"La soledad es para mí una fuente de sanación que hace que mi vida valga la pena vivirla. Hablar es a menudo un tormento para mí, y necesito muchos días de silencio para recuperarme de la futilidad de las palabras"
Carl Gustav Jung
You can take $100,000 from American banks at 0%, move to Medellín, live in a penthouse for $2,500 a month, and if the business dies and you never pay back a dollar, nobody can arrest you
Owing a credit card company is a civil debt. There's no warrant. Interpol doesn't care about your Chase Ink bill
12 months of rent, food, a cleaner and a coworking desk: about $30,000
That leaves $70,000 to build the thing
In Miami the same year costs $90,000 before you've spent a dollar on the business
"so what actually happens if I never pay"
Day 30: late fee, and the 0% is gone. The balance starts charging full interest
Day 60-90: it hits your personal credit report. Your score drops 100+ points
Around day 180: the bank charges it off and sells it to a collector for pennies
After that: calls, letters, maybe a lawsuit. If you don't show up they win by default
With a judgment they can go after US wages and US bank accounts
Collectors settle for a fraction of the balance all the time, and the forgiven part can show up as taxable income
The clock to sue you runs out in 3 to 6 years in most states
7 years after the first missed payment, it falls off your credit report
That's the whole list. Your credit is wrecked for years and you get sued in a country you don't live in
One line you don't cross. Taking the money while planning to never pay it is fraud. A business that failed is a business that failed. Know the difference before you apply
Knowing the real worst case is what lets people take the shot
Setting it up before you leave:
1. Get approved while you're still in the US. US address, US phone, US bank account
2. Keep a US mailing address. A virtual mailbox scans your mail for about $15 a month
3. Keep your US number on a cheap plan. Every bank texts you a code to log in
4. Autopay the minimum on every card from business checking
Americans get 90 days on arrival and can extend to 180 in a year. Colombia also has a digital nomad visa. You still file US taxes
The 12 months:
Months 1-3: build. Your clients pay in dollars, you spend in pesos
Months 4-9: revenue covers the minimums, then the rent, then the balance
Month 10: whatever is left moves to a fresh 0% card
Month 12: you own a business and you still live in a penthouse
Most people never start because they think the worst case is prison. The worst case is a bad credit score in a country that's never heard of FICO
This is truly a great man. He has invested more in Ukraine than 185 countries combined.
Meet Howard Buffett, Warren Buffett’s middle son. He is 71 years old. He dropped out of college three times. He drinks Dr Pepper and looks for a McDonald’s wherever he travels.
Since the beginning of the war, his foundation has become the largest private donor to Ukraine: $1.4 billion.
Over four years, he has personally visited Ukraine 27 times.
In April 2022, he saw burned-out agricultural machinery and called the president of John Deere:
“How many combines are available in Europe?”
“Fifteen. All of them were supposed to go to Russia.”
“I’ll take them all.”
Then came all the available New Holland equipment in Europe. Altogether, more than 100 tractors and combines were provided to Ukrainian farmers.
He even tested demining equipment himself - on his own farm in Illinois, detonating explosives beneath rollers. When a Ukrainian deputy minister expressed doubts, Buffett told him:
“Stop counting my tractors. If necessary, I’ll blow up a thousand of them.”
Andriy Stavnitser initially asked him for $1 million for Superhumans. Buffett asked how much was needed to build the entire center.
“$14 million.”
“Okay. And what do you expect in return?”
“Nothing. Build it.”
Today, his support for Superhumans has reached $77 million, and the center has treated more than 1,700 patients.
But his largest area of spending is neither agricultural machinery nor prosthetics.
It is food: 642 million meals.
And that is only part of it:
* 344,000 windows replaced after Russian attacks;
* 9 bridges, 4 power plants, 2,500 generators, and 18 DNA laboratories;
* Much of Bucha rebuilt with his funding.
“I already have more friends in Ukraine than I do at home,” he says.
He celebrates birthdays in Ukraine, comes for Christmas, and even has a Ukrainian godson.
