF: ₹12,63,745 Cr
2️⃣ ICICI Prudential MF: ₹11,30,333 Cr
3️⃣ HDFC MF: ₹9,43,197 Cr
4️⃣ Nippon India MF: ₹7,11,598 Cr
5️⃣ Kotak Mahindra MF: ₹5,88,199 Cr

[Rajat | Personal Finance 🇮🇳 @WealthINR]

Top Nifty 50 Index Funds by AUM (Cr.) as on 31.12.2025.

#Investing #IndexFunds #Nifty50 #WealthINR

[Rajat | Personal Finance 🇮🇳 @WealthINR]

When assets are cheap, nobody wants them.
When they double, everyone asks, ‘Is it too late?

#Investing #Gold #Rupee

[Indian Tech & Infra @IndianTechGuide]

🚨 Gold and silver prices over the last year.

Gold (10 g) ~73% +

January 1, 2025 ~ Rs 78,000
January 1, 2026 ~ Rs 135,000

Silver (1 kg) ~ 158% +

January 1, 2025 ~ Rs 91,000
January 1, 2026 ~ Rs 235,000

[Rajat | Personal Finance 🇮🇳 @WealthINR]

Efficiency Leaders (ICR): Private General Insurers are operating at a sleek 77.5% Claims Ratio, while Stand-Alone Health Insurers are at 68%!

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#IRDAI #Insurance #Finance #IndiaGrowth #BIGNumber

[Rajat | Personal Finance 🇮🇳 @WealthINR]

Big Moves in Indian Insurance! 🇮🇳💼 The IRDAI Annual Report 2024-25 is out, and the numbers are massive:

💰 Total Industry Premium: ₹11.93 Lakh Crore 🏥 Claims Paid: ₹8.35 Lakh Crore 📈 Assets Under Mgmt: ₹74.43 Lakh Crore

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