William Thomas Penn

Disciple with SFCoC. Plays guitar. Plays at producing music. Surgical Tech. Crypto enthusiast.

[William Thomas Penn @WilliamThomasPe]

Trump beats red…

[Dustin @r0ck3t23]

Elon Musk just put a price tag on obedience. It costs $200,000.

Musk: “You don’t need college to learn stuff. Everything is available basically for free. You can learn anything you want for free.”

Every lecture. Every textbook. Every framework ever written. Free on any screen in any country right now. The entire knowledge monopoly collapsed in a decade. Nobody updated the price tag.

Musk: “Colleges are basically for fun and to prove you can do your chores. But they’re not for learning.”

Strip the ivy and the branding. What’s underneath is a four-year obedience trial. Can this person follow instructions on a schedule without asking why.

Musk: “There is a value that colleges have, which is seeing whether somebody can work hard at something, including a bunch of annoying homework assignments, and still do their homework assignments.”

That is the entire six-figure value proposition. Not what you know. Not what you can build. Whether you can be managed. The establishment doesn’t need you educated. It needs you domesticated.

Musk: “If you’re trying to do something exceptional, you must have evidence of exceptional ability. I don’t consider going to college evidence of exceptional ability.”

The system doesn’t produce exceptional. It produces manageable. It takes the most creative years of your life and teaches you to wait for instructions. That is not education. That is containment.

Musk: “Gates is a pretty smart guy, he dropped out. Jobs is pretty smart, he dropped out. Larry Ellison, smart guy, he dropped out.”

They didn’t leave because they couldn’t keep up. They left because the ceiling was underground.

8 billion people now carry the same library in their pocket. The one these institutions charged a lifetime of debt to access.

The only product the university still sells is the belief that you need one.

[OneXPlayer_Official @OnexPlayer_]

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[William Thomas Penn @WilliamThomasPe]

Louisiana man becomes first in region functionally cured of sickle cell disease https://t.co/2cvZdBzKV9

[Nick shirley @nickshirleyy]

🚨 Welcome to the lawless, dangerous, and illegal markets in NYC, where millions and potentially BILLIONS of tax dollars are lost each year. Where criminals arrested for drug dealing, assault, and resisting arrest are set free to commit their crimes once again.

The NYC Council says it loses over $1.7 billion in potential tax revenue. These vendors are primarily illegal migrants from Africa who make $10,000’s of dollars a week TAX FREE.

In a city that wants to "tax the rich" but turns a blind eye to open criminality and fraud, there is a problem. How can women feel safe knowing criminals arrested for assault are set free on the streets?

This isn’t about left or right, it’s about what is against the law. We all work too hard and pay too much in taxes for others to break our laws and defraud the system. Watch and share!

[Samantha Jane James @predictionsbysj]

Nope. This is what happens when politicians go against the people who elected them and backfill their voters with the 3rd world. Normally, people start killing their politicians shortly after these situations erupt. I am a student of history. Watching. Waiting. Seeing what’s coming.

[Live Action @LiveAction]

A convicted sex offender obtained a baby boy by surrogacy.

Nobody stopped him.

Brandon Keith Mitchell and Logan Riley launched a GoFundMe to hire a surrogate to carry a baby boy for them. They paid for an egg donor, and through IVF created four embryos. One was implanted in the surrogate who gave birth to a little boy.

Some time after, Mitchell and Riley took the baby into their home and shared a video celebrating their baby’s first year of life.

The video quickly went viral, and internet sleuths discovered that Mitchell is a registered sex offender in the state of Pennsylvania.

Mitchell had been convicted for child sexual abuse and possession of child sexual abuse materials.

Prosecutors found over 12,000 messages between Mitchell and his victim, who was a 16-year-old boy at the time of the events, which began in 2013. Mitchell was the child’s 27-year-old chemistry teacher at the time:

“The messages – sent on a non-school-issued cellphone and personal laptop – began in May 2013 when the boy was just 16 years old. The conversations turned sexual in the summer of 2013 and, according to the criminal complaint, included messages from Mitchell that read, ‘you can give me a bj after you graduate’ and ‘Do you have naked pictures [of] yourself on your phone?’

… Besides sexual messages, Mitchell and the boy also exchanged nude photographs, including more than a dozen of Mitchell’s penis, according to investigators. The boy sent a sexually explicit video to Mitchell, who allegedly told the boy he wanted to see him masturbate, said police.”