Friends, this is truly a great man - someone who understands that he cannot take all his money with him when he leaves this world.
I simply want to thank him and wish him well.
Whatever else one may say, this is real help from a person who had no personal obligation to Ukraine.
He simply chose to help.
Source: translated from the original text by Oleh Bairak.
Current White House Senior Counselor for Trade and Manufacturing:
Peter Kent Navarro:
“Dedicated to all our friends in China.
May they one day live in freedom—and until that day comes, may they take care of themselves and stay safe.”
Nous en sommes EXACTEMENT LÀ... 🤬🤬🤬
"La prophétie la plus troublante de toutes"
Il y a 70 ans, une vision fut gravée dans les mots, décrivant avec une effrayante précision ce que nous vivons aujourd’hui.
Le 2 février 1905, à Saint-Pétersbourg, naissait une âme qui allait marquer la pensée et les lettres : Alissa Zinovievna Rosenbaum, plus connue sous le nom d’Ayn Rand. Philosophe et écrivaine américaine d’origine russe, elle laissa derrière elle des mots qui résonnent encore, comme un écho prophétique dans les tumultes de notre époque.
Elle écrivit ces paroles :
« Lorsque vous réalisez que, pour produire, vous devez obtenir l’autorisation de ceux qui ne produisent rien… Lorsque vous voyez l’argent couler non pas vers ceux qui créent des biens, mais vers ceux qui trafiquent en faveurs… Lorsque vous comprenez que certains s’enrichissent davantage par la corruption et l’influence que par le labeur, et que les lois ne vous protègent plus d’eux mais, au contraire, les protègent contre vous… Lorsque vous découvrez que la corruption est récompensée tandis que l’honnêteté devient un sacrifice, alors vous saurez, sans le moindre doute, que votre société est condamnée. »
Un avertissement gravé dans le marbre de la pensée, un miroir tendu à un monde vacillant.
MARCO RUBIO:
“Freedom for the people of China must be our goal; but it has not been the goal of President Obama.”
“Helping the Chinese people achieve freedom and democracy is not just our moral duty as a free people — it will have a profound effect on global prosperity and our security.”
« Une fois élu, je deviendrai végétarien. »
Je trouve que c'est vraiment l’une des meilleures métaphores de la politique.
Un loup qui monte sur une estrade en regardant un troupeau de moutons tout en leur promet qu’il ne mangera plus de viande.
Et les moutons eux, applaudissent encore et toujours depuis des siècles, parce qu’ils ont envie d'y croire. Ils pensent avoir besoin d'un sauveur.
Voilà tout le problème.
Avant d’avoir le pouvoir, il faut ton vote. Alors forcément on te promet absolument tout, on te dit exactement ce que tu veux entendre : plus de pouvoir d’achat, plus de sécurité, plus de justice, moins d’impôts, davantage de liberté, un pays meilleur, bla bla bla...
Ils nous parlent comme si ils étaient des nôtres.
Puis l’élection passe.
Et soudain, le type qui avait besoin de toi n’a plus du tout besoin de toi.
Le pupitre devient un trône et les grandes promesses deviennent des mensonges.
Et cinq ans plus tard, les mêmes moutons découvrent avec stupeur que le loup mange toujours de la viande... Ça alors !
Mais en réalité, le problème n’est même pas que les loups mentent.
Un prédateur qui promet de devenir végétarien parce qu’il a besoin de toi fait exactement ce qu’on peut attendre de lui.
Le plus fou c’est que les moutons continuent d’y croire. Encore. et encore.
On écoute les discours alors qu’on doit regarder les actes. On juge les intentions affichées alors qu’on devrait regarder les comportements passés et en tirer des leçons, mais non...
L'histoire se répète inlassablement.
A man hired several Latino workers to fence his yard. When they finished, called ICE to try to avoid paying them. But they had all their documentation in order, so they came back and dismantled the fence piece by piece right in front of him.
Hooray for them! Trumpers are POS! 💩