1 in 3 Canadians has no emergency fund. 42% say one surprise bill wrecks their finances.
The move: auto-transfer $50 a week into a separate account. Small and automatic beats $0.
78% of recent Canadian grads are optimistic about their financial future. Most of them are broke. Rule: optimism is the first wealth habit. Act like the 59% who save monthly anyway, and the future stops being a hope.
CIBC and TD just raised fixed mortgage rates today. More hikes are coming.
The move: get a free 120-day rate hold. Rates climb, you are protected. Rates drop, you take the lower one. It costs nothing.