Pennsylvania law bars sex offenders from adopting children — but not from having children through surrogacy.

Children are not products to be purchased and sold, especially to criminal sex offenders.

Pray for this precious little boy.

We must ban surrogacy.

[hunter @hxxntrr]

The car dealership showed you 8.9% APR on your auto loan

The bank approved you at 4.2%

The dealership added 4.7% on top and kept the difference. That's an extra $4,800 on a $40K loan that goes straight into the finance manager's pocket as commission

It's called a dealer reserve markup and it's the single biggest legal scam in American consumer finance

Here's how it works. You sit in the F&I office (Finance and Insurance). The finance manager pulls your credit. The bank (let's say Capital One Auto) comes back with an approval at 4.2% APR. The finance manager never shows you this number. Instead he tells you "great news, we got you approved at 8.9%"

You think 8.9% is your rate. It's not. It's your rate plus his commission. The 4.7% spread between 4.2% and 8.9% gets split between the dealership and the finance manager. On a $40K loan over 72 months that spread is worth $4,800 in pure profit

The finance manager makes more money on the markup than the salesman makes on the car itself. The salesman negotiated with you for 3 hours over $500 off the sticker price while the finance manager was in the back office adding $4,800 to your interest rate in 30 seconds

"Isn't that illegal?"

No. Dealer reserve markups are legal in all 50 states. The bank explicitly authorizes the dealer to mark up the rate. The bank WANTS the dealer to charge you more because the bank gets a cut of the spread too. The bank approved you at 4.2% but keeps maybe 3.5% and lets the dealer inflate up to 8.9% and pocket the rest

The bank and the dealer are splitting the extra interest you're paying. They're partners in the markup. Neither one has a legal obligation to tell you the buy rate (the actual approved rate before markup)

The play to kill the markup:

BEFORE you walk into a dealership, get pre-approved at your own bank or credit union

Capital One Auto Navigator: pre-approval takes 5 minutes online. Tells you the exact rate you qualify for with no dealer involvement
Navy Federal Credit Union: if you're eligible, consistently 2 to 3% lower than dealer-marked rates
DCU (Digital Federal Credit Union): anyone can join, known for some of the lowest auto rates in the country
Your local credit union: almost always 1 to 3% cheaper than dealer financing

Walk into the dealership with your pre-approval letter. Don't mention it during negotiations on the car price. Let them settle the price first. Then when they send you to F&I, the finance manager will pitch his rate

When he says "we got you 8.9%," you put your pre-approval letter on the desk: "My credit union already approved me at 4.2%. I'll be using their financing unless you can beat it"

Two things happen:

Either the dealer matches 4.2% or goes lower (he can, because the buy rate was actually 3.8% and he has room). You save $4,800

Or the dealer says he can't match it and you use your pre-approval. You still save $4,800

There is no scenario where you lose by walking in pre-approved

The deeper play for people with damaged credit:

Dealers mark up subprime rates even harder. If your real approval is 12%, the dealer might tell you 18%. On a $25K car over 72 months that markup costs you $6,200. Subprime buyers get the biggest markups because the dealer knows they feel lucky to be approved at all and won't push back

If your credit is under 680, get pre-approved at a credit union BEFORE the dealership. Even subprime credit unions offer rates 3 to 5% below what the dealer will quote. You won't get 4.2%, but you'll get 11% instead of 18% and save thousands

The finance manager is the highest-paid person in the dealership. Not the GM. Not the top salesman. The F&I guy who sits in a back office and adds 3 to 5% to your interest rate while you sign documents you don't read

He makes $150K to $300K a year. Almost all of it from rate markups on people who never thought to get pre-approved

The entire auto lending system has a middleman who adds thousands to your loan and provides zero value. Eliminate the middleman. Get your own rate. Walk in knowing what the bank actually approved you for instead of what the dealer decided to charge you

You negotiated the price of the car for 3 hours and felt proud saving $800. The finance manager made $4,800 off your interest rate in the time it took you to sign your name lmfaooo

(i fix credit so you qualify for the lowest auto rates before you walk in. link in bio)

[DNI Tulsi Gabbard @DNIGabbard]

Today, on my final day as Director of National Intelligence, I’m releasing never-before-seen communications and documents exposing how Dr. Fauci provided millions in US taxpayer dollars to fund dangerous gain-of-function research at the Wuhan lab, worked with politicized elements within the Intelligence Community to suppress the truth about his actions and hide the virus’ lab-leak origins, and lied to Congress while under oath in 2024. It’s time you know the truth.

https://t.co/3YJSstB7d4

[C3 @C_3C_3]

As rapes in the UK increased so did social media arrests.

That’s the tell.

The cover up was from the top.

One of the most evil crimes in history.

[William Thomas Penn @WilliamThomasPe]

@ksorbs The Israelites grumbled and wanted to back to slavery in Egypt cause they thought it was better than the journey to the Promised Land…

[Dustin @r0ck3t23]

November 2023. The most powerful companies on Earth lined up to make him kneel.

Disney. Apple. IBM. Comcast. They pulled their money and waited for the apology.

The whole press corps wanted one word out of him. Sorry.

Sorkin leaned in and offered him the exit. Just walk it back.

Musk: “If somebody’s going to try and blackmail me with advertising, blackmail me with money, go fuck yourself.”

No retraction. No cleanup post at 2am. No quiet calls begging the brands back.

They wrote that it was over. That he’d finally buried his own company.

He was worth around $230 billion that night.

This week SpaceX went public.

He became the first trillionaire who has ever lived.

Forbes puts him at $1.1 trillion. Almost four times the next richest person alive.

This was never about him.

The people threatening you only hold the power you agree to hand them.

Every time you apologized to keep the peace, you taught them the price was you.

He refused to pay it once, in front of the entire world.

The world blinked first.

The crowd never remembers who knelt. It remembers who refused to flinch.

The only person who can ever make you beg is you.

[JoeLange @JoeLange]

When Does A Bird Sing?
Part 4

Alwaleed’s arrest and the confiscation of all his wealth, took away his power and control.
He’s been under house arrest ever since.
It removed him from the chessboard and cut the strings to all his puppets.
——————-
Q drop
245
Dec 01, 2017 12:46:51 AM EST

Hussein is evil and a real loser.
No special treatment.
Shopping around for a (new) handler/protection is fun to watch on the SATELLITE/spy comms.
Morons, all of them.
Q
————————
It wasn’t just Obama.
Here’s a Q drop on the very day that Alwaleed was arrested in Saudi Arabia:
——————-
Q drop
93
Nov 05, 2017 2:06:00 AM EST

Anonymous
>>
Is HRC just a puppet and the goal is to take down her minders and the real kingpins?
>>
Correction:
HRC was a puppet but her strings were recently cut.
She's now on her own and fighting for her life.
Q
—————-
Trump flipped the chessboard completely, by taking down his biggest threat in his first year.
He has controlled the chessboard ever since and the enemy has been FORCED to “react,” instead of controlling things.

But who else’s strings were cut?

It wasn’t just Obama and Hillary.

Do you remember the third person mentioned in the Twitter “dummie account” Q drop?

When does a bird sing?
———————-
Q drop
2261
Sep 21, 2018 6:42:41 PM EDT

PANIC IN DC
[Loretta Lynch] talking = TRUTH reveal TARMAC [Bill Clinton]?
[Loretta Lynch] talking = TRUTH reveal COMEY HRC EMAIL CASE?
[Loretta Lynch] talking = TRUTH reveal HUSSEIN instructions re: HRC EMAIL CASE?
[Loretta Lynch] talking = TRUTH reveal BRENNAN NO NAME COORD TO FRAME POTUS?
……………..
FISA = START
FISA BRINGS DOWN THE HOUSE.
WHEN DO BIRDS SING?
Q
—————-
Loretta Lynch was in the middle of a lot of Obama conspiracies.
She has completely fallen off the radar.

She quickly took a deal.
Now she’s singing like a bird.

Panic in DC.

The enemy still thought their “secret” communications through Gmail drafts and “dummie accounts” on Twitter were safe.
We have it all.

Do you remember what happened on June 10, 2018?

The media swept this story under the rug.
———————-
Q drop
1728
Jul 27, 2018 1:14:22 PM EDT

Unauthorized missile fired.
Unauthorized emergency incoming missile threat activated HAWAII.
POTUS AF1.
POTUS re-routes. Coincidence?
NO MSM investigations?
Biggest threat to the American people!
Q
——————
Trump and Kim Jong Un were having a public spat, threatening war.
But in the background, Pompeo was secretly removing CIA control of North Korea.
The enemy feared the American people learning the truth and attempted to start a war.
An “unauthorized” missile launch from a nuclear submarine near Whidbey Island, Washington, was captured on camera.
That wasn’t supposed to happen.
———————-
Q drop
1729
Jul 27, 2018 1:17:30 PM EDT

Anonymous
>>
Where did the missle go? Blown up in sky?
>>
F-16s intercept.
Q
——————
Q drop
1730
Jul 27, 2018 1:21:16 PM EDT

Anonymous
>>
An F16 can shoot a missile out of the air?
>>
Specialized weapons package.
CLAS-5.
Q
———————
This began the string of Q drops referencing the submarine movie The Hunt For Red October.

Guess who died a few months later and had served in the Navy?

“No name.”

Coincidence?

This was TREASON at the highest levels.
——————-
Q drop
4828
Oct 07, 2020 9:48:34 PM EDT

Do you remember when the media had wall-to-wall [live in fear] coverage re: NK?
Do you remember when HAWAII 'accidentally' sounded the incoming missile alarm?
What happened?
NK no longer a nuclear threat?
Mountain collapse?
China seeking NK commitment to fire short[long]-range ballistic missile(s) pre_election?
Q
——————-
The unauthorized missile launch and the sounding of the missile alarm in Hawaii, was a coordinated effort by the enemy to start WWIII.
———————-
Q drop
725
Feb 11, 2018 3:37:17 PM EST

Ask yourself, would the PUBLIC understand the following statement: "Rogue actors (Clowns/US former heads of State) initiated a missile launch in order to 'force' the US into a WAR/conflict against X?"
——————
Elon’s purchase of X has changed everything.

[Eric Daugherty @EricLDaugh]

🚨 WOW! Spencer Pratt just dropped this after they stole the LA mayoral election from him — he’s about to drop BOMBSHELLS he was saving for the general election!

“We have some recordings of one of your insulting candidates doing and saying something that would make her resign in shame.” 🤯

“I was saving it for the general election. Go ahead and pick your demon, certify your choice, and then you get to see it.”

“You think you can get rid of me that easily?”

“Karen, Nithya, ask yourself, is it possible that one of your employees may have a recording of you doing or saying something that would force you to resign in disgrace?”

🔥🔥🔥

“I'm going to be lighting you up every single day and now I don't have to worry about offending CNN viewers.”

“I don't have campaign laws hamstringing me now. It's WAR. It's zero hour for Los Angeles!”

[William Thomas Penn @WilliamThomasPe]

@coingecko $REEF

[Don Peebles @rdpeeblesjr]

I was the first Black member of The Bath Club. Today, I'm proud to be its owner.

Since 1926, The Bath Club has been one of Miami Beach's most iconic institutions, welcoming figures who helped shape American history. Its members included the Vanderbilts, William Boeing, and Presidents Herbert Hoover and John F. Kennedy.

But when I first joined, I was shocked to learn I was the club’s first Black member.

Now, I've made it a priority not only to modernize, but to transform it into something that better reflects the America we aspire to be. Today, The Bath Club is a thriving and diverse community that brings together people from different backgrounds, faiths, professions, and perspectives, much like Miami Beach itself.

In many ways, its evolution mirrors the story of our country: progress built on opportunity, inclusion, and the belief that barriers are meant to be broken.

Only in America can someone go from being the first person allowed through the door to becoming the steward responsible for opening it wider for everyone else.

[William Thomas Penn @WilliamThomasPe]

@MustafaCharts 7

[X22 Report @X22Report]

Obama secretly gifted green cards to 2,500 Iranians — including government officials — as part of the Iran nuclear deal.

He gave them pallets of cash, uranium, AND the ability to infiltrate America legally. Trump posted about this back in July 2018.

Obama didn't just fund Iran's nuclear program. He planted their operatives INSIDE the United States.

[Kalshi @Kalshi]

BREAKING: Neuralink plans to test a brain implant that could restore vision to people born blind

[Brian Armstrong @brian_armstrong]

Aging is arguably the root cause of most major diseases (loss of function in our cells). Four years ago, we made a bet that aging was treatable, and NewLimit was born.

NewLimit now has a prototype drug that reverses the age of some human cells (restores function they had when they were younger), and a clinical trial scheduled for next year (with more drug candidates in the pipeline).

Grateful to Founders Fund, Thrive, Greenoaks, and the rest of the investors for this latest round. @jacobkimmel and the team are just getting started